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The Real Estate Assistance Fund is a grant from LISC Indianapolis, with financial support from Cummins and the Local Initiatives Support Corporation, that funds small businesses seeking to purchase or retain commercial property in Indianapolis. Grants of up to ,000 can be applied toward loan closing costs for commercial real estate transactions.
Eligible businesses must be located in Indianapolis/Marion County and approved for a real estate loan through a CDFI Collaboration partner — including BuildFund, Business Ownership Initiative (BOI), Bankable, or LISC. The fund supports commercial property purchases ranging from ,000 to ,500,000 or capital improvements of at least a specified minimum amount.
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Real Estate Assistance Fund | LISC Indianapolis Economic & Small Business Development Microenterprise Navigator Program Facade and Property Improvement Program Verizon Small Business Digital Ready Real Estate Assistance Fund Income and Wealth Building Place-Based Community Development Real Estate Assistance Fund Economic & Small Business Development Microenterprise Navigator Program Facade and Property Improvement Program Verizon Small Business Digital Ready Real Estate Assistance Fund Income and Wealth Building Place-Based Community Development Real Estate Assistance Fund With financial support from Cummins and the Local Initiatives Support Corporation, LISC Indianapolis has established a real estate assistance fund to provide up to $40,000 grants for small businesses in Indianapolis that are seeking to purchase commercial property or retain their commercial property through capital improvements.
These grants can be applied toward loan closing costs. The Real Estate Assistance Fund is available for eligible businesses approved for a real estate loan from one of the Indianapolis Small Business CDFI Collaboration partners: BuildFund, Business Ownership Initiative, Bankable or LISC. CDFI Collaborative Website Who is eligible for this grant?
To be considered for the real estate assistance grant, your business must be: Seeking a Loan from a CDFI Partner (Bankable, BOI, BuildFund, or LISC) for: Purchasing commercial property ranging in price from $100,000 - $1,500,000 Capital improvement (at least $100,000) to existing commercial real estate. Non-profits are not eligible for the Real Estate Assistance Fund.
Your business must prove eligibility of the following: 2021 Business Annual Gross Revenue of $2,500,000 or less Business operating at least two years (exceptions case by case) Purchasing (or capital improvement to) commercial property in Marion County The following businesses will be prioritized for receiving the real estate assistance grant if: Small businesses located in Indianapolis/Marion County, specifically business and/or commercial properties located in the following zip codes: 46224, 46222, 46208, 46226, 46235, 46229, 46219, 46218, 46201, 46225, 46221, 46241, 46227, 46203, 46204, 46205, 46107 Only businesses that are approved a loan from a CDFI partner will be able to access this grant fund.
LISC Indianapolis can provide reimbursement grants of $2,500 per property/business to cover Appraisal/Phase 1 Environmental costs. Are you ready to take on a commercial real estate loan? Financial institutions often evaluate potential borrowers based on capacity, capital, collateral, conditions and character.
Understanding these principles can help your business know how to present your loan request to a financial institution. Capacity: Business’ ability to repay the loan. Lenders will often look at projected revenue, expenses, cash flow, business and personal credit scores.
Capital: The available cash that you will be putting into the business (financing). You need to make an investment in your business first; this will demonstrate your personal commitment to a lender. Collateral: A lender will ask the business for collateral (such as equipment, vehicles, inventory, etc.).
If the business is unable to make the loan payments, the lender will try to recover what they are owed through collateral. Conditions: You will need to demonstrate the market need for your business (and products) and make the case for why the loan is needed. Lenders will often evaluate local/national trends, type of industry and your business position within the market in considering a loan.
Character: The lender will evaluate your personal background, financial track record, and business history. Financial institutions will often ask for a list of documents to review in consideration of a loan.
Below is a list of standard documents often requested (and links to templates): Personal tax returns (3 most recent years) Business tax returns (2-3 most recent years) 2021 year to date profit & loss statement and balance sheet Business debt schedule (for any existing debt) Business plan and financial projections Property details (cost, size, location, existing tenants, etc.) For a more streamlined and faster process, it will be helpful to have the above list of documents and information available for a loan officer to review.
Have you identified a commercial property? If you are looking for commercial property in a particular area of the City, reach out the local community development corporation in the area. Loopnet also has a list of active listings online.
If your business is in a financial position to purchase a building (in the near future) and you have a site identified, you are ready to take the next step. To qualify for a loan and grant assistance, you must complete the loan interest form. This will determine which CDFI partner is the best fit and the appropriate partner will reach out to you to discuss next steps.
A business must be approved for a loan from a CDFI partner to have the real estate assistance grant apply toward the loan. The grant will come through the CDFI lender that the business is working with. Claudia Mendez-Perkins, Program Officer - Lending & Community Investment
According to the current listing, eligibility includes: Small businesses in Indianapolis/Marion County seeking a loan from a CDFI Partner (Bankable, BOI, BuildFund, or LISC) for purchasing commercial property ranging from $100,000 - $1,500,000 or capital improvement (at leas…. Confirm the full requirements in the official notice before applying.
The current listing shows up to $40,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Real Estate Assistance Fund is funded by LISC Indianapolis (with financial support from Cummins and Local Initiatives Support Corporation). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Indiana. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
Lowe's Hometowns Grant Program is sponsored by Lowe's. This program aims to restore and revitalize community spaces across the country through physical renovations. Consumers can nominate a community space in their hometown, such as a neighborhood garden, park, or community center. While broad, it can apply to infrastructure improvements within a community context.
CFNF Helping Today, Shaping Tomorrow Grant is a grant from the Community Foundation of North Florida that funds nonprofits addressing pressing challenges with programs and services of lasting impact in Florida's Big Bend region. Each year, CFNF awards ten grants of $5,000 each to eligible organizations. A separate Arts Nonprofit Grant Cycle awards five grants of $6,000 each for arts organizations in the same region. Eligible applicants must be 501(c)(3) organizations serving one or more of eleven counties including Leon, Gadsden, Jefferson, and Wakulla, with at least two years of operating history in the region. Applications for the Helping Today, Shaping Tomorrow cycle close September 30.
The Cummings Foundation's flagship program will award $35 million to roughly 150 eastern-Massachusetts nonprofits in 2027, up from $30 million — and nearly all of it now flows as unrestricted general operating support. Letters of Inquiry opened July 15 and close September 16, 2026. Here is who qualifies, how the multi-year and 10-year tracks work, and how to write an LOI that survives the first cut.
Read articleCummings Foundation grew its annual local program from $30 million to $35 million for 2026 awards, but the dollar increase is the smaller story. Nearly every grant now flows as unrestricted general operating support — the funding nonprofits ask for most and receive least. For eligible Massachusetts organizations, the 2027 cycle opens July 15 with a September 16 letter-of-inquiry deadline. Here is who qualifies, why the shift to operating support changes the calculus, and how a small nonprofit should approach a program that hands out 150 grants a year, most of them chosen by community volunteers.
Read articleIllinois's Federal Grant Support Program (Round 2) puts $16.9 million into a single, unglamorous job: paying the non-federal match that keeps competitive applicants out of federal competitions they would otherwise win. Awards run $10,000 to $2 million across roughly 30 recipients, on a rolling basis with no fixed deadline. As federal rules tighten and match requirements harden into eligibility gates, a 'grant to get a grant' is becoming one of the highest-leverage dollars a state can spend. Here is how the program works, who should pursue it, and why match funding is the quiet chokepoint in the 2026 federal landscape.
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