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Find similar grantsSection 108 Loan Guarantee Program is sponsored by U.S. Department of Housing and Urban Development (HUD). Allows CDBG recipients to leverage their annual grant allocation to access low-cost, flexible financing for economic development, housing, public facilities, infrastructure projects, and other physical development projects.
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Section 108 Loan Guarantee Program (Section 108) | HUD. gov / U.S. Department of Housing and Urban Development (HUD) Section 108 Loan Guarantee Program (Section 108) Section 108 Loan Guarantee Program (Section 108) HUD is offering new flexibilities for up to $250 million for our $400 million loan guarantee authority for affordable housing projects. Learn more about the Section 108: Housing Opportunities Focus here .
The **Section 108 Loan Guarantee Program** (Section 108) provides Community Development Block Grant (CDBG) recipients with the ability to leverage their annual grant allocation to access low-cost, flexible financing for economic development, housing, public facility, and infrastructure projects.
Communities can use Section 108 guaranteed loans to either finance specific projects or to launch loan funds to finance multiple projects over several years. Section 108's unique flexibility and range of applications makes it one of the most potent and important public investment tools that HUD offers to state and local governments.
It is often used to catalyze private economic activity in underserved areas in cities and counties across the nation or to fill a financing gap in an important community project.
The program's flexible repayment terms also make it ideal for layering with other sources of community and economic development financing including, but not limited to, New Markets Tax Credits (NMTC), Low Income Housing Tax Credits (LIHTC), and Opportunity Zone equity investments.
Current Availability of Section 108 Financing Housing Opportunities Focus Overview of the HUD Section 108 Loan Guarantee Process and Typical Associated Timelines Section 108 Program Resources eCon Planning Suite (Consolidated Plan) Integrated Disbursement and Information System (IDIS) Content current as of June 10, 2025.
According to the current listing, eligibility includes: States, cities, and counties. Confirm the full requirements in the official notice before applying.
Section 108 Loan Guarantee Program is funded by U.S. Department of Housing and Urban Development (HUD). Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The Continuum of Care (CoC) Program (CFDA 14.267) is the largest federal program dedicated to ending homelessness in the United States, distributing approximately $3 billion annually to local communities. Administered by the U.S. Department of Housing and Urban Development (HUD), the CoC Program funds a wide range of housing and supportive service interventions for individuals and families experiencing homelessness, including those fleeing domestic violence. The CoC Program supports several project types: permanent supportive housing (PSH), which combines long-term housing with wraparound supportive services for chronically homeless individuals; rapid re-housing (RRH), which provides short-term rental assistance to quickly move people out of homelessness; transitional housing (TH) for populations that benefit from structured, time-limited residential programs; supportive services only (SSO) projects that connect people with housing search, case management, and employment services; and Homeless Management Information Systems (HMIS), the data infrastructure that tracks homelessness across communities. A Continuum of Care is a local or regional planning body that coordinates housing and service funding for homeless families and individuals. There are approximately 400 CoCs across the country, each responsible for developing a coordinated community plan to address homelessness. Each CoC designates a single Collaborative Applicant — typically a local government, planning commission, or nonprofit — to submit the consolidated application to HUD on behalf of all project applicants within the CoC geography. The annual CoC Program Competition is one of the most significant federal grant competitions. HUD scores applications based on system performance measures including the rate of exits to permanent housing, returns to homelessness, length of time homeless, and the community's progress toward reducing overall homelessness. Communities must demonstrate coordinated entry systems, strategic use of Housing First approaches, and efforts to reduce unsheltered homelessness. New project applications compete against renewal projects, and HUD uses a tiered funding structure that protects renewal funding while creating a competitive process for new and reallocated projects. The Notice of Funding Opportunity (NOFO) is typically published in late spring with applications due in late summer or early fall.
Comprehensive Housing Counseling and Housing Counseling Training NOFO (Minority Serving Institution Initiative) is a grant from the U.S. Department of Housing and Urban Development that funds HUD-approved housing counseling agencies partnering with Historically Black Colleges and Universities, Tribal Colleges and Universities, and other Minority Serving Institutions. The program supports counseling and advice for tenants and homeowners on property maintenance, financial management, and related topics, with emphasis on serving underrepresented communities. Funded agencies also receive training funds to build capacity at minority-serving institutions. The application deadline is May 26, 2026.
Farm to School Implementation Grant is sponsored by USDA Food and Nutrition Service. This program aims to increase the availability of local foods in schools and connect students to the sources of their food through education, taste tests, school gardens, field trips, and local food sourcing for school meals. Projects should incorporate both local sourcing and agricultural education efforts.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
CDBG, HOME, HOPWA, Choice Neighborhoods, and the Continuum of Care — all proposed for elimination. Work requirements for voucher holders. A 60-month time limit on assistance. The definitive analysis for housing organizations navigating the most aggressive HUD budget in history.
Read articleHUD tried to slash permanent supportive housing funding from 90% to 30% of Continuum of Care grants. Federal courts in Rhode Island and the First Circuit stopped it. What the ruling means for housing-first policy, communities across 21 states, and organizations that depend on CoC funding.
Read articleHUD's June 1 publication of the FY 2026 Continuum of Care Competition and Youth Homelessness Demonstration Program NOFO under designation CPD-2600-DC-0025 lands alongside a separately-announced $2,402,872,704 in FY 2025 CoC Program renewal funding for 4,241 projects whose grants expire in the third and fourth calendar quarters of 2026. CoC Registration Notice CPD 26-03 supersedes the 2022 framework; UFA Notice CPD 26-04 supersedes the 2022 Unified Funding Agency framework. For a homelessness services field that has spent eighteen months on emergency contingency planning around possible federal funding disruption, the June 1 publication is the operational document that decides which providers survive Q4 2026 without a contracted gap and which providers face a renewal cliff.
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