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Bank Enterprise Award Program (BEA Program) is sponsored by U.S. Department of the Treasury, Community Development Financial Institutions Fund (CDFI Fund). The BEA Program provides monetary awards to FDIC-insured depository institutions (banks and thrifts) that demonstrate an increase in their investments in CDFIs or in their own qualified lending, investment, and service activities within economically distressed communities.
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Investment in economically distressed communities is critical to the revitalization of those areas. Through the Bank Enterprise Award Program (BEA Program), the CDFI Fund provides monetary awards to FDIC-insured depository institutions (_i. e.
_, banks and thrifts) that successfully demonstrate an increase in their investments in CDFIs or in their own lending, investing, or service activities in the most distressed communities. BEA Distressed Communities are defined as those where at least 30% of residents have incomes that are less than the national poverty level and where the unemployment rate is at least 1. 5 times the national unemployment rate.
Award amounts align with an applicant’s increase in Qualified Activities from one annual period to another—the greater the increase, the larger the overall award. Awards are prioritized based on the Qualified Activity type, the CDFI Certification status of the applicant, and the asset size of the applicant. BEA Program awards must be invested in future Eligible Activities.
Leveraging BEA Program awards increases the flow of capital to the most distressed communities and creates sound and scalable economic ripple effects.
By multiplying the impact of federal investments with private dollars, the BEA Program increases investments in CDFIs, accelerates the growth of businesses, generates jobs, increases the availability and affordability of housing, improves access to financial products and services, and creates real change in the most distressed communities nationwide.
For more information, please see our**Bank Enterprise Award Program fact sheet**(English/Español). FDIC-insured depository institutions are eligible to apply for a BEA Program award. There are three categories of Qualified Activities, which are listed below: **CDFI Related Activities**: Provide equity investments, grants, equity-like loans, loans, deposits, and/or technical assistance to CDFIs.
A list of Certified CDFIs is available on theCDFI Certification webpage.
**Distressed Community Financing Activities**: Provide direct lending or investment in the form of affordable home mortgages, affordable housing development loans or investments, home improvement loans, education loans, small business loans or investments, small dollar consumer loans, commercial real estate development loans or investments to residents or businesses located in distressed communities.
**Service Activities**: Provide access to financial products and services, such as checking accounts, savings accounts, check cashing, financial counseling, new banking branches, or individual development accounts to residents of distressed communities. For more detailed information, please refer to the Notice of Funds Availability (NOFA)
According to the current listing, eligibility includes: FDIC-insured depository institutions (banks and thrifts) are eligible to apply. Confirm the full requirements in the official notice before applying.
Bank Enterprise Award Program (BEA Program) is funded by U.S. Department of the Treasury, Community Development Financial Institutions Fund (CDFI Fund). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
CDFI Equitable Recovery Program is sponsored by U.S. Department of the Treasury, Community Development Financial Institutions Fund (CDFI Fund). The CDFI Equitable Recovery Program (ERP) provides grants to CDFIs to respond to disproportionate economic impacts of the COVID-19 pandemic in low- or moderate-income communities and to borrowers with unmet capital and financial services needs.
Native American CDFI Assistance (NACA) Program is sponsored by U.S. Department of the Treasury, Community Development Financial Institutions Fund (CDFI Fund). The Native American CDFI Assistance (NACA) Program encourages investing in Native Communities by supporting the creation and expansion of Native CDFIs, which in turn help to create jobs, establish or improve affordable housing, and provide appropriate financial services and coun…
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
The Families First Community Grant Program is a competitive grant initiative from the Tennessee Department of Human Services (TDHS) offering approximately $27 million in funding to support nonprofit organizations serving low-income Tennessee families. Grants fund programs across four priority areas: education, health, economic stability, and family well-being, aligned with TANF goals of promoting self-sufficiency. Eligible applicants are 501(c)(3) nonprofits based in Tennessee that provide direct services to economically disadvantaged families. The 2025 application cycle closed July 10, 2025. This program reflects Tennessee's broader commitment to strengthening communities through strategic investment in local organizations that address the root causes of poverty.