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Mortgage Insurance Homes in Urban Renewal Areas is a program from the Department of Housing and Urban Development that provides FHA mortgage insurance for the purchase, rehabilitation, or construction of homes in designated urban renewal areas. The program encourages private investment in revitalization zones by reducing lender risk through federal insurance backing.
Eligible applicants are private for-profit entities, public bodies, and other entities meeting HUD mortgagor requirements. Federal obligations reached approximately $250,000,000 in 2026.
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gov / U.S. Department of Housing and Urban Development (HUD) HUD Accomplishments for 2026 State of the Union HUD Accomplishments for 2026 State of the Union HUD Delivers Disaster Aid, Financial Flexibility for Louisiana Residents Impacted by Natural Disasters Friday, February 27, 2026 Secretary Scott Turner Moves to Restore Self-Sufficiency and Dignity to Those Living in Public Housing Wednesday, February 25, 2026 Secretary Scott Turner Tears Down Antiquated Pandemic-Era Regulation as Part of Continued Effort to Deregulate "Reinvesting in America is at the heart of the President’s economic vision for the country and the cornerstone of Opportunity Zones.
America First means revitalizing our forgotten communities and we will do it with American products, American manufacturing, and American talent." Get updates from HUD about the latest news
According to the current listing, eligibility includes: Eligible mortgagors include private profit motivated entities, public bodies and others who meet HUD requirements for mortgagors. Eligible applicant types include: For-Profit Organization. Confirm the full requirements in the official notice before applying.
The current listing shows recent federal obligations suggest $250,000,000 (2026). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Yes — Mortgage Insurance Homes in Urban Renewal Areas is offered by Department of Housing And Urban Development and this listing comes from SAM.gov, an official U.S. federal source. Federal applications generally require registrations (for example SAM.gov or an agency submission portal), so allow extra lead time.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Past winners and funding trends for this program
The Continuum of Care (CoC) Program (CFDA 14.267) is the largest federal program dedicated to ending homelessness in the United States, distributing approximately $3 billion annually to local communities. Administered by the U.S. Department of Housing and Urban Development (HUD), the CoC Program funds a wide range of housing and supportive service interventions for individuals and families experiencing homelessness, including those fleeing domestic violence. The CoC Program supports several project types: permanent supportive housing (PSH), which combines long-term housing with wraparound supportive services for chronically homeless individuals; rapid re-housing (RRH), which provides short-term rental assistance to quickly move people out of homelessness; transitional housing (TH) for populations that benefit from structured, time-limited residential programs; supportive services only (SSO) projects that connect people with housing search, case management, and employment services; and Homeless Management Information Systems (HMIS), the data infrastructure that tracks homelessness across communities. A Continuum of Care is a local or regional planning body that coordinates housing and service funding for homeless families and individuals. There are approximately 400 CoCs across the country, each responsible for developing a coordinated community plan to address homelessness. Each CoC designates a single Collaborative Applicant — typically a local government, planning commission, or nonprofit — to submit the consolidated application to HUD on behalf of all project applicants within the CoC geography. The annual CoC Program Competition is one of the most significant federal grant competitions. HUD scores applications based on system performance measures including the rate of exits to permanent housing, returns to homelessness, length of time homeless, and the community's progress toward reducing overall homelessness. Communities must demonstrate coordinated entry systems, strategic use of Housing First approaches, and efforts to reduce unsheltered homelessness. New project applications compete against renewal projects, and HUD uses a tiered funding structure that protects renewal funding while creating a competitive process for new and reallocated projects. The Notice of Funding Opportunity (NOFO) is typically published in late spring with applications due in late summer or early fall.
Comprehensive Housing Counseling and Housing Counseling Training NOFO (Minority Serving Institution Initiative) is a grant from the U.S. Department of Housing and Urban Development that funds HUD-approved housing counseling agencies partnering with Historically Black Colleges and Universities, Tribal Colleges and Universities, and other Minority Serving Institutions. The program supports counseling and advice for tenants and homeowners on property maintenance, financial management, and related topics, with emphasis on serving underrepresented communities. Funded agencies also receive training funds to build capacity at minority-serving institutions. The application deadline is May 26, 2026.
CDBG, HOME, HOPWA, Choice Neighborhoods, and the Continuum of Care — all proposed for elimination. Work requirements for voucher holders. A 60-month time limit on assistance. The definitive analysis for housing organizations navigating the most aggressive HUD budget in history.
Read articleHUD tried to slash permanent supportive housing funding from 90% to 30% of Continuum of Care grants. Federal courts in Rhode Island and the First Circuit stopped it. What the ruling means for housing-first policy, communities across 21 states, and organizations that depend on CoC funding.
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