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Find similar grantsEntrepreneurial Development Loan Fund (EDLF) is sponsored by Business Oregon. Export Promotion Program Government Contracting Assistance Program (GCAP)
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Business Oregon : Entrepreneurial Development Loan Fund (EDLF) : Entrepreneurial Development Loan Fund (EDLF) : State of Oregon Translate this site into other Languages tag, as divs are not allowed in 's --> Entrepreneurial Development Loan Fund (EDLF) Entrepreneurial Development Loan Fund (EDLF) Created by the Oregon Legislature in 1991, the Entrepreneurial Development Loan Fund provides direct loans to help start-ups, micro-enterprises, and small businesses expand or become established in Oregon.
This fund fills a niche not provided through traditional lending markets. Nearly every type of business is eligible to apply.
Participants must meet one of the following criteria: The Applicant must have had total revenues of $1,500,000 or less in the 12 calendar months immediately preceding the date application is made to the Fund for a loan; The Applicant must have 25 or fewer full-time equivalent employees at the time of application; or, At least 50 percent of the Applicant’s business or proposed business must be owned by an individual or individuals classified as Severely Disabled.
A maximum aggregate lifetime amount of $1,000,000 in loan proceeds from the Fund; Generally a maximum amortization not to exceed the useful life of the assets being financed, as determined by the department, not to exceed 10 years; and A fixed interest rate of Prime plus 2%, minimum. What is the Application Process?
Applications must show that the business: Can provide good and sufficient collateral* for the loan; Possesses a reasonable capacity to repay the loan; Meets program equity requirements; Is enrolled in small business counseling through Certified Entities; and Meets other criteria outlined in the EDLF Application and Oregon Administrative Rule. *Market value of collateral will be discounted.
Contact a Business Finance Officer for more details. Interested applicants should first contact a Certified Entity and then a Business Finance Officer for more information. Applications are submitted to the small business development counselor from the Small Business Development Center (SBDC) at your local community college or other Certified Entity.
Please note there are no application fees or fees to work with SBDCs or Certified Entities, but third party fees may apply. How to recognize an official Oregon website Only share sensitive information on official, secure websites. Your browser is out-of-date!
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According to the current listing, eligibility includes: See the Oregon grants portal for complete eligibility requirements. Confirm the full requirements in the official notice before applying.
Entrepreneurial Development Loan Fund (EDLF) is funded by Business Oregon. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Oregon. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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