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Find similar grantsPersonal Loans is sponsored by BECU. Offers personal loans to assist with paying bills, rent, or other financial needs, with options for payment relief and financial counseling.
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Personal Loans: Consolidate Your Debt | BECU Consolidate high-interest debt or cover unexpected expenses. Personal Loan Rates as Low as *See important information about rates, fees and other costs (PDF) Reduced Personal Loan Rates Looking for a great personal loan 1 rate? For a limited time, we've reduced our rates .
Access higher limits up to $50,000 (up from $35,000) and choose between terms between 12 months and 84 2 months. Apply today to take advantage of this rate reduction and flexible terms. Borrow up to $50,000 to consolidate high-interest rate balances into one low monthly payment.
Funds are deposited directly into your BECU account for quick, easy access. Consolidate high interest rate balances into one low monthly payment. When the unexpected happens, the last thing you need is to worry about money.
Get access to the funds you need. Whether you're moving or facing medical expenses, a personal loan can fund what matters. Looking to tie the knot or travel to a new destination?
A personal loan can help make your dreams a reality. Rates are fixed, so your payment doesn't change. Interest rates as low as 9.
74% APR. Rates range from 9. 74%-19.
99% APR. 2 Up to $50,000 in one lump sum. Funds are typically available the same day or next business day after approval.
Flexible repayment terms. Loan terms up to 7 years (84 months). 2 Easy application process.
Use debt consolidation and interest rate calculators below to explore your options. How much can I save by consolidating debt? Frequently Asked Questions How do I qualify for a personal loan?
Your loan application will be evaluated based upon several factors, including the information provided by you and the credit bureaus, and your demonstrated ability to repay the loan. How is the APR calculated? Rates are set based on creditworthiness, loan amount and term.
What is the difference between a hard credit pull and a soft credit pull? A hard inquiry is captured on your credit report and indicates to other financial organizations that you have applied for credit. It may also impact your credit score.
A soft inquiry does not impact your credit score and can only be seen by you if you request a copy of your credit report. Soft pulls have no impact on your credit score. To apply for a personal loan, BECU requires a hard credit pull.
Do I need to have collateral? A personal loan is unsecured and does not require any collateral. How long will it take to receive the funds?
After submitting the application, most members will have a loan decision within 24 hours. In some cases, additional information may be needed before a credit decision can be made. If your loan is approved, you will receive a Loan Agreement requesting your signature.
Once the loan agreement has been signed and returned the funds will be deposited into a BECU deposit account. How do I pay off other debt I’m consolidating? Depending on the selection at funding, your money will either be deposited into your bank account or sent directly to your creditors.
Questions? Drop by a location , or schedule a time to talk to a BECU member consultant or give us a call at 844-BECULOAN (844-232-8562) . Members who make timely payments and maintain a good credit score may become eligible for an even lower rate 3 on their BECU personal loan.
Learn about Loan Reprice program The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU.
Provides minimum monthly [auto, boat, RV, etc.] payments in case of involuntary job loss, disability or loss of life Monthly program cost is based on loan balance and package options To apply, call us at 800-233-2328 and ask about getting LPP added to your loan Consumer Loan Payment Protection Contract (PDF) Home Improvement Loan : A no-equity home improvement loan good for improvement projects or making repairs.
1 Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term and, loan amount) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply.
Actual APR will be based on applicant creditworthiness, loan amount, and loan term and may be higher than the lowest rate advertised above. Loan program offered including rates, terms, and conditions are subject to change without notice. 2 Advertised APR in effect as of 5/1/2026 and is based on a BECU member with an excellent credit score and a loan amount of $5,000 or greater.
Actual APR will be based on applicant creditworthiness, loan amount, and loan term and may be higher than the lowest rate advertised above. Loan program offered including rates, terms, and conditions are subject to change without notice. Payment example for a 4-year, $25,000 loan with an interest rate of 9.
74%, the APR would be 9. 74% APR with monthly payments of $630. 95.
3 With a reprice, your rate cannot drop below the lowest current published rate. Loan products available for this benefit may change at any time, the reprice program may end at any time, and we may not be able to lower your rate with each evaluation.
Based on current listing details, eligibility includes: Available to BECU members; membership eligibility varies by region. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Varies Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.