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Currently focused on US federal, state, and foundation grants.
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Currently focused on US federal, state, and foundation grants.
Visa Innovation Program Europe is sponsored by Visa Foundation. A collaborative platform for fintech startups to test, validate, and fast-track their solutions within Visa's network. The program focuses on specific themes such as AI and Agentic Commerce, B2B Money Movement, and Open Finance, providing participants with mentorship, proof-of-concept (PoC) opportunities, and potential pilot funding.
Geographic focus: Europe
Focus areas: Fintech, Artificial Intelligence, B2B Payments, Open Finance
Official opportunity description and requirements excerpt:
The Growth Platform for Fintech - Visa Innovation Program Europe homepage root 2026-01-26T17:44:24+03:00 The growth platform for Fintech companies The Visa Innovation Program is a fintech pilot-centered collaboration platform designed to help your company scale and engage with Visa, its clients and partners. Visa Innovation Program Europe is in search of the fintech companies that have the highest potential to partner and conduct pilot or proof of concepts with Visa clients and partners, therefore your capabilities should be go-to-market ready for the country you are applying to. We can support market expansion needs on a per case basis and other opportunities beyond. Additionally, you will benefit from curated training, mentorship and introductions to selected investors PoC/Partnership Opportunities Introduction to Visa and Visa’s clients to fast-track, test, validate and implement your solutions within Visa’s vast network of financial institutions and corporate partners. Access to new client base and business opportunities across Southern Europe (Cyprus, Greece, Italy, Malta, Portugal, Spain, Turkey) Connect with some of the leading VC funds in Europe backing fintech startups. Large exposure and access to top fintech and payment conferences as part of the Program. Introduction to Visa and Visa’s clients to fast-track, test, validate and implement your solutions within Visa’s vast network of financial institutions and corporate partners. Startup perks, essential tools, industry data, tech infrastructure. If your team has already completed a proof of concept related to the proposed challenges or has a market-ready solution, you are the right fit for the Visa Innovation Program Europe. An experienced team with entrepreneurial spirit Startups and scale ups having a market-tested solution Dedication for pilot collaboration with banks and enterprises *Funding raised by the participating Fintech companies after joining the program either independently or through connections of Program Managers (Eleven and Tenity) The Visa Innovation Program Europe is run by the collective efforts of our local partners in Greece, Cyprus, Malta, Turkey, Spain, Portugal and Italy. They bring their know-how, network, domain expertise and operational resources to make the Program a reality. Tenity is the leading global innovation ecosystem and early-stage investor, with offices in Zurich, Singapore, Tallinn, Madrid, London, and Istanbul. Tenity’s vision is to accelerate the future of finance by bringing together ambitious founders with leading companies, investors, and mentors. Eleven is one of the leading early-stage VC’s in Southeast Europe, investing in startups since 2012. With 150 collective investments over 10 years, Eleven’s team has been instrumental in catalyzing the regional startup ecosystem. Finnovating is the first Matching platform that connects 70K Tech startups, corporations
Extracted from the official opportunity page/RFP to help you evaluate fit faster.
The Growth Platform for Fintech - Visa Innovation Program Europe homepage root 2026-01-26T17:44:24+03:00 The growth platform for Fintech companies The Visa Innovation Program is a fintech pilot-centered collaboration platform designed to help your company scale and engage with Visa, its clients and partners.
Visa Innovation Program Europe is in search of the fintech companies that have the highest potential to partner and conduct pilot or proof of concepts with Visa clients and partners, therefore your capabilities should be go-to-market ready for the country you are applying to. We can support market expansion needs on a per case basis and other opportunities beyond.
Additionally, you will benefit from curated training, mentorship and introductions to selected investors PoC/Partnership Opportunities Introduction to Visa and Visa’s clients to fast-track, test, validate and implement your solutions within Visa’s vast network of financial institutions and corporate partners.
Access to new client base and business opportunities across Southern Europe (Cyprus, Greece, Italy, Malta, Portugal, Spain, Turkey) Connect with some of the leading VC funds in Europe backing fintech startups. Large exposure and access to top fintech and payment conferences as part of the Program.
Introduction to Visa and Visa’s clients to fast-track, test, validate and implement your solutions within Visa’s vast network of financial institutions and corporate partners. Startup perks, essential tools, industry data, tech infrastructure. If your team has already completed a proof of concept related to the proposed challenges or has a market-ready solution, you are the right fit for the Visa Innovation Program Europe.
An experienced team with entrepreneurial spirit Startups and scale ups having a market-tested solution Dedication for pilot collaboration with banks and enterprises *Funding raised by the participating Fintech companies after joining the program either independently or through connections of Program Managers (Eleven and Tenity) The Visa Innovation Program Europe is run by the collective efforts of our local partners in Greece, Cyprus, Malta, Turkey, Spain, Portugal and Italy.
They bring their know-how, network, domain expertise and operational resources to make the Program a reality. Tenity is the leading global innovation ecosystem and early-stage investor, with offices in Zurich, Singapore, Tallinn, Madrid, London, and Istanbul. Tenity’s vision is to accelerate the future of finance by bringing together ambitious founders with leading companies, investors, and mentors.
Based on current listing details, eligibility includes: Fintech startups and scale-ups with a market-ready solution or proof of concept in areas like AI, B2B payments, or digital wallets. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Not specified Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is March 1, 2026. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
View foundation profile, grantmaking history, financials, and key people.
View Foundation ProfileEquitable Access Initiative is sponsored by Visa Foundation. A long-term commitment to support gender-diverse small and micro businesses (SMBs) through grants that unlock barriers to capital and financial services in emerging markets like India. Application snapshot: target deadline rolling deadlines or periodic funding windows; published funding information $100,000 - $1,000,000; eligibility guidance Nonprofits (NGOs) and Intermediary organizations providing capacity building for SMBs. Use the official notice and source links for final requirements, attachment checklists, allowable costs, and submission instructions before applying.
Visa She's Next Global Grant Program is sponsored by Visa Foundation. A global initiative focused on the advancement of women-owned small businesses. In partnership with IFundWomen, the program provides monetary grants and one-year coaching memberships to help women entrepreneurs grow and scale their businesses. Applications are reviewed and matched to specific regional grant cycles as they become available. Geographic focus: Global Focus areas: Women-owned businesses, Small business growth, Entrepreneurship, Financial Inclusion Official opportunity description and requirements excerpt: IFundWomen and Visa She’s Next Global Grant Program Visa Global She’s Next Grant Program 7(A) Working Capital Loans 41 Watchung Plaza #524 Montclair, NJ 07042 Visa She's Next Global Grant Program IFundWomen is a funding and education platform that provides access to capital through grants and crowdfunding, expert business coaching, and a network of women business-owners. Visa’s global partnership with IFundWomen is specifically designed to help entrepreneurs secure the funding they need through a series of grant contests and further bolster their efforts with coaching and mentorship programmes. Removing universal barriers for women entrepreneurs The challenges that women entrepreneurs face are universal. Together, Visa in collaboration with IFW, have been creating access to funding and education for small businesses around the world through the Visa She’s Next Grant Program. Stay tuned for active and upcoming programs below. The Scotiabank Women's Initiative and Visa She's Next firmly believe in the potential of women in business and share the goal of empowering their development and leadership, breaking down the barriers that limit their professional and business success. That is why on this occasion they join forces to recognize the leadership of women in the management and implementation of digital transformation strategies in business, opening possibilities for their companies to be increasingly competitive in scenarios where modernization and digitization are a must. As part of this initiative, three (3) entrepreneurs selected for their leadership and management will receive a USD $5,000 cash prize and a place to attend the renowned "Digital Marketing & E-Commerce" diploma program offered by Universidad Adolfo Ibáñez. This application is now closed. Visa is continuing to take action and help remove the disproportionate barriers faced by women business founders. The She’s Next Grant Program will provide 5 winning businesses in Poland with grants of 20,000 PLN each. Applications are open through 11:59PM CET on November 10, 2022 This application is now closed. Visa is continuing to take action and help remove the disproportionate barriers faced by women business founders. The Visa She’s Next Grant Program will provide 5 winning businesses in the Dominican Republic with grants of $5,000 each. Applications will be accepted on a rolling basis through 11:59 pm PST on October 20, 2022. This application is now closed. Visa is continuing to take action and help remove the l disproportionate barriers faced by women business founders. The Visa She’s Next Grant Program, in partnership with Luminor and IFW, will provide 4 businesses in the Baltics with grants of 10,000 EUR each and a year of coaching services Application snapshot: target deadline rolling deadlines or periodic funding windows; published funding information $10,000; eligibility guidance Women-owned small businesses with at least 51% female ownership, typically operating for 2+ years and generating revenue. Use the official notice and source links for final requirements, attachment checklists, allowable costs, and submission instructions before applying.
Application snapshot: target deadline March 1, 2026; published funding information Not specified; eligibility guidance Fintech startups and scale-ups with a market-ready solution or proof of concept in areas like AI, B2B payments, or digital wallets.
Use the official notice and source links for final requirements, attachment checklists, allowable costs, and submission instructions before applying.
Eleven is one of the leading early-stage VC’s in Southeast Europe, investing in startups since 2012. With 150 collective investments over 10 years, Eleven’s team has been instrumental in catalyzing the regional startup ecosystem. Finnovating is the first Matching platform that connects 70K Tech startups, corporations and investors globally.
The platform has created the largest community where its members from 125 active countries can easily connect and collaborate with potential partners to lead innovation, as well as find clients and connect with the best service providers and solutions of the ecosystem. Fintech Solutions is the innovation agency dedicated to build the future of financial services by connecting financial institutions to the fintech ecosystem.
Being part of Portugal Fintech, Fintech Solutions has extensive understanding of the European fintech and incumbent ecosystem and how both sides can collaborate. Endeavor is the leading global community of, by, and for High-Impact Entrepreneurs — those who dream bigger, scale faster, and pay it forward.
Driven by our belief that High-Impact Entrepreneurs transform economies, Endeavor is on a mission to build thriving entrepreneurial ecosystems in emerging and underserved markets around the world. Fintech District is the gateway to the Italian Fintech Ecosystem, gathering the largest Fintech and Techfin community in Italy.
It enables connections and innovation opportunities among all the stakeholders in its network- composed by fintech companies, big banks and financial institutions, corporate companies, professional partners, regulators, investors and international hubs – to foster and drive Open Innovation.
Open Call for Applications 12 January – 1 March 2026 One-on-one Meetings with PoC Partners We are looking for the best and brightest companies to address our themes. The applicants need to provide proven solutions to drive innovation and technological advancement for Visa and Visa’s clients.
If you believe your company addresses one or more of the themes, you are welcome to apply and become part of the Visa Innovation Program Europe family. Artificial Intelligence (AI) and Agentic Commerce Agentic commerce for consumers (e. g.
shopping agents, personal assistants) B2B agentic payment use cases Financial Agents (e. g. Personal finance and wealth management) Conversational commerce and next‑gen user interfaces Tokenized & identity powered checkout experiences Hyper-personalized finance (e.
g. AI-tailored insights including affluent services) Fraud prevention, security, and risk intelligence (e. g.
deepfake detection) B2B and Money Movement Flows Stablecoins and digital currencies xBorder payments and remittances Finance management platforms for businesses (e. g. B2B payments, expenses, supply chain) Treasury and FX services for businesses Government payments (e.
g. Financial aid, social benefits, bill and tax payments) Banking-as-a-service and infrastructure enablers Embedded finance and payment services Digital identity wallets, authentication and next-gen KYC/KYB platforms Hyper-personalized offers (e. g.
loyalty and rewards tools) Alternative Finance (e. g. Instalments, credit scoring, POS financing, BNPL) Merchant/retail and SMB targeted solutions Interconnected services for citizens and tourists Financial education and Literacy “Participating in the Visa Innovation Program before our MVP launch was invaluable.
It’s the ultimate program for fintech companies, offering close monitoring and support for your growth, extensive local and international networking opportunities, and streamlined B2B partnerships. A must for any fintech founder. “ Hilmi Kaya , Co-Founder Yancep “The Program helped us to developed our product for small and medium enterprises with leading experts from San Francisco and London.
A key step in our growth is the opening of our office in Berlin, located next to the Visa Innovation Hristo Borisov , Co-Founder and CEO - Payhawk The tailor-made format of the Program and our personal design thinking concierge’s support allowed us to stay focused on our core business while working on a very practical case for Visa Direct’s integration in Foundy’s underlying technology.
That’s invaluable when you run a international company and have to deal with multiple challenges as a founder. Valeria Vahorovska , CEO - Foundy “The largest value of the program was access to the global network of partners, customers and a startup ecosystem. Iris Solutions pivoted form B2C to B2B solutions company.
We verified a fully new effective business Galya Dimitrova , CEO - Iris Solutions “The program was pivotal in establishing Glocalzone’s key partnerships with Visa and Visa’s network and entering new markets. What’s more, we grew our customer base from 10 to 150k users and our valuation increased 4 times during the period we were in the program.
” Dogan Turan , Co-Founder - Glocalzone “The largest value of the program was access to the huge network of partners, custormers and a startup ecosystem. We are able to keep up with the current trends, identify new opportunities and connect with startups and team that are changing the financial world around us. Keep up the good work!
“ Konstantinos Vaitsas , Head of Digital Innovation - Alpha Bank “The Visa Innovation Program team is like family to us! We’ve worked with the Visa team since Divilo was founded, and so far, I can only say good things about them. They have opened doors we would never have crossed if they had not helped us.
Thank you! Visa Innovation Program Europe – Spain Edition’22 “ Juan Guruceta , Founder - Divilo “This program gave us a unique opportunity to accelerate our product to market alongside some of the best mentors and leaders in the business. We also received the partnership with Raiffeisen Bank to build, test and create the future of payments with biometric technologies that have never been done before on the Bulgarian market.
“ Mihai Draghici , Founder & CEO - Paybyface Il Visa Innovation Program ha apportato un valore ineguagliabile alla nostra azienda. Durante la nostra collaborazione con Eleven Ventures siamo riusciti a migliorare la nostra value proposition, adattare il prodotto a diversi tipi di clienti e sperimentare modelli di business.
Siamo stati presentati a nuovi clienti, ma soprattutto siamo riusciti a firmare il nostro primo progetto pilota in meno di due mesi. Catalin Rus , Co-Founder and COO - Prime Dash “Visa Innovation Program provided us with the support, motivation and partnerships from Visa’s wider network we needed to overcome the obstacles we faced and eventually launch our product for a PoC in the Greek market.
” Elena Avatangelou , Co-Founder, Service & Product Design - Giving Streets Southern Europe Head of Fintech at Visa Senior Business Development Manager | Fintech, Southern Europe at Visa Senior Account Manager at Visa Senior Manager – Client Engagement at Visa Partner at Herbert Smith Freehills The Future of Fintech Takes Shape: Visa Innovation Program Europe 2025 Visa Innovation Program Europe Portugal Edition Summit 2025: Insights, Dialogue & Momentum Visa Innovation Program Europe Spain & Portugal Edition Summit 2025: A Look Back at a Dynamic Gathering Join The Fintech Revolution This website and the innovation program are operated by Eleven and Tenity.
Your relationship is either with Eleven or Tenity and applications are made to them. You should only submit publicly available information as the information you submit during your application will not be treated as confidential information.
If you are selected, your involvement in the program is conditional on you signing the Innovation Program Terms and Conditions , either with Eleven or Tenity, depending on which partner program you will be accepted into, which will form a binding contract between you and Eleven or Tenity (as the case may be).
Visa supports the program and may be involved in selection of participants, but Visa accepts no responsibility for the operation of the website or Innovation Program. For the avoidance of doubt, Eleven and Tenity are not acting as agents of Visa either jointly or separately and have no authority to make commitments on behalf of Visa. Greece / Cyprus / Malta / Italy / Spain / Portugal / Türkiye
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