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Stand-alone MCC program discontinued indefinitely; only available bundled with TSAHC DPA program
Mortgage Credit Certificate (MCC) Program is sponsored by Texas Department of Housing and Community Affairs (TDHCA) / Texas State Affordable Housing Corporation (TSAHC). The MCC program provides a federal income tax credit to eligible homebuyers, reducing their federal income tax liability and potentially helping them qualify for a mortgage. This can be combined with other down payment assistance programs.
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Mortgage Credit Certificates - Texas State Affordable Housing Corporation (TSAHC) Mortgage Credit Certificates (MCC) Mortgage Credit Certificates (MCC) If you are a first-time home buyer (see definition here ), you can apply for a mortgage interest tax credit known as a Mortgage Credit Certificate (MCC) .
An MCC reduces your federal income taxes every year by allowing you to get 15% of what you spent on mortgage interest back as a tax credit. Because the tax credit refunds a portion of your mortgage interest, it also effectively reduces your mortgage interest rate. To qualify, you must meet certain income requirements and the home must meet certain sales price restrictions.
Home buyers that qualify for TSAHC’s Homes for Texas Heroes program will receive their MCC for FREE. Take the Eligibility Quiz Please note: TSAHC's stand-alone MCC program has been discontinued indefinitely. MCC's may still be obtained in combination with TSAHC's DPA program, as funds are available.
Questions? Contact us directly at [email protected] Calculate your MCC Tax Savings Use the calculator below to estimate the cumulative tax savings you will receive with an MCC. Loan Amount is required and must only contain numbers.
Number must be a percentage (larger than 0 or less than equal to 100) There are some errors in your form. Watch an MCC Program Overview See how the MCC program lowers your federal income tax bill every year that you live in your home. Non-Profits & Governments Texas State Affordable Housing Corporation TSAHC was created in 1994 as a self-sustaining nonprofit housing organization.
At TSAHC we believe that every Texan deserves the opportunity to live in safe, decent and affordable housing. Our programs target the housing needs of low-income families and other underserved populations in Texas who do not have acceptable housing options through conventional financial channels. All TSAHC programs are offered statewide, with special attention given to rural areas and other select target areas.
Fair Housing: Know Your Rights Homebuyer Toll Free: 877-508-4611 General Toll Free: 888-638-3555
Based on current listing details, eligibility includes: Primarily for first-time homebuyers, but certain exceptions apply (e. g. , veterans). Must meet income and home sales price limits. Must be combined with a first mortgage through a participating program (e. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Tax credit up to $2,000 annually (20% to 25% of yearly mortgage interest) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
The Fund for Women & Girls Grant Program is sponsored by The Foundation for Enhancing Communities (TFEC). The Fund for Women & Girls, an initiative of TFEC, makes grants to local nonprofit organizations in specific South Central PA counties. The grants support projects that advance the lives of women and girls by providing opportunities to address basic needs, develop economic self-sufficiency, and strengthen health and safety needs.
VGF grants will be used to develop and/or support community-based entities to recruit, manage, and support volunteers. CNCS seeks to fund effective approaches that expand volunteering, strengthen the capacity of volunteer connector organizations to recruit and retain skill-based volunteers, and develop strategies to use volunteers effectively to solve problems. Specifically, the VGF grants will support efforts that expand the capacity of volunteer connector organizations to recruit, manage, support and retain individuals to serve in high quality volunteer assignments.Applicants that receive funding under this Notice may directly carry out the activities supported under the award, or may carry out the activities by making sub-grants to community-based entities, supporting volunteer generation at these entities.). Funding Opportunity Number: AC-05-25-21. Assistance Listing: 94.021. Funding Instrument: G. Category: O. Award Amount: $6.1M total program funding.