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Massachusetts Growth Capital Corporation Loan Program is a financing program from the Massachusetts Growth Capital Corporation, a state-backed lender, that supports small business growth through affordable loans. The program provides capital for operational improvements, equipment purchases, and business expansion for Massachusetts-based small businesses.
Applicants must demonstrate business viability and a clear plan for how the funds will support growth. Loan amounts range from $25,000 to $300,000. This program is administered through the state and is designed to fill financing gaps for businesses that may not qualify for conventional bank lending.
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Massachusetts Growth Capital Grant Programs Available - Seder & Chandler, LLP View our profile on Facebook, opens in a new window View our feed on X, opens in a new window View our firm profile on LinkedIn, opens in a new window View our channel on Youtube, opens in a new window View our profile on Instagram, Bankruptcy & Creditor’s Rights Business & Corporate Law Overview International Transactions Estates & Trusts Overview Estate & Trust Administration Estate & Trust Controversies Fiduciary, Trust, and Probate Litigation Family Law & Probate Overview Spousal Support & Maintenance Child Custody & Visitation Rights Family Law Conciliation in Worcester Prenuptial & Postnuptial Agreements Intellectual Property Law Labor & Employment Law Overview Employment Discrimination Defense Employment Manuals and Policies Employment Claims & Defense Litigation and ADR Overview Alternative Dispute Resolution (ADR) Worcester Appeals Attorney Catastrophic Personal Injury Litigation Commercial Litigation Attorney Financial Institutions & Services Litigation Private Equity & Venture Capital Real Estate & Land Use Overview Condominium Formations & Conversions Commercial Real Estate Investment Vehicles Real Estate Purchase & Sales Zoning, Permitting & Land Use Matters Bankruptcy & Creditor’s Rights Business & Corporate Law Overview International Transactions Estates & Trusts Overview Estate & Trust Administration Estate & Trust Controversies Fiduciary, Trust, and Probate Litigation Family Law & Probate Overview Spousal Support & Maintenance Child Custody & Visitation Rights Family Law Conciliation in Worcester Prenuptial & Postnuptial Agreements Intellectual Property Law Labor & Employment Law Overview Employment Discrimination Defense Employment Manuals and Policies Employment Claims & Defense Litigation and ADR Overview Alternative Dispute Resolution (ADR) Worcester Appeals Attorney Catastrophic Personal Injury Litigation Commercial Litigation Attorney Financial Institutions & Services Litigation Private Equity & Venture Capital Real Estate & Land Use Overview Condominium Formations & Conversions Commercial Real Estate Investment Vehicles Real Estate Purchase & Sales Zoning, Permitting & Land Use Matters Massachusetts Growth Capital Grant Programs Available Return home Client Alerts & Firm News Client Alerts Massachusetts Growth Capital Grant Programs Available Two Program Options for Small Businesses Massachusetts Growth Capital Corporation has begun accepting applications for two new grant programs to support small businesses negatively impacted by the COVID-19 pandemic: New Applicant Grant Program – available to businesses negatively impacted by COVID-19 that have not previously received financial relief from MGCC’s COVID-19 Relief Grant Programs.
Inclusive Grant Program -available to businesses that focus on reaching markets predominantly made up of socially and economically disadvantaged and historically underrepresented groups, underserved markets, and those owned by minorities, women, veterans, disabled individuals, or those that identify as part of the LGBTQ+ community. Small Business Owners have until April 4th, 2022 to apply. Grants will range between $10,000 – $75,000.
Eligible uses for grant funding, for each program, include: Employee payroll and benefits costs Interest on other debt obligations incurred after March 3rd, 2021 Costs incurred to pivot a company due to COVID-19 pandemic Business mortgage or rent and utilities Contact our Corporate Attorneys Covid Emergency Paid Sick Leave in MA State and Federal Government changes affecting employers and employees " * " indicates required fields This field used to prevent automated submissions, do not fill out This field is for validation purposes and should be left unchanged.
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Based on current listing details, eligibility includes: Small businesses located in Massachusetts; demonstrated business viability required Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates $25,000 - $300,000 Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.