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The Kentucky Housing Corporation's Homeowner Rehabilitation Program provides grant funding through the Affordable Housing Trust Fund (AHTF) to stabilize residences of low-income homeowners with essential repairs. Eligible homeowners must have combined household income at or below 60% Area Median Income and on-home assets under $50,000.
Repairs are grant-secured with a five-year deed restriction, covering work needed to meet KHC's Minimum Habitability Standards, including accessibility adaptations for disabled household members. Maximum per-property funding is $16,125. Nonprofit agencies and local governments with demonstrated capacity may apply as program sponsors.
The program serves homeowners throughout Kentucky with single-family detached or manufactured homes used as primary residences.
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Homeowner/Homebuyer Development Turn on more accessible mode Turn off more accessible mode Find a KHC Approved Lender Interest Rates for Mortgage Lending Partners Multifamily Guidelines and the Qualified Allocation Plan (QAP) Universal Funding Application (UFA) Program Funding Draw Management System Tenant Data Certification System (TDCS) Visit the Housing Contract Administration Partner Agency Portal Kentucky Homeownership Protection Center Single-Family Development Visit the Housing Contract Administration Visit the Housing Contract Administration Weatherization Assistance Program Community Housing Development Organizations (CHDOs) Affordable Housing Trust Fund (AHTF) HOME Tenant-Based Rental Assistance (TBRA) Inspectors, Compliance, and Asset Management Homeowner/Homebuyer Development AHTF Home Repair Program Currently selected Homebuyer Development Program Homeowner/Homebuyer Development AHTF Home Repair Program At A Glance To stabilize the residences of low-income homeowners with essential repairs to keep or make their home habitable Kentucky Affordable Housing Trust Fund (AHTF) Homeowners with combined household income at or below 60% Area Median Income (AMI) and on-home assets valued at no more than $50,000 Homeowners must have ownership interest in the land and the home to be repaired.
Single-family detached homes or manufactured homes; home must be the homeowner's primary residence Anywhere in the Commonwealth of Kentucky No additional AHTF assistance can go to a home during the five-year deed restriction. Assistance can be paired with other repair, weatherization and energy efficiency programs. Repairs that are necessary to bring a home up to KHC's Minimum Habitability Standards.
When a household member is disabled, accessibility adaptions are also eligible. Form and Term of Assistance Repairs are grant-secured with a deed restriction for five years. Eligible Applicants/Sponsors Nonprofit agencies and local governments with demonstrated capacity and experience, who are in good standing with both the Commonwealth and KHC, are eligible.
Eligible applicants must have at least one full-time employee. Admin Fee for Applicants/Sponsors 7. 5 percent of the total cost of repair work (maximum administration fee is $1,125).
This limit does not include labor or construction management costs. The administration fee is separate from the maximum assistance amount. Therefore, the maximum per-property funding is $16,125.
Before releasing funds and before repair work can begin, KHC must receive property photos and approve a detailed scope of work. Before final reimbursement is made, the home must pass KHC's onsite inspection of completed work.
Program Forms and Templates HCA Partner Agency Portal, AHTF Home Repair Any nonprofit interested in applying for the AHTF Home Repair Program should AHTF Home Repair Program page on the HCA Partner Agency Portal Weatherization Assistance Program Community Housing Development Organizations (CHDOs) Affordable Housing Trust Fund (AHTF) HOME Tenant-Based Rental Assistance (TBRA) Inspectors, Compliance, and Asset Management Homeowner/Homebuyer Development AHTF Home Repair Program Currently selected Homebuyer Development Program
Based on current listing details, eligibility includes: Low-income Kentucky homeowners; individuals must apply through participating local government or nonprofit partner agencies. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Varies (through local partners) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
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