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Find similar grantsApplications closed November 21, 2025 at 5:00 PM ET; winners to be announced April 20, 2026.
Mastercard Strive USA 2025 Innovation Fund is sponsored by Mastercard Center for Inclusive Growth. This fund awards grants to early-stage organizations developing solutions that strengthen the financial health of small businesses by simplifying operations, reducing complexity, and enabling entrepreneurs to thrive.
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2025 USA Innovation Fund | Innovation Fund | Mastercard Strive The Mastercard Strive USA 2025 Innovation Fund, supported by the Mastercard Center for Inclusive Growth and implemented by DAI, will award grants to organizations that are testing new products and services that improve the financial health of small businesses with high potential for impact and scale.
Innovative solutions that improve small business financial health When small businesses flourish, they become engines for inclusive economic growth — creating jobs, driving innovation, and strengthening community resilience.
Yet today, half of all new small businesses fail within five years, often because they lack access to affordable financial services, tools to build savings, or protection against rising digital threats, among other challenges. A financially healthy small business — where daily systems free up capacity to build resilience and pursue new opportunities — is better equipped to navigate these challenges.
To make financial health more achievable for entrepreneurs across the country, the Mastercard Strive USA 2025 Innovation Fund will award $1 million total in grants — up to $250,000 per organization — to support early-stage solutions that help small businesses simplify daily operations, reduce complexity, and enable small businesses to thrive rather than just survive.
This opportunity helps innovative small business support organizations to grow their next big idea. Who can apply Whether you're a nonprofit building financial management solutions, a mission-driven private company that works closely with small businesses, a fintech creating cash flow tools, or a university piloting new approaches, we want to support your work.
We're particularly excited about the potential for partnerships between fintechs and mission-driven organizations that combine technical innovation with deep community connections. If your innovation strengthens small business financial health and you're committed to creating broader public benefit beyond your own organization, we encourage you to apply.
Program eligibility Proposed projects must: Target U.S. small businesses as customers or end users Be implemented in the U.S. Solve critical and systemic challenges to small business financial health Must be in the prototyping or early testing phase; solutions may be piloted with users but should not yet be deployed at scale.
Includes a digital tool or platform (not solely training or mentorship) Organization eligibility Organizational eligibility The Mastercard Strive USA 2025 Innovation Fund is open to any organization developing innovations for small business financial health including nonprofits, CDFIs, credit unions, universities, and for-profit companies that is registered in the U.S. We will also encourage applications from coalitions of partners working on a specific financial health innovation (e.g., a fintech-CDFI partnership).
We recognize the scope of this innovation fund will naturally attract fintechs and other private sector companies developing distinct products for commercial markets. However, grant funds cannot support the development of products intended solely for commercial use. All applicants must demonstrate a clear commitment to public benefit by selecting one or more of the following pathways: Pathway 1: Mission-Driven Implementation.
The applicant either operates as a mission-driven organization (nonprofit, CDFI, credit union, university) OR partners with such an organization to co-develop, implement, or distribute the innovation to serve their constituencies. Pathway 2: Open Source Development. The applicant will release all or core components of the technology, algorithms, and methodologies under open source licenses (such as Apache 2.
0, MIT, or GPL) that allow free use, modification, and distribution by others in the ecosystem. Pathway 3: Public Benefit Licensing. The applicant commits to licensing the innovation at cost or for free to nonprofits, CDFIs, and organizations focused specifically on serving low-to-moderate income small businesses.
Pathway 4: Alternative Public Benefit Approach. The applicant proposes an alternative pathway that ensures meaningful public benefit and broad ecosystem access. Proposals must be specific and measurable as well as demonstrate comparable public benefit to the above pathways.
Generic commitments to "help small businesses" will not be considered sufficient. Due diligence Applicants must: Comply with US sanctions, laws, and regulations, including data and privacy regulations. Be registered and operational, demonstrating at least 1 year of legal and ethical operations and commendable performance.
Be compliant with all applicable laws, including adhering to fundamental human rights and all international and US labor standards. Be fully compliant with business licensing, taxation, employee, and other regulations in all countries of operation. Be financially healthy with adequate reporting systems.
Have no involvement in unethical activities such as arms production or tobacco. Comply with the terms and conditions of funding.
Mastercard Strive and Mastercard expertise Access to select Mastercard Start Path resources Mentorship from best-in-class experts relevant to their innovation Opportunities for exposure and publicity in collaboration with Mastercard and Mastericard Strive Does the applicant articulate a specific problem and compelling need for their solution?
Is the solution innovative, offering a novel approach or significant improvement over existing alternatives? Is the technical solution well-designed, feasible, and appropriate for the target user base? How effectively will this innovation reach and benefit small businesses , particularly those in underserved communities?
Does the chosen public benefit pathway have the potential to create meaningful, lasting value for the broader ecosystem beyond the applicant organization? What is the potential for other organizations to adopt, adapt, or build upon this innovation? Does the team demonstrate the necessary expertise, experience, and track record to successfully develop and implement this innovation?
Is the solution at an appropriate stage where grant funding could meaningfully accelerate development and deployment? Does the project have the potential to scale beyond the grant period or catalyze capital from alternative sources following the end of the grant? 2025-10-20T16:00:00.
000Z ― 2026-04-20T16:00:00. 000Z Shortlisted Applicants Selected Shortlisted Applicants Submit Mini Proposals 2023 Global Innovation Fund Seeking innovative solutions that support small businesses’ growth in the areas of Environmental Sustainability and Data for Market Access. Seeking innovative B2B solutions specifically designed or tailored for European small businesses with fewer than 10 employees.
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Based on current listing details, eligibility includes: Any organization developing innovations for small business financial health, including nonprofits, CDFIs, credit unions, universities, and for-profit companies registered in the U. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Up to $250,000 (total of $1 million in grants) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
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Manufacturing Grants (Jeff Lawrence Innovation Fund) is sponsored by FuzeHub (New York State). These grants, part of the Jeff Lawrence Innovation Fund, encourage collaboration between not-for-profit organizations and small to medium-sized manufacturing companies in New York State. Project categories include adoption of new technology to enhance a process and/or product, prototype development, design for manufacturing, proof-of-concept manufacturing, certain equipment purchases, and manufacturing scale-up.
The purpose of this FOA is to provide funding for up to four (4) Tribal Colleges and Universities (TCUs) that will provide entrepreneurial development services to Native American communities, focusing on supplying services to socially and economically disadvantaged entrepreneurs in locations that are outside of the geographical areas of existing SBA resources. Eligible applicants must be Tribal Colleges and Universities as defined in the Higher Education Act HEA 316 (U.S.C. 1059c). Funding Opportunity Number: SB-GC7J-23-002. Assistance Listing: 59.007. Funding Instrument: G. Category: BC,ED. Award Amount: Up to $250K per award.
The purpose of this FOA is to provide funding for up to two (2) private, non-profit organizations that will provide entrepreneurial development services to women, with an emphasis on socially and economically disadvantaged entrepreneurs in locations that are outside of the geographical areas of existing WBCs for the District of Columbia (DC) and the State of Oregon. There will be one award for each location. Eligible applicants must be private, non-profit organizations with 501(c) tax exempt status from the U.S. Treasury’s Internal Revenue Service and must provide services to the District of Columbia (DC) and State of Oregon. Funding Opportunity Number: SB-OEDWB-23-002. Assistance Listing: 59.043. Funding Instrument: G. Category: BC,CD,RD. Award Amount: $75K – $150K per award.