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Community Development Financial Institutions (CDFI) Fund Programs is sponsored by Community Development Financial Institutions (CDFI) Fund. The CDFI Fund offers financial support to certified lenders serving low-income communities. These institutions often have dedicated programs for minority entrepreneurs and focus on local impact, providing flexible eligibility criteria compared to traditional lenders.
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Access to affordable financial products and services is a staple of economically vibrant communities. Yet at least one quarter of American households do not have a bank account or rely on costly payday lenders and check-cashing outlets. Additionally, many small businesses and critical community development projects lack access to the capital investment necessary to spark economic growth in their communities.
The Community Development Financial Institutions Program (CDFI Program) actively works to address these issues by investing federal resources—which are matched with private funding—in CDFIs working to serve low-income and underserved people and communities. The CDFI Program offers both**Financial Assistance**and**Technical Assistance awards**to CDFIs.
These competitive awards support and enhance the ability of these organizations to meet the needs of the communities they serve. **Financial Assistance awards**are made in the form of loans, grants, equity investments, deposits, and credit union shares, which CDFIs are required to match dollar-for-dollar with non-federal funds.
This requirement enables CDFIs to multiply the impact of federal investment to meet the demand for affordable financial products in economically distressed communities. **Technical Assistance grants**are offered to CDFIs and Certifiable CDFIs (see eligibility below) to build their organizational capacity.
Both Financial and Technical Assistance awards empower CDFIs to grow, achieve organizational sustainability, and contribute to the revitalization of the communities they serve. **Healthy Food Financing Initiative - Financial Assistance awards**are also offered for CDFIs that are interested in expanding their healthy food financing activities.
For more information, please see our**CDFI Program Fact Sheet**(English/Español) and our**Healthy Food Financing Initiative Fact Sheet**(English/Español). To be eligible to apply for a Financial Assistance award, your organization must be a Certified CDFI. The CDFI Fund also offers supplemental awards through the Healthy Food Financing Initiative.
CDFIs that are selected to receive a Financial Assistance award may also receive a Healthy Food Financing Initiative award to expand their healthy food financing activities. Certified and Emerging CDFIs are eligible to apply for Technical Assistance awards. However, Emerging CDFIs must demonstrate that they have the ability to become a Certified CDFI within three years of receiving a Technical Assistance grant.
For more detailed information, please refer to the Notice of Funds Availability (NOFA) and visit theCDFI Certification Application Process page.
According to the current listing, eligibility includes: Certified Community Development Financial Institutions (CDFIs) that serve low-income and minority communities. Confirm the full requirements in the official notice before applying.
The current listing shows projected to distribute over $350 million in grants and awards in FY 2025. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Community Development Financial Institutions (CDFI) Fund Programs is funded by Community Development Financial Institutions (CDFI) Fund. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Farm to School Implementation Grant is sponsored by USDA Food and Nutrition Service. This program aims to increase the availability of local foods in schools and connect students to the sources of their food through education, taste tests, school gardens, field trips, and local food sourcing for school meals. Projects should incorporate both local sourcing and agricultural education efforts.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.