1,000+ Opportunities
Find the right grant
Search federal, foundation, and corporate grants with AI — or browse by agency, topic, and state.
Permanent ongoing SBA loan program. No application deadline — apply through local intermediary lender at any time.
Microloan Program is sponsored by SMALL BUSINESS ADMINISTRATION. To assist entrepreneurs, business owners, and other individuals possessing the capability to operate successful business concerns and to assist small business concerns in those areas suffering from a lack of credit due to economic downturns. Under the Program, the Small Business Administration (SBA) makes loans or provide guaranties to private, non-profit, and quasi-governmental organizations (intermediary lenders) that utilizes the loan funds to make short-term, fixed interest rate microloans in amounts up to $50,000 to start-up, newly established, and growing small business concerns.
The Microloan Program is to be used exclusively for working capital, inventory, supplies, furniture, fixtures, machinery, and/or equipment. In addition, the SBA will make grants to participating intermediary lenders to provide marketing, management, and technical assistance to prospective borrowers and borrowers receiving microloans. Under the Program, SBA will also provide training for intermediary lenders participating in the Microloan Program. This listing is currently active. Program number: 59.046. Last updated on 2026-01-21.
Get alerted about grants like this
Get emailed when new opportunities from “SMALL BUSINESS ADMINISTRATION” or related funders appear. Free, weekly, unsubscribe anytime.
Or search similar grants →According to the current listing, eligibility includes: Small businesses and certain not-for-profit childcare centers. Microloans are available through SBA-approved nonprofit community-based intermediary lenders with experience in lending and management assistance. Each intermediary has its own lending and credit requirements. Confirm the full requirements in the official notice before applying.
The current listing shows up to $50,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Yes — Microloan Program is offered by SMALL BUSINESS ADMINISTRATION and this listing comes from SAM.gov, an official U.S. federal source. Federal applications generally require registrations (for example SAM.gov or an agency submission portal), so allow extra lead time.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
Past winners and funding trends for this program
AFWERX SBIR STTR FY2026 with STRATFI and TACFI for AI and Air Force Innovation is sponsored by Department of the Air Force (administered by AFWERX in partnership with U.S. Small Business Administration). AFWERX is the innovation arm of the Department of the Air Force powered by the Air Force Research Laboratory (AFRL), comprising four core arms: AFVentures, Spark, Prime, and SpaceWERX. The 2026 SBIR/STTR program supports U.
AFWERX is the innovation arm of the Department of the Air Force powered by the Air Force Research Laboratory (AFRL), comprising four core arms: AFVentures, Spark, Prime, and SpaceWERX. The 2026 SBIR/STTR program supports U.S.-owned small businesses developing AI, autonomous systems, and dual-use technologies aligned with the Department of the Air Force's strategic goal of becoming an AI-first force. AFWERX uses a predictable monthly cadence with pre-releases on the first Wednesday of each month, followed by one-month open submission windows. The program offers a structured progression from Phase I feasibility studies ($75K-$180K) through Phase II prototype development ($1.25M-$1.8M) to growth-stage funding via TACFI ($375K-$2M) and STRATFI ($3M-$15M), enabling small AI companies to scale from initial concept to operational deployment. AI focus areas align with the DAF AI Strategy released in 2026, including decision-support AI, autonomous platforms, AI for predictive maintenance, computer vision for ISR, and human-machine teaming. Upcoming FY2026 open solicitations include DoW SBIR Specific Topic 26.BZ Release 1 (May 6-June 3, 2026), Release 2 (May 27-June 24, 2026), and STTR Specific Topic 26.TZ Release 1 (May 6-June 3, 2026).
The Small Business Administration's Manufacturing in America Empower to Grow initiative funds up to ten technical-assistance organizations with $5M each to deliver hands-on training to small manufacturers in aerospace, shipbuilding, advanced manufacturing, and seven other priority sectors. Applications close June 15, 2026 — and the three-year continuous-operation requirement is the rule that ends most LOIs before they start.
Read articleThe SBA's E2G grant funds up to 10 organizations at an average of $5M each to deliver training and technical assistance to small manufacturers in 13 critical industries. The three-year continuous operating requirement is the eligibility cliff that will eliminate most newer trade groups and university centers.
Read articleThe Small Business Administration's Manufacturing in America Empower to Grow (E2G) Grant Initiative commits up to $50 million across as few as 10 awards to intermediaries that serve small manufacturers. Applications close June 15, 2026. The program structure rewards organizations with three-plus years of operating history and documented regional or national reach.
Read article