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Find similar grantsIndian Housing Loan Guarantee Program (Section 184) is sponsored by HUD. Offers home mortgage loans to American Indian and Alaska Native families, tribes, and tribally designated housing entities.
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Section 184 Indian Home Loan Guarantee Program | HUD. gov / U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Housing Loan Guarantee Program The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities.
Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities. With Section 184 financing borrowers can get into a home with a low down payment and flexible underwriting . Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 is synonymous with home ownership in Indian Country. Stay Tuned for Upcoming Events Section 184 Staff Directory The Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native borrowers. The loan guarantee assures the lender that its investment will be repaid in full in the event of foreclosure.
The borrower applies for the Section 184 loan with a participating lender, and works with the tribe and Bureau of Indian Affairs if leasing tribal land. The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee. The loan in limited to single-family housing (1-4 units), and fixed-rate loans for 30 years of less.
Neither adjustable rate mortgages (ARMs) nor commercial buildings are eligible for Section 184 loans. Maximum loan limits vary by county. Click on the link below for the most current loan limits.
Section 184 - Maximum loan limit by county By encouraging lenders to serve Native communities, Section 184 is increasing the marketability and value of the Native assets and strengthening the financial standing of Native communities.
American Indians or Alaska Natives who are members of a federally recognized tribe Federally recognized Indian tribes Tribally designated housing entities Indian Housing Authorities Native Hawaiians can access homeownership loans through the Section 184A Program . Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land.
Click on the links below to determine participating States and counties across the country. Section 184 Approved Counties by State Borrowers must apply with a HUD-approved Section 184 lender. Approved lenders are listed below.
Participating tribes are listed below. Additional homebuyer resources, including homebuyer classes, can be found at www. hud.
gov/counseling . Approved Counties by State
Based on current listing details, eligibility includes: American Indian and Alaska Native families, tribes, and tribally designated housing entities. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Varies Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
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Small Cities Community Development Block Grant (CDBG) is sponsored by New Jersey Department of Community Affairs (administering HUD funds). This program provides funds for economic development, housing rehabilitation, community revitalization, and public facilities designated to benefit low- and moderate-income people, prevent or eliminate slum and blight, or address recent local needs for which no other funding sou…
Community Development Block Grant (CDBG) - City of Orlando is a grant from the City of Orlando, funded through the U.S. Department of Housing and Urban Development (HUD), that funds programs and projects assisting low- and moderate-income households and revitalizing distressed neighborhoods. Priority activities are guided by community input and the City's Consolidated Plan, addressing housing, public services, and neighborhood improvements. Eligible applicants are nonprofit organizations serving residents within the City of Orlando. Award amounts vary by project. Final applications for Program Year 2026-2027 were due March 27, 2026.
The Fund for Women & Girls Grant Program is sponsored by The Foundation for Enhancing Communities (TFEC). The Fund for Women & Girls, an initiative of TFEC, makes grants to local nonprofit organizations in specific South Central PA counties. The grants support projects that advance the lives of women and girls by providing opportunities to address basic needs, develop economic self-sufficiency, and strengthen health and safety needs.
VGF grants will be used to develop and/or support community-based entities to recruit, manage, and support volunteers. CNCS seeks to fund effective approaches that expand volunteering, strengthen the capacity of volunteer connector organizations to recruit and retain skill-based volunteers, and develop strategies to use volunteers effectively to solve problems. Specifically, the VGF grants will support efforts that expand the capacity of volunteer connector organizations to recruit, manage, support and retain individuals to serve in high quality volunteer assignments.Applicants that receive funding under this Notice may directly carry out the activities supported under the award, or may carry out the activities by making sub-grants to community-based entities, supporting volunteer generation at these entities.). Funding Opportunity Number: AC-05-25-21. Assistance Listing: 94.021. Funding Instrument: G. Category: O. Award Amount: $6.1M total program funding.