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Find similar grantsEquitable Access to Credit Program Grant is sponsored by Washington State Department of Commerce. Encourages investment in small, rural, and underserved businesses in Washington State.
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Applications open for Equitable Access to Credit grant program – Washington State Department of Commerce 简体中文 ( Chinese (Simplified) ) 繁體中文 ( Chinese (Traditional) ) Tiếng Việt ( Vietnamese ) Applications open for Equitable Access to Credit grant program Request for Application (RFA) Question and answer period: March 17-April 10, 2026 Pre-proposal conference: March 25, 2026, 2:00-3:00 p. m.
[see below to view a recording of the conference] Proposals due: April 28, 2026 at 5:00 p. m. PT Commerce is initiating this request for applications from qualified lending institutions to provide businesses in historically underserved communities with access to credit.
The funding allows these organizations to offer technical assistance services, small business training, loans and investments to borrowers who might not be eligible for traditional bank loans. Considered “unbanked”, the Equitable Access to Credit Program’s qualifying loan recipients might not have bank accounts, might have poor credit or no credit at all.
The program goal is to encourage investment in small, typically rural, and underserved businesses to boost community and economic development in Washington. Commerce has about $4,356,000 available from the Equitable Access to Credit Program, and the grant awards typically range from about $50,000 to over $1M.
Funding comes from a unique program offering businesses and individuals who pay state business and occupation tax (B&O) taxes the ability to contribute and receive tax credits. By making cash contributions equivalent to their B&O tax liability, participants can receive a dollar-for-dollar tax credit from the Department of Revenue (DOR).
Once a business has reached its annual contributor limit of $1 million or the program has reached its annual cap of $8 million, the state will not accept further contributions for the year. As a special preference, a minimum of 65% of the value of all grants awarded in any calendar year must be allocated for native Community Development Financial Institutions (CDFIs) or grantees to provide services or invest, or both, in rural counties.
This competitive Request for Applications (RFA) is open to private, non-profit, tribal and public entities, as outlined in RCW 43. 390. 020 View a recording of the pre-proposal conference , held on March 25, 2026, 2:00-3:00 p.
m. Question and answer period : Closes April 10, 2026 Closing date: April 28, 2026 at 5:00 p. m.
PT Applications will be accepted via the online application form through 5:00 p. m. PST, April 28, 2026.
Contact the RFA Coordinator, via email, OEDCProcurement@Commerce. wa. gov .
2026 Equitable Access to Credit grant application SAMPLE (PDF) 2026 Equitable Access to Credit Grant Guidelines and Instructions (PDF) 2026 Equitable Access to Credit Request for Application SAMPLE (PDF) Equitable Access to Credit FAQs Contact the RFA Coordinator, via email: OEDCProcurement@Commerce. wa. gov
Based on current listing details, eligibility includes: Community Development Financial Institutions (CDFIs) in Washington State. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates $5,939,911 Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is April 25, 2025. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
Past winners and funding trends for this program
The Fund for Women & Girls Grant Program is sponsored by The Foundation for Enhancing Communities (TFEC). The Fund for Women & Girls, an initiative of TFEC, makes grants to local nonprofit organizations in specific South Central PA counties. The grants support projects that advance the lives of women and girls by providing opportunities to address basic needs, develop economic self-sufficiency, and strengthen health and safety needs.
VGF grants will be used to develop and/or support community-based entities to recruit, manage, and support volunteers. CNCS seeks to fund effective approaches that expand volunteering, strengthen the capacity of volunteer connector organizations to recruit and retain skill-based volunteers, and develop strategies to use volunteers effectively to solve problems. Specifically, the VGF grants will support efforts that expand the capacity of volunteer connector organizations to recruit, manage, support and retain individuals to serve in high quality volunteer assignments.Applicants that receive funding under this Notice may directly carry out the activities supported under the award, or may carry out the activities by making sub-grants to community-based entities, supporting volunteer generation at these entities.). Funding Opportunity Number: AC-05-25-21. Assistance Listing: 94.021. Funding Instrument: G. Category: O. Award Amount: $6.1M total program funding.