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Affordable Housing Trust Fund (AHTF) is sponsored by MassHousing (on behalf of the Massachusetts Executive Office of Housing and Livable Communities). The AHTF provides resources to create or preserve affordable housing in Massachusetts for households whose incomes are not more than 110% of median income. Funds are available for rental, homeownership, and mixed-use projects, including housing for the disabled and homeless.
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Affordable Housing Trust Fund Finance New Rental Housing Affordable Housing Trust Fund Affordable Housing Trust Fund The Massachusetts Affordable Housing Trust Fund (AHTF) provides resources to create or preserve affordable housing. MassHousing administers the AHTF on behalf of the Massachusetts Executive Office of Housing and Livable Communities (EOHLC).
AHTF dollars support housing for households whose incomes are not more than 110% of median income. Funds are available for rental, home ownership and mixed-use projects as well as housing for the disabled and homeless, but may be applied only to the affordable units. AHTF funds are used primarily to support private housing projects that provide for the acquisition, construction or preservation of affordable housing.
Eligible applicants include governmental subdivisions, community development corporations, local housing authorities, community action agencies, community-based or neighborhood-based nonprofit housing organizations, other nonprofit organizations, for-profit entities and private employers. To be eligible, applicants must be current on all existing mortgage obligations with the Commonwealth or any of its subdivisions.
Borrowers receiving AHTF money must be single-purpose entities except for projects sponsored by public housing authorities, in which case the sponsoring authority may be the borrower. AHTF funds may be used flexibly to ensure a project's financial feasibility. A wide range of financial assistance is available from the AHTF for projects that meet the funding criteria.
Projects seeking AHTF funding must apply through the competitive rounds announced by EOHLC . Funding threshold criteria include Consistency with the Commonwealth's Sustainable Development Principles Minimum term of affordability of 30 years Affordability of all AHTF units to households earning no more than 110% of area median income Financial feasibility.
Preference shall be given to projects that are most likely to commence development in a timely manner upon approval of funding.
Funding preferences include projects/developments that Produce new affordable housing units Provide new affordability Create units affordable to households with a range of incomes, particularly units for households with incomes below 80% of area median income Include affordable units for families Include affordable units for the disabled and the homeless Propose the longest term of affordability Are sponsored by nonprofit organizations Use private funding sources and non-state funding sources to leverage the least amount of AHTF funds AHTF will make every effort to be responsive to the level of demand being generated by eligible applicants and to ensure a broad geographic spread of resources throughout the state.
MassDocs loan documents are used by Commonwealth subordinate funding programs for affordable rental projects, including the Affordable Housing Trust Fund. For existing loans that have cash flow requirements, please complete the Cash Flow Sharing Certification and email to AHTFCertifications@masshousing. com .
For sponsors and auditors looking for audit confirmations, please send your request directly to loanconfirmations@masshousing. com . Contact the Affordable Housing Trust Fund To learn more about the Affordable Housing Trust Fund, contact AHTFInquiriesTeam@masshousing.
com Finance new, mixed-income rental communities Create rental housing for middle-income households priced out by market rents Resources for building under the state's regional planning statute
Based on current listing details, eligibility includes: Governmental subdivisions, nonprofits, community development corporations, for-profit entities, and private employers; must be current on all existing mortgage obligations with the Commonwealth; serves households up to 110% of area median income. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Unspecified (funds available flexibly to ensure project's financial feasibility) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
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Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
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