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Energy Efficiency Revolving Loans is sponsored by South Carolina State Energy Office (administered by Business Development Center of SC). This South Carolina program provides loans to businesses, nonprofits, and government entities to implement energy-saving measures, which can include the installation of efficient appliances. The loans are designed to produce energy savings.
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Energy Efficiency Revolving Loan | Energy. SC. Gov Energy Efficiency Revolving Loan The Energy Efficiency Revolving Loan (EERL) program was established through the US Department of Energy and Energy Office using “stimulus” funding.
It is administered by the Business Development Corporation (BDC). The loan fund is designed to enable business and industry to save money by saving energy. Although it is geared towards private businesses, EERL is also open to other entities including utilities and government agencies.
Who is eligible to receive an EERL Loan? The primary target of this program is business and industry, although utilities, non-profits and government entities could be eligible under certain circumstances. What is the interest rate?
The interest rate is determined on a transaction-by-transaction basis. Does the interest rate change over the life of the loan? Rates may be fixed or floating.
The fixed rate transitions will be fixed for the life of the loan and the floating rate loans are tied to prime and will adjust monthly as prime changes. The preferred minimum loan amount is $50,000 and the maximum is generally $1 million, however exceptions may be made. How long is the term of the loan?
Loans should not extend beyond one and one-half times the expected payback of the loan. In other words, if your planned activity is expected to pay for itself in 4 years, your loan would be for no more than 6 years. Loan periods can be shorter.
The maximum term is 10 years. Is there a penalty for paying off the loan more quickly than planned? How are loan applications evaluated?
Loans are evaluated in two ways: financial stability of the borrower and technical merit of the proposed energy measure(s). BDC and our banking partners when applicable will evaluate finances and the Energy Office will confirm that the proposed project meets DOE guidelines. Once the loan is approved, and the loan documents are signed by you (the borrower) and BDC (the lender) you may begin work.
As work is completed and contractors submit invoices to you, you may request progress payments based on work completed and invoices received. Borrowers may have an interest only payment period while their energy project is completed. Once the project(s) is complete, payments of principal and interest will replace the interest only payments.
What do I need to do to apply? Have a technical analysis completed by an engineer or other professional who is a Professional Engineer (PE), a Certified Energy Manager (CEM) or an Accredited Commercial Energy Manager (ACEM) so that you know which energy measures will yield the greatest savings, have a plan in place, and know how much you need to borrow.
In some cases, vendors may prepare the technical analysis if you are only contemplating one type of energy measure. Based on the information provided in the technical analysis, complete the application provided by BDC and return it along with the technical analysis and requested financial records. Collateral will generally be required in some form.
According to the current listing, eligibility includes: South Carolina businesses, nonprofits, and government entities; requires a technical analysis by a PE, CEM, or ACEM. Confirm the full requirements in the official notice before applying.
The current listing shows minimum $50,000; maximum generally $1,000,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Energy Efficiency Revolving Loans is funded by South Carolina State Energy Office (administered by Business Development Center of SC). Verify program details on the funder's official page before applying.
This opportunity targets applicants in South Carolina. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
The Families First Community Grant Program is a competitive grant initiative from the Tennessee Department of Human Services (TDHS) offering approximately $27 million in funding to support nonprofit organizations serving low-income Tennessee families. Grants fund programs across four priority areas: education, health, economic stability, and family well-being, aligned with TANF goals of promoting self-sufficiency. Eligible applicants are 501(c)(3) nonprofits based in Tennessee that provide direct services to economically disadvantaged families. The 2025 application cycle closed July 10, 2025. This program reflects Tennessee's broader commitment to strengthening communities through strategic investment in local organizations that address the root causes of poverty.
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