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URL timed out. Program is a homebuyer down payment assistance loan, not a competitive grant.
CalHFA MyHome Assistance Program is a down payment and closing cost assistance program from the California Housing Finance Agency that provides first-time homebuyers with a deferred-payment junior loan to make homeownership more accessible. For CalHFA FHA loans, the program offers up to 3. 5% of the purchase price or appraised value; for CalHFA Conventional loans, up to 3%.
The loan is deferred, meaning no monthly payments are required until the home is sold, refinanced, or the first mortgage is paid off. Eligible applicants must be first-time homebuyers who occupy the property as a primary residence, meet CalHFA income limits, and complete an approved homebuyer education counseling program. The property must be a single-family, one-unit residence in California.
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Search similar grants →Extracted from the official opportunity page/RFP to help you evaluate fit faster.
Downpayment Assistance Program | MyHome Assistance Program * [](https://www. calhfa. ca.
gov/homebuyer/programs/myhome. htm#) 4. MyHome Assistance Program * CalPLUS Conventional + Access MyHome Assistance Program **CalHFA Government Loans (FHA):** MyHome offers a deferred-payment junior loan of an amount up to the lesser of 3.
5% of the purchase price or appraised value to assist with down payment and/or closing costs. **CalHFA Conventional Loans:** MyHome offers a deferred-payment junior loan of an amount up to the lesser of 3% of the purchase price or appraised value to assist with down payment and/or closing costs. MyHome Assistance Program [](https://www.
calhfa. ca. gov/homebuyer/programs/myhome.
htm) Review the guidelines below for both Borrower and Property Requirements to determine if you may be eligible to apply for the MyHome Assistance Program. **Borrower Requirements** * Be a first-time homebuyer. See the definition of a first-time homebuyer.
* Occupy the property as a primary residence; non-occupant co-borrowers are not allowed. * CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization. * Meet CalHFA income limits for this program.
*In the case of conflicting guidelines, the lender must follow the more restrictive. **Property Requirements** * Be a single-family, one-unit residence, including approved condominium/PUDs * Guest houses, granny units and in-law quarters may be eligible * Manufactured housing is permitted * Condominiums must meet the guidelines of the first mortgage *In the case of conflicting guidelines, the lender must follow the more restrictive.
MyHome Assistance Program [](https://www. calhfa. ca.
gov/homebuyer/programs/myhome. htm) **What is the interest rate? ** Interest rates will vary depending on your financial circumstances, lender fees, and other factors.
Interest rates can also change daily. We recommend that you check with a CalHFA-approved loan officer to receive an accurate rate quote for this program. CalHFA does not lend money directly to consumers.
CalHFA works through and uses approved lenders to qualify consumers and to make all mortgage loans. The fees you pay could be different depending on the lender and the program. View sample Annual Percentage Rates (APRs) here.
MyHome Assistance Program [](https://www. calhfa. ca.
gov/homebuyer/programs/myhome. htm) **Homebuyer Education Requirement** CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program. **Who has to take this Homebuyer Education and Counseling course?
** Only **one** occupying first-time borrower on each loan transaction. **How do I take this education and counseling course? ** * **ONLINE:**eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA.
(fee: $100) Other online courses like Frameworks and HomeView are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session. * **IN-PERSON or VIRTUAL:** Live Homebuyer Education and Counseling in-person or virtually though NeighborWorks America or any HUD-Approved Housing Counseling Agency MyHome Assistance Program [](https://www. calhfa.
ca. gov/homebuyer/programs/myhome. htm) **How do I apply for this loan program?
** Since CalHFA is not a direct lender, our mortgage products are offered through private loan officers who have been approved & trained by our Agency. These loan officers can help you find out more about CalHFA’s programs and guide you through the home buying process. Visit the Find a Loan Officer tab, to contact a loan officer in your area.
**What documents should I have ready when contacting a loan officer? ** When initially contacting a loan officer, you may want to have this list of documents and information available to help answer questions that they will ask you: Dream For All homeowners Tiffany Duvernay-Smith and her husband Thomas Smith share their heartfelt journey to buying their very first home.
Use the Am I Eligible tool **CalHFA's Homebuyer Education** **ONLINE:**eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $100) Other online courses like Frameworks are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
**IN-PERSON or VIRTUAL:** Live Homebuyer Education and Counseling in-person or virtually though NeighborWorks America or any HUD-Approved Housing Counseling Agency Call Toll Free 877. 9. CalHFA (877.
922. 5432) 500 Capitol Mall, Ste. 1400 877.
9. CalHFA (877. 922.
5432) Racial Equity Action PlanLanguage Access PlanAccessibility Certification Lenders/Real Estate Agents Procurement Opportunities Public Records & Policies CA Statewide Housing Plan Veterans Housing and Homelessness Prevention Program (VHHP) Language Access Complaint Form / Formulario de queja de acceso por idioma / Language Access Line www. calhfa. ca.
gov | Sitemap www. calhfa. ca.
gov | Sitemap Your feedback will be used to help improve Google Translate
Based on current listing details, eligibility includes: Individuals who are first-time homebuyers and meet specific credit and income limits within the state of California. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates See official notice Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
NRA School Shield Grant Program is a grant from The NRA Foundation that funds security improvements at K-12 schools across the United States. Administered by the NRA Foundation, a 501(c)(3) charitable organization, this program provides financial assistance to public and private K-12 schools seeking to upgrade safety infrastructure and implement security measures. Eligible applicants include schools that are government-owned, incorporated as nonprofits, or hold an IRS 501(c) determination letter. The annual application deadline is August 1. Grant amounts vary based on project scope and need. Schools must demonstrate how requested funds will directly improve the safety and security of their campus and student population.
Farm to School Implementation Grant is sponsored by USDA Food and Nutrition Service. This program aims to increase the availability of local foods in schools and connect students to the sources of their food through education, taste tests, school gardens, field trips, and local food sourcing for school meals. Projects should incorporate both local sourcing and agricultural education efforts.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.