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Find similar grantsFresh Water Program - Market Based Rates is sponsored by Ohio Water Development Authority. Offers market-rate loans for environmental infrastructure projects to local governments in Ohio.
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Application Forms - Ohio Water Development Authority, Columbus, Ohio, USA Ohio Water Development Authority - Serving Ohio Since 1968 Construction/Planning Loans Local Economic Development Loans USDA-RD Loan Advance Program Research & Development Grants Disbursements and Change Orders Audited Financial Statements Continuing Disclosure Documents Investor Presentation - WPCLF Investor Presentation - DWAF Investor Presentation - Fresh Water Investor Presentation - Fresh Water Revolving Fund Investor Presentation - Community Assistance Construction/Planning Loans Local Economic Development Loans USDA-RD Loan Advance Program Research & Development Grants Disbursements and Change Orders Audited Financial Statements Continuing Disclosure Documents Investor Presentation - WPCLF Investor Presentation - DWAF Investor Presentation - Fresh Water Investor Presentation - Fresh Water Revolving Fund Investor Presentation - Community Assistance Construction/Planning Loan Program Program Information, Application Documents, and Loan Portal The Ohio Water Development Authority created the Fresh Water Loan Program to provide financial assistance for planning/design and/or construction of drinking water, wastewater, and storm water projects.
Eligible projects include but are not limited to development or acquisition of potable water sources, construction/expansion of water and wastewater treatment facilities, installation or improvement of water distribution and wastewater collection systems, well-head protection planning studies, or storm water management facilities.
For more details, see the program guidelines Fresh Water Program-Market Rates and Fresh Water Program-Community Assistance Rates. Please note projects must be constructed using prevailing wage. The OWDA Board meets the last Thursday of the month during January to October; and the second Thursday in the month of December.
A pplications are due the 1st of the month that the loan will be approved. For December approval, the loan application is due on November 1st. For construction applications, the project must be bid prior to applying for the loan.
If you are requesting additional funds to be added to an existing OWDA loan, do not submit your request through the loan portal. Please contact Kim Killian, as a full application is not required for a supplemental loan request.
For questions regarding the Construction/Planning Loan Program, please contact: Kim Killian, Loan Officer PLANNING AND CONSTRUCTION LOAN APPLICATION DOCUMENTS: The following loan application documents must be completed prior to requesting a link to the loan application portal. Click on documents in blue to download.
Construction Loan Application (Opens in Excel document) Planning/Design Loan Application (Opens in Excel document) Projection of revenue (in application) Rate ordinance (current rates/tap in fees) Current year operating budget Fund reports that show revenue, expenses, and debt service reserve Construction bid tabs (required for construction loan requests) Engineering agreement (required for planning/design loans; only required for construction loans if engineering costs are included in the construction loan) The following loan application documents are required to complete the loan process; however they may be provided to OWDA at a later date if they are not available by the application deadline.
Click on documents in blue to download. Findings and orders, consent order, health risk documentation (if applicable) The following loan application documents are the cooperative agreements for this loan program. The language in the agreement cannot be altered.
The agreement will be emailed to you for signature after Board approval. Click on documents in blue to view the template. Planning Loan Cooperative Agreement Construction Loan Cooperative Agreement Submit your loan application through the portal.
The loan application portal is a quick and convenient way to submit your loan application. By requesting a link to the loan portal, you can easily upload PDFs of your application documents directly to OWDA. Document uploads should be formatted as PDF documents only.
Please do not upload Excel files. NOTE: D o not use the loan application portal i f you are applying to Ohio Environmental Protection Agency for the Water Pollution Control Loan Fund (WPCLF) or Water Supply Revolving Loan Account (WSRLA) programs. Please contact your Ohio DEFA coordinator to apply for WPCLF and WSRLA.
One application per link. If you have more than one application, please request more than one link. Review the loan application documents listed above as these documents must be completed prior to requesting a link to the loan application portal.
Click on the following link to begin the loan application portal process. https://webforms. owda.
org/forms/loanprequalification The person identified as the contact person in the application portal should be the person responsible for the preparation and submission of the application. The contact person will receive an application portal link by email and will also be the person called if there are questions on the information provided in the application.
For example, the contact person could be an RCAP representative, consultant, or the person at the local government that prepared the application and can answer questions, not necessarily the person authorized to enter into contract with OWDA for the loan.
According to the current listing, eligibility includes: Local governments in Ohio, including cities, villages, counties, and water/sewer districts. Confirm the full requirements in the official notice before applying.
Fresh Water Program - Market Based Rates is funded by Ohio Water Development Authority. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Ohio. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
On June 29, 2026, EPA announced it will waive the $25,000 WIFIA application fee and the credit processing fee — averaging roughly $156,000 per loan — for communities of 25,000 or fewer residents in fiscal years 2026 and 2027. Combined, that removes nearly $200,000 in upfront cost from the single most affordable federal water-infrastructure financing program, which carries roughly $11 billion in available capacity and can cover up to 80% of eligible project costs at Treasury-rate pricing. For small towns, rural utilities, and the nonprofits and districts that serve them, this is a rare instance of the federal government lowering the barrier to a program that has historically been out of reach for exactly the communities that need it most. Here is what changed, who qualifies, and how to move on a letter of interest before the window closes.
Read articleFor FY2026 and FY2027, EPA is waiving the $25,000 WIFIA application fee and the ~$156,000 credit-processing fee for water systems serving 25,000 or fewer people — a near-$200,000 discount on access to an $11 billion pool of low-cost federal financing. The waiver removes the single barrier that kept small and rural utilities out of WIFIA for a decade. Here is how WIFIA actually works, who qualifies, why the letter of interest is the real gate, and how a town of 8,000 should think about a program built for billion-dollar projects.
Read articleWhile applicants chase fixed federal deadlines, USDA Rural Development keeps roughly $4.1 billion moving through programs with no deadline at all — Community Facilities, Water & Waste Disposal, and Business & Industry loans that accept applications year-round. But 2026 brought a quiet shake-up: REAP grants paused, RBDG's competitive window closed. Here is the map of what's open, what's frozen, and how rural organizations should work a rolling pipeline.
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