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Mississippi Prepaid Affordable College Tuition (MPACT) Program is sponsored by Mississippi State Treasury. Mississippi Prepaid Affordable College Tuition (MPACT) Program is a grant from the Mississippi State Treasury that funds prepaid tuition plans allowing Mississippi families to lock in current tuition rates for future college enrollment at community colleges and universities.
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MPACT | State Treasury of Mississippi Looking for information on MACS? Click here. Call us at (601) 359-5255.
Tuition costs are on the rise. With a Mississippi Prepaid Affordable College Tuition Plan (MPACT), families can lock in tuition rates and prepay their child’s tuition and fees. Here are a few of the most important questions we get: When can I enroll in MPACT?
The MPACT enrollment period is open from September 1 to May 31. Enrollment for newborns, however, is open throughout the year. How much does an MPACT plan cost?
Pricing is impacted by a few factors, including how old your child is, whether or not you’re able to apply a down payment, and how many years of college you’re interested in prepaying. Click here for current pricing. What is the current weighted average tuition rate?
For Semester Institutions (including mandatory fees), the 2025-2026 academic year rates are: University: $334. 60 per credit hour Community/Junior College: $131. 13 per credit hour Yes!
It’s the only prepaid tuition plan available that is guaranteed by the State of Mississippi. This doesn’t mean we guarantee admission to college, however. Students must still meet the requirements for college admission.
Yes! You can use MPACT for community college, university/senior college, or a combination, from one year up to five years. It can be used for an in-state institution or an out-of-state institution ($25 administrative fee is charged the first academic term).
You can even transfer from one college to another. MPACT benefits may be able to be transferred to other children in the immediate family who do not have a MPACT contract, including first cousins. What are the tax benefits?
The payor may deduct from Mississippi taxable income the amount of any payments made under a MPACT prepaid tuition contract in the tax year (up to $20,000 for married couples filing jointly). Earnings from MPACT are exempt from federal and state income tax when paid to a school by MPACT. Consult a tax professional for detailed information.
How do I begin using my MPACT benefits? Before contract benefits can be used, all outstanding balances and fees must be paid in full and a valid Social Security Number must be on file for the beneficiary. It is the beneficiary’s responsibility to notify the school’s billing office of their intent to use MPACT funds.
If the school has any questions about eligibility to use MPACT, just refer them to us at 1-800-987-4450. How will MPACT pay tuition benefits? The school will bill MPACT directly for the payment of tuition and mandatory fees.
Please note: The MPACT contract does not cover the cost of books, lab fees, transportation, orientation fees, room and board, or other fees that are not considered mandatory. Costs not covered by the MPACT contract will be the student’s responsibility. Do you have a Legacy Contract (purchased prior to 2014)?
MPACT will pay 100% of the public in-state undergraduate tuition rates and mandatory fees. For out-of-state or private institutions, MPACT will pay a rate equivalent to the weighted average tuition and mandatory fees at Mississippi public colleges and universities at that time. Do you have a Horizon Contract (purchased since 2014)?
MPACT will pay 100% of the public in-state standard undergraduate tuition rates and mandatory fees. MPACT will not cover full tuition for specialty courses of study if the specialty course’s tuition rate exceeds the standard undergraduate tuition rate. For out-of-state or private institutions, MPACT will pay a rate equivalent to the weighted-average tuition and mandatory fees at Mississippi public colleges and universities.
When will the school receive payment for my MPACT benefits? Schools typically invoice MPACT for tuition and mandatory fees after the school’s 100% add/drop date. MPACT will issue payment approximately 4-6 weeks from receipt of the school’s invoice.
How long do I have to use my MPACT benefits? Do you have a Legacy Contract (purchased prior to 2014)? You are allowed up to 10 years from the student’s projected college enrollment date to use the benefits.
Do you have a Horizon Contract (purchased since 2014)? You are allowed up to 8 years from the student’s projected college enrollment date to use the benefits. Does my child need to notify MPACT of their school choice?
For an in-state public college or university, you do not need to notify MPACT. The student will, however, need to notify the school’s billing office of their intent to use MPACT benefits (the MPACT Matriculation Card is provided for this purpose). You also do not need to notify MPACT if the student decides to postpone their college enrollment.
For an out-of-state or private institution , MPACT requires notification of the beneficiary’s intent to enroll. This notification must be received 60 days prior to the child’s enrollment. You can indicate your school of choice by completing the “Intent to Enroll” form online through MPACT Online Access .
What happens if I purchased a university contract but my child goes to a community college or vice versa? MPACT will pay the full community college tuition and the purchaser will be entitled to a refund of the difference between the weighted-average university tuition in that year and what MPACT actually pays the community college. MPACT benefits can also be held for future use.
In cases where the student has a community college contract, but attends a four-year university, MPACT will convert the community college hours into university hours based on the then current relative costs and pay the tuition. This results in fewer hours on your contract, but enables MPACT to pay your university tuition until benefits are exhausted. What if my child decides not to attend college or earns a scholarship?
If your beneficiary receives a full scholarship , which covers tuition and mandatory fees, MPACT benefits can be held for future use or refunded to the purchaser.
The amount of the refund is based on (1) the current cost of in-state tuition and fees at the Mississippi public institution your beneficiary is attending or (2) the weighted-average tuition and fees at Mississippi public institutions if this child is enrolled at a private or out-of-state institution.
To process the refund, a notarized Scholarship Refund Form must be completed by the purchaser and returned along with the proof of enrollment and proof of scholarship. If your beneficiary receives a partial scholarship , MPACT benefits can be used to cover the tuition and fees not paid by the scholarship. The unused MPACT benefits can be held for future use.
If you decide you will not need your MPACT tuition benefits , they can be held for graduate school. However, MPACT will only pay the undergraduate rate. If the student receives a baccalaureate degree and has benefits remaining, the purchaser may submit a completed and notarized refund of unused hours form.
* *A refund of unused hours ONLY applies to MPACT Legacy Accounts. MPACT Horizon Accounts do not qualify. How will having an MPACT contract affect the beneficiary’s ability for financial aid?
MPACT plans are treated as investments on the Free Application for Federal Student Aid (FAFSA). As such, they should be reported as parental investments. The FAFSA requires the “refund value” be used when reporting prepaid tuition plans, which is the amount the account owner would receive if the account were closed and a refund were issued.
Parents should report the refund values of all prepaid tuition plans they own for all dependent children. Your FAFSA reporting value is available through the MPACT Online Access under Benefits Information. For help, call 1-800-987-4450.
Which Mississippi public community colleges and universities does MPACT apply? The MPACT program applies to these public community colleges and universities, but the benefits may also be transferred to private in-state schools as well as private or public out-of-state schools. Public Four-Year Universities: Alcorn State University ( www.
alcorn. edu ) MS University for Women ( www. muw.
edu ) Delta State University ( www. deltastate. edu ) MS Valley State University ( www.
mvsu. edu ) Jackson State University ( www. jsums.
edu ) University of MS ( www. olemiss. edu ) MS State University ( www.
msstate. edu ) University of Southern MS ( www. usm.
edu ) Public Two-Year Community Colleges: Coahoma Community College ( www. coahomacc. edu ) Meridian Community College ( www.
meridiancc. edu ) Copiah-Lincoln Community College ( www. colin.
edu ) MS Delta Community College ( www. msdelta. edu ) East Central Community College ( www.
eccc. edu ) MS Gulf Coast Community College ( www. mgccc.
edu ) East MS Community College ( www. eastms. edu ) Northeast MS Community College ( www.
nemcc. edu ) Hinds Community College ( www. hindscc.
edu ) Northwest MS Community College ( www. northwestms. edu ) Holmes Community College ( www.
holmescc. edu ) Pearl River Community College ( www. prcc.
edu ) Itawamba Community College ( www. iccms. edu ) Southwest MS Community College ( www.
smcc. edu ) Jones County Junior College ( www. jcjc.
edu ) Mississippi College & Career Savings Current MACS/MPACT Customers For Individuals & Families Unclaimed Property Reporting College Savings Payroll Deduction
Based on current listing details, eligibility includes: Mississippi residents planning to attend eligible colleges or universities. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Varies based on plan selected Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is May 31, 2026. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
Improving Undergraduate STEM Education: Education & Human Resources (IUSE: EHR) Program is sponsored by National Science Foundation (NSF). This program promotes novel, creative, and transformative approaches to generating and using new knowledge about STEM teaching and learning to improve STEM education for undergraduate students. It supports projects that bring recent advances in STEM knowledge into undergraduate education, adapt, improve, and incorporate evidence-based practices, and lay the groundwork for institutional improvement in STEM education. Professional development for instructors to ensure adoption of new and effective pedagogical techniques is a potential topic of interest.
The National Leadership Grants for Libraries Program (NLG-L) supports projects that address critical needs of the library and archives fields and have the potential to advance practice and strengthen library and archival services for the American public. Successful proposals will generate results such as new models, tools, research findings, services, practices, and/or alliances that can be widely used, adapted, scaled, or replicated to extend and leverage the benefits of federal investment. Applications to IMLS should both advance knowledge and understanding and ensure that the federal investment made generates benefits to society. Specifically, the goals for this program are to generate projects of far-reaching impact that: • Build the workforce and institutional capacity for managing the national information infrastructure and serving the information and education needs of the public. • Build the capacity of libraries and archives to lead and contribute to efforts that improve community well-being and strengthen civic engagement. • Improve the ability of libraries and archives to provide broad access to and use of information and collections with emphasis on collaboration to avoid duplication and maximize reach. • Strengthen the ability of libraries to provide services to affected communities in the event of an emergency or disaster. • Strengthen the ability of libraries, archives, and museums to work collaboratively for the benefit of the communities they serve. Throughout its work, IMLS places importance on diversity, equity, and inclusion. This may be reflected in an IMLS-funded project in a wide range of ways, including efforts to serve individuals of diverse geographic, cultural, and socioeconomic backgrounds; individuals with disabilities; individuals with limited functional literacy or information skills; individuals having difficulty using a library or museum; and underserved urban and rural communities, including children from families with incomes below the poverty line. Application Process: The application process for the NLG-L program has two phases; applicants must begin by applying for Phase I. For Phase I, all applicants must submit Preliminary Proposals by the September 20th deadline listed for this Notice of Funding Opportunity. For Phase II, only selected applicants will be invited to submit Full Proposals, and only those Invited Full Proposals will be considered for funding. Invited Full Proposals will be due March 20, 2024. Funding Opportunity Number: NLG-LIBRARIES-FY24. Assistance Listing: 45.312. Funding Instrument: G. Category: AR,HU. Award Amount: $50K – $1M per award.
The California Department of Education (CDE) Early Education Division is making approximately .7 million available to expand California State Preschool Program (CSPP) services statewide, appropriated under the 2021 Budget Act. Eligible applicants are local educational agencies (LEAs), including school districts, county offices of education, community college districts, and direct-funded charter schools—both current CSPP contractors and new applicants. Funding supports full-day/full-year or part-day/part-year preschool services for income-eligible children beginning in FY 2024–25. Awards are allocated by county based on Local Planning Council priority areas and application scores, with redistribution provisions if county allocations are underutilized.