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Find similar grantsHome Affordable Refinance Program (HARP) is sponsored by Federal Housing Finance Agency (FHFA). Allows homeowners with little or no equity to refinance their mortgages to a lower interest rate.
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Home Affordable Refinance Program (HARP) | FHFA **updated May 8, 2015 - HARP program extended through 2016. The Federal Housing Finance Agency (FHFA) and the Department of the Treasury introduced HARP in early 2009 as part of the Obama Administration’s Making Home Affordable program.
HARP provides borrowers, who may not otherwise qualify for refinancing because of declining home values or reduced access to mortgage insurance, the ability to refinance their mortgages into a lower interest rate and/or more stable mortgage product. Homeowners Helped Since Program Inception As of August 31, 2011, nearly 894,000 borrowers had refinanced through HARP.
HARP is only one refinancing option HARP is only one of several refinancing options available to homeowners. Since April 2009 when HARP began, Fannie Mae and Freddie Mac have helped approximately nine million families refinance into a lower cost or more sustainable mortgage product.
HARP is unique in that it is the only refinance program that enables borrowers who owe more than their home is worth to take advantage of low interest rates and other refinancing benefits. The existing mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009. Homeowners can determine if they have a Fannie Mae or Freddie Mac loan by going to: https://yourhome.
fanniemae. com/calculators-tools/loan-lookup or calling 800-7FANNIE (8 am to 8 pm ET) https://freddiemac. com/ or 800-FREDDIE (8 am to 8 pm ET) The program will continue to be available for loans with LTVs above 80 percent.
Borrowers must be current on their mortgage payments with no late payment in the past six months and no more than one late payment in the past 12 months. Borrowers should contact their existing lender or any other mortgage lender offering HARP refinances. **On May 8, 2015, FHFA announced the extension of HARP through 2016.
www. MakingHomeAffordable. gov (Inactive site) or call 1-888-995-HOPE (4673) yourhome.
fanniemae. com/calculators-tools#own www. FreddieMac.
com/avoidforeclosure Corinne Russell (202) 649-3032 / Stefanie Johnson (202) 649-3030
Based on current listing details, eligibility includes: Homeowners who are current on their mortgage payments and owe more than their home is worth. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Varies Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
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Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
The Fund for Women & Girls Grant Program is sponsored by The Foundation for Enhancing Communities (TFEC). The Fund for Women & Girls, an initiative of TFEC, makes grants to local nonprofit organizations in specific South Central PA counties. The grants support projects that advance the lives of women and girls by providing opportunities to address basic needs, develop economic self-sufficiency, and strengthen health and safety needs.
VGF grants will be used to develop and/or support community-based entities to recruit, manage, and support volunteers. CNCS seeks to fund effective approaches that expand volunteering, strengthen the capacity of volunteer connector organizations to recruit and retain skill-based volunteers, and develop strategies to use volunteers effectively to solve problems. Specifically, the VGF grants will support efforts that expand the capacity of volunteer connector organizations to recruit, manage, support and retain individuals to serve in high quality volunteer assignments.Applicants that receive funding under this Notice may directly carry out the activities supported under the award, or may carry out the activities by making sub-grants to community-based entities, supporting volunteer generation at these entities.). Funding Opportunity Number: AC-05-25-21. Assistance Listing: 94.021. Funding Instrument: G. Category: O. Award Amount: $6.1M total program funding.