1,000+ Opportunities
Find the right grant
Search federal, foundation, and corporate grants with AI — or browse by agency, topic, and state.
This listing may be outdated. Verify details at the official source before applying.
Find similar grantsKeystone Forgivable in Ten (K-FIT) Years Loan Program is sponsored by Pennsylvania Housing Finance Agency (PHFA). This program provides a second mortgage loan to help buyers supplement the costs of homeownership, specifically for down payment and/or closing costs.
Get alerted about grants like this
Save a search for “Pennsylvania Housing Finance Agency (PHFA)” or related topics and get emailed when new opportunities appear.
Search similar grants →Extracted from the official opportunity page/RFP to help you evaluate fit faster.
K-FIT Downpayment and Closing Cost Assistance Loan Program | PHFA Assistance Loan available with Home Purchase Loan PA Housing Finance Agency You skipped to and are entering the secondary navigation menu You skipped to and are entering the main content Alerts & Notices (Alertas) Board Meeting Notice: The next board meeting will be held Thursday, May 14, 2026 at 10:30 am.
Information regarding the meeting can be found under Public Meeting Notice. Keystone Forgivable in Ten Years Loan Program (K-FIT) The Keystone Forgivable in Ten Years Loan Program (K-FIT) is available for qualified homebuyers, to provide assistance towards downpayment and/or closing costs. This program provides a second mortgage loan to help buyers supplement the costs of homeownership.
Eligible borrowers may receive five percent (5%) of the lesser of the purchase price or appraised value with no maximum dollar limit in downpayment and closing cost assistance. The K-FIT loan is forgiven on an annual basis over ten years at a rate of ten percent (10%) a year.
The Keystone Forgivable in Ten Years Loan Program (K-FIT) can be used in conjunction with the following PHFA first mortgage home purchase loan programs : Buyers must meet the requirements of the applicable PHFA first mortgage program, and must also meet the requirements associated with the Keystone Forgivable in Ten Years Loan Program (K-FIT) which are listed below: The K-FIT program requires all borrowers to have a minimum credit score of 660.
The maximum amount of assistance to eligible homebuyers will be based upon the lesser of the purchase price or appraised value. Assistance can only be used for the minimum required downpayment and/or closing costs. The minimum loan amount is $500.
The K-FIT Loan Program may not be combined with any other PHFA assistance program, except for the ACCESS Home Modification Loan Program . The K-FIT loan Program may be used on Conventional, FHA, VA or RD loans. All applicable FHA, VA or RD loan underwriting requirements apply, including loan to value and downpayment requirements.
The asset limitation of liquid funds may not be greater than $50,000 after deducting the funds needed to close on the loan. This includes cash and funds in checking and savings accounts, stocks, bonds, certificates of deposit and similar liquid accounts.
Funds from retirement accounts such as 401(k)s, IRAs and pension funds will only be considered if they can be withdrawn without a penalty due to borrower meeting age requirement and/or being retired.
Based on current listing details, eligibility includes: Minimum credit score 660; must qualify for applicable PHFA first mortgage; liquid assets cannot exceed $50,000 after closing; compatible with Conventional, FHA, VA, or RD loans. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates 5% of lesser of purchase price or appraised value (no maximum dollar limit) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
The Fund for Women & Girls Grant Program is sponsored by The Foundation for Enhancing Communities (TFEC). The Fund for Women & Girls, an initiative of TFEC, makes grants to local nonprofit organizations in specific South Central PA counties. The grants support projects that advance the lives of women and girls by providing opportunities to address basic needs, develop economic self-sufficiency, and strengthen health and safety needs.
VGF grants will be used to develop and/or support community-based entities to recruit, manage, and support volunteers. CNCS seeks to fund effective approaches that expand volunteering, strengthen the capacity of volunteer connector organizations to recruit and retain skill-based volunteers, and develop strategies to use volunteers effectively to solve problems. Specifically, the VGF grants will support efforts that expand the capacity of volunteer connector organizations to recruit, manage, support and retain individuals to serve in high quality volunteer assignments.Applicants that receive funding under this Notice may directly carry out the activities supported under the award, or may carry out the activities by making sub-grants to community-based entities, supporting volunteer generation at these entities.). Funding Opportunity Number: AC-05-25-21. Assistance Listing: 94.021. Funding Instrument: G. Category: O. Award Amount: $6.1M total program funding.