The Business Loan Readiness Program at First American Capital Corporation (FACC) is a small business lending initiative serving Native American-owned businesses in Wisconsin, tribally owned non-gaming enterprises, other minority-owned businesses, and SBA Microloan-eligible borrowers.

FACC guides applicants through every step of the loan process, from initial inquiry to a secure client portal with application access and business management resources. The program emphasizes technical assistance beyond financing, with the explicit goal of helping businesses transition to traditional lenders over time.

FACC also brings expertise in the unique business and financial processes within Native communities, making it a specialized partner for Indigenous entrepreneurs seeking access to capital.

How to Apply | First American Capital Corp. How to Apply | First American Capital Corp. Applying for a business loan can be a little overwhelming but working with FACC alleviates some of the uncertainties, guiding you through every step in the process . When we collaborate with clients, we aim to get to know the business nearly as well as the owner and provide professional support throughout the life of the loan and beyond.

Beyond our financial knowledge, we bring an understanding of the small business challenges you face and the opportunities available to you. For our Native American market, our understanding of the unique business processes within Native communities makes us a valuable partner in your business journey. If interested in applying for a loan, please complete the FACC Inquiry Form .

After you complete the form, Kara Gunderson from FACC will reach out to you. Please be prepared to share answers to the following questions: Who owns the business, and where is it located? What is the company’s legal structure (Corp., LLC, Partnership, etc.) Why do you need the loan?

Be prepared to explain how you will use the loan proceeds. Do you have a business plan? Is the business minority/disadvantaged certified?

Can you provide historical financial statements for the existing business or financial projections for a new business? Other questions related to the number of employees, your customers, and competition. The next step for qualified prospective borrowers is receiving an email invitation to your personal and secure FACC client portal, which provides access to the loan application, business management resources and more.

FACC’s goal is not only to help your business succeed but also to help you transition to a traditional lender. Even after your FACC loans are paid back, our staff is still here to provide you with the technical assistance you need to get on a pathway towards qualifying for the credit standards of area business banks. If you are ready to get started or have any questions, please call Kara Gunderson at 2 18.

391. 7031 or email her at [email protected] . FACC serves the following customer groups: Native American-owned businesses located in Wisconsin.

Tribally owned non-gaming business enterprises. Other minority-owned enterprises specific to respective funding source requirements. Individuals and businesses eligible to participate in the SBA Microloan program.

Individuals and sole proprietors are not eligible business loan applicants. Non-discrimination policy FACC is committed to lending fairness and fair lending practices. FACC or any employee thereof shall not discriminate against any credit request based on race, color, religion, national origin, marital status, sex, sexual orientation, disability and familial status.

The limiting factor of this policy is mandatory compliance with the funding partner’s conditions of sub-fund levels, which must be invested into the specific targeted markets per the grant or loan requirements. This institution is an equal opportunity provider and employer. Inquiry Link is being updated.

Please contact Kara Gunderson directly at [email protected] . “My journey shows what’s possible when determination meets the right support. With guidance from FACC, I built a thriving company with more than 80 team members, creating jobs and giving back to the community.

FACC believed in me when others didn’t—and now, I want to show others that they can do this too. ” President at ANASA Traffic Control Services “If there was ever a place to find a banker who understood my situation and one who understood Native entrepreneurs, this was it. I needed someone I could connect with, someone who actually listened.

Because of FACC, I’m allowed to continue the work and stories of my ancestors. And now, those stories are being heard. ” Owner of Stone House Weavers “I worked with FACC to earn my minority business enterprise certification.

I can now utilize that to attract more jobs. ” President of B&D Contractors “My favorite part about working with FACC is that they genuinely seem to care. ” Owner of Eagle Feather Trucking “The shift from social services to masonry was a natural evolution, fueled by my love for the craft.

Traditional banks were reluctant to approve my small loan requests. This led me to seek alternative funding sources, ultimately connecting me with FACC. ” Founder/Artisan, Allen Remodeling “Some banks can be a little iffy when it comes to lending.

You want to buy a building, or you want to expand it, but you don’t own the land, so that gets a little weird … this gave us a great opportunity to utilize FACC as a lending institution. ” OWNER OF MONTE ENTERPRISES, LLC