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Applications considered on a continuous basis when funded with existing program income.
CDBG Loan Program (Michigan) is sponsored by Michigan Economic Development Corporation (MEDC). This program, part of the broader Community Development Block Grant (CDBG) initiative, uses federal funds to provide grants and loans to local units of general government (UGLGs), typically with populations under 50,000, for economic or community development projects.
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Thousands of Resources, Ready to help. Grant Administration Manual Community Development Block Grant (CDBG) The Michigan Economic Development Corporation (MEDC), on behalf of the Michigan Strategic Fund (MSF), administers the economic and community development portions of the Community Development Block Grant (CDBG) program.
CDBG is a federal grant program utilizing funds received from the U.S. Department of Housing and Urban Development (HUD). The intended use of the CDBG Loan Program (CLP) is to provide loans to eligible small businesses, or UGLGs, to meet a national objective.
As such, the use of proceeds of the loans should fall into the following categories: Financing and/or refinancing of real property occupied by a small business where the definition of “occupied” and “small business” meet federal Small Business Administration defined standards. Financing and/or refinancing of equipment used for business purposes. Financing and/or refinancing of inventory and receivables .
Financing of working capital , including costs associated with activities such as engineering, sales, leasehold improvements, installation expenses, technology acquisition and enhancement activities, etc. Financing and/or refinancing of debt used to exit or transition ownership into or out of the company.
The CLP enables small businesses to secure funding for almost any typical business borrowing purpose, including the purchase of real and personal property, and working capital. More specific information, including program requirements can be found within the most recent CDBG Funding Guide approved by the MSF.
Applications for loans are considered on a continuous basis when funded with existing program income that is maintained at an existing local fund, or that has been sub-granted to a regional fund, and must be located within the geographic boundary of either a local or regional fund.
Preference will be given to projects located within a community that has entered into a subrecipient agreement with a regional fund if the project will be utilizing new CDBG funds. CLP projects will be evaluated as to their ability to meet each of the following criteria: National Objective.
Proposed projects are expected to result in the creation of full-time equivalent (FTE) positions of which at least 51% of the created positions will be held by persons meeting HUD’s low- to moderate-income standard (LMI). Proposed projects are expected to create, and/or retain, the largest number of positions with the least amount of CLP investment.
When determined to be reasonable or appropriate by the MEDC, applicants may also utilize area-wide benefit or elimination of slum and blight standards. Minimum Leverage Ratio. Proposed projects are expected to leverage private and other public funds.
Funding priority will be given to projects when the leverage ratio of all other private and public funds to CDBG funds is 1:1 or greater. Financial Viability . In addition to individual projects meeting the financial viability requirements outlined in the application guide, proposed projects must demonstrate a reasonable expectation of repayment, with that expectation having been supported by meaningful and prudent due diligence.
Project Type. Local and regional funds may provide direct loans, loan guarantees, collateral enhancements, purchase loan participations, or make other commercial credit extensions to small businesses in order to fund eligible activities outlined within Section 105(a)(17) of Title 1 of the HCDA.
In order to receive consideration for CLP loan approval for various communities in the Regions below, please contact the local or regional fund administrators listed below. For more information, contact the MEDC Customer Assistance Center at 888-522-0103.
Houghton County, Jeff Ratcliffe , [email protected] , 906-482-6817 Van Buren County , Sarah Snoeyink, [email protected] , 269-215-4931 I-69 Regional Development Corporation (a part of Lapeer Development Corporation ), Sam Moore, [email protected] , 810-667-0080, Region 6 Northern Initiatives , Charles Hurst, [email protected] , 906-228-5571, Regions 1, 5, 7, 8, 9 Venture North Funding & Development , Sara Christensen, [email protected] , 231-995-7115, Region 2
According to the current listing, eligibility includes: Small businesses and units of general local government (UGLGs) located within the geographic boundaries of local or regional funds; projects must show 51% of created positions held by low-to-moderate income individuals. Confirm the full requirements in the official notice before applying.
CDBG Loan Program (Michigan) is funded by Michigan Economic Development Corporation (MEDC). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Michigan. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
The Families First Community Grant Program is a competitive grant initiative from the Tennessee Department of Human Services (TDHS) offering approximately $27 million in funding to support nonprofit organizations serving low-income Tennessee families. Grants fund programs across four priority areas: education, health, economic stability, and family well-being, aligned with TANF goals of promoting self-sufficiency. Eligible applicants are 501(c)(3) nonprofits based in Tennessee that provide direct services to economically disadvantaged families. The 2025 application cycle closed July 10, 2025. This program reflects Tennessee's broader commitment to strengthening communities through strategic investment in local organizations that address the root causes of poverty.
The Eli Lilly and Company Foundation's 2026 Open Call opened June 1 and closes July 3, across three focus areas: Global Health, K-12 STEM Education, and Economic Mobility. But two of the three only fund Marion County, Indiana. Here is how to read the geographic fine print, why the funder's commercial identity shapes what wins, and how to position a proposal that actually fits.
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