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Community Disaster Loans is sponsored by Department of Homeland Security. To provide loans subject to congressional loan authority to any local government that has suffered substantial loss of revenues in an area designated in a Stafford Act major disaster declaration in order to assist communities affected by an incident to perform its governmental functions.
The local government must demonstrate a need for financial assistance and the funds can only be used to maintain existing functions of a municipal operating character or expand functions to meet disaster-related needs. This listing is currently active. Program number: 97.
030. Last updated on 2023-09-01.
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Or search similar grants →According to the current listing, eligibility includes: Local (includes state-designated Indian tribes and U.S. territories, excludes institutions of higher education and some hospitals) government applicants must be in a designated major disaster area and must demonstrate that they meet the specific conditions of 44 C.F.R. Part 206, Subpart K, Community Disaster Loans. To be eligible, the applicant must demonstrate: 1) a substantial loss of revenues as a result of a major disaster; 2) a need for financial assistance to perform its governmental functions. During the 2017 hurricane season, a supplemental provided funding and new guidance specific to Hurricanes Harvey, Irma, and Maria. Public Law 115-72 and Public Law 115-123 provide additional supplemental appropriations and eligibility criteria for disaster relief requirements for the fiscal year ending September 30, 2018. Further, P.L. 116-260 removed the loan cap, provided alternate eligibility criteria, and extended the deadline for FEMA to issue a loan only for those disasters that were declared in calendar year 2018. P.L. 117-43, signed on September 30, 2021, cancelled the repayment of balances outstanding on all loans as of September 30, 2021. Eligible applicant types include: Local (includes State-designated lndian Tribes, excludes institutions of higher education and hospitals. Confirm the full requirements in the official notice before applying.
The current listing shows recent federal obligations suggest $110,865,138 (2024). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Yes — Community Disaster Loans is offered by Department of Homeland Security and this listing comes from SAM.gov, an official U.S. federal source. Federal applications generally require registrations (for example SAM.gov or an agency submission portal), so allow extra lead time.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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