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Find similar grantsKeystone Flex-Purchase & Improvement with K-FIT is sponsored by Pennsylvania Housing Finance Agency (PHFA). Combines home purchase financing with funds up to $30,000 for eligible repairs and improvements, plus downpayment and closing cost assistance.
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KFLEX - Home Purchase Loans | PHFA Homebuying Loans and Assistance PA Housing Finance Agency You skipped to and are entering the secondary navigation menu You skipped to and are entering the main content Alerts & Notices (Alertas) Board Meeting Notice: The next board meeting will be held Thursday, May 14, 2026 at 10:30 am. Information regarding the meeting can be found under Public Meeting Notice.
K-FLEX Home Purchase Loans The Pennsylvania Housing Finance Agency (PHFA or the Agency) offers home purchase loans with competitive interest rates and lower fees. In addition to the PHFA first mortgage, some applicants may qualify for downpayment and/or closing cost through one of our many assistance programs .
The program that is best for you will depend on your specific circumstances, such as your credit history and amount of cash savings, as well as your individual preferences. A PHFA approved homebuyer education provider or participating lender can help you decide. If you are not sure where to begin, we suggest visiting our "Start Here" page for Homebuyers.
The Keystone Flex with Keystone Forgivable In Ten Years Loan Program (K-FIT) provides first mortgage financing Conventional or the Federal Housing Administration (FHA) or guaranteed by Rural Development (RD) or Department of Veterans Affairs (VA). The first mortgage is paired with K-FIT which provides assistance toward downpayment and/or closing costs for eligible homebuyers in the form of a forgivable second mortgage.
K-FIT provides eligible homebuyers with five percent (5%) of the lesser of the purchase price or appraised value with no maximum dollar limit. Funds for the second mortgage are forgiven on an annual basis, over ten years at a rate of ten percent (10%) per year.
You may be eligible for a Keystone Flex with K-FIT Loan if you meet the following conditions: You meet the qualifying income requirement that cannot exceed the Keystone Flex Loan Program Income Limit . The purchase price of the home you intend to purchase cannot exceed the Keystone Flex Loan Program Purchase Price Limit . All borrowers must have a minimum FICO score of 660.
You are not required to be a first-time homebuyer. You have sufficient funds for a downpayment on your prospective home. Borrowers must contribute the lesser of $1K or 1% of the loan amount for (Conventional and FHA only).
All borrowers must complete homebuyer education from an approved PHFA Counseling Agency. You meet the eligibility requirements for the K-FIT assistance loan. Keystone Flex-Purchase & Improvement with K-FIT PHFA's Keystone Flex Purchase & Improvement with K-FIT loan allows buyers to purchase, improve/repair a home and down payment and closing cost assistance in one transaction.
This loan provides buyers with a conventional PHFA first mortgage with funds up to $30,000 to make eligible repairs and improvements to the home. Home repairs can be made to single family homes, duplexes, manufactured housing and PUDs. Eligible repairs and improvements must meet the Purchase & Improvement Program guidelines.
The first mortgage is paired with K-FIT, which provides assistance toward downpayment and/or closing costs for eligible homebuyers in the form of a forgivable second mortgage. K-FIT provides eligible homebuyers with five percent (5%) of the lesser of the purchase price or appraised value with no maximum dollar limit. Funds for the second mortgage are forgiven on an annual basis, over ten years at a rate of ten percent (10%) per year.
You may be eligible for a Keystone Flex Purchase & Improvement with K-FIT Loan if you meet the following conditions: You meet the qualifying income requirement that cannot exceed the Keystone Flex Loan Program Income Limit . The purchase price of the home you intend to purchase cannot exceed the Keystone Flex Loan Program Purchase Price Limit . All borrowers must have a minimum FICO score of 660.
You are not required to be a first-time homebuyer. You have sufficient funds for a downpayment on your prospective home. Borrowers must contribute the lesser of $1K or 1% of the loan amount for Conventional loan.
All borrowers must complete homebuyer education from an approved PHFA Counseling Agency. You meet the eligibility requirements for the K-FIT assistance loan. You are completing eligible repairs and/or improvements up to $30,000 to the subject property, meeting the program requirements of the Purchase & Improvement Program .
Based on current listing details, eligibility includes: Open to all homebuyers meeting income and credit requirements; not limited to first-time buyers. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Not specified Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
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Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
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VGF grants will be used to develop and/or support community-based entities to recruit, manage, and support volunteers. CNCS seeks to fund effective approaches that expand volunteering, strengthen the capacity of volunteer connector organizations to recruit and retain skill-based volunteers, and develop strategies to use volunteers effectively to solve problems. Specifically, the VGF grants will support efforts that expand the capacity of volunteer connector organizations to recruit, manage, support and retain individuals to serve in high quality volunteer assignments.Applicants that receive funding under this Notice may directly carry out the activities supported under the award, or may carry out the activities by making sub-grants to community-based entities, supporting volunteer generation at these entities.). Funding Opportunity Number: AC-05-25-21. Assistance Listing: 94.021. Funding Instrument: G. Category: O. Award Amount: $6.1M total program funding.
National Infrastructure Project Assistance (Mega) Program is sponsored by U.S. Department of Transportation (DOT). This program provides funding for large, complex projects that are difficult to fund by other means and likely to generate national or regional economic, mobility, or safety benefits. Major infrastructure projects, such as new transportation hubs or improved access to remote areas, can have a significant positive impact on tourism.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.