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Find similar grantsThis is a rolling loan guarantee program with no fixed application deadline. Borrowers apply through HUD-approved lenders on an ongoing basis.
Section 184 Indian Home Loan Guarantee Program is sponsored by HUD Office of Native American Programs. This opportunity supports mission-aligned projects and measurable outcomes.
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Section 184 Indian Home Loan Guarantee Program | HUD. gov / U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Housing Loan Guarantee Program The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities.
Congress established this program in 1992 to facilitate homeownership and increase access to capital in Native American Communities. With Section 184 financing borrowers can get into a home with a low down payment and flexible underwriting . Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 is synonymous with home ownership in Indian Country. Stay Tuned for Upcoming Events Section 184 Staff Directory The Office of Loan Guarantee within HUD’s Office of Native American Programs, guarantees the Section 184 home mortgage loans made to Native borrowers. The loan guarantee assures the lender that its investment will be repaid in full in the event of foreclosure.
The borrower applies for the Section 184 loan with a participating lender, and works with the tribe and Bureau of Indian Affairs if leasing tribal land. The lender then evaluates the necessary loan documentation and submits the loan for approval to HUD’s Office of Loan Guarantee. The loan in limited to single-family housing (1-4 units), and fixed-rate loans for 30 years of less.
Neither adjustable rate mortgages (ARMs) nor commercial buildings are eligible for Section 184 loans. Maximum loan limits vary by county. Click on the link below for the most current loan limits.
Section 184 - Maximum loan limit by county By encouraging lenders to serve Native communities, Section 184 is increasing the marketability and value of the Native assets and strengthening the financial standing of Native communities.
American Indians or Alaska Natives who are members of a federally recognized tribe Federally recognized Indian tribes Tribally designated housing entities Indian Housing Authorities Native Hawaiians can access homeownership loans through the Section 184A Program . Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land.
Click on the links below to determine participating States and counties across the country. Section 184 Approved Counties by State Borrowers must apply with a HUD-approved Section 184 lender. Approved lenders are listed below.
Participating tribes are listed below. Additional homebuyer resources, including homebuyer classes, can be found at www. hud.
gov/counseling . Approved Counties by State
According to the current listing, eligibility includes: American Indians or Alaska Natives from federally recognized tribes, federally recognized tribes, tribally designated housing entities, and Indian Housing Authorities. Confirm the full requirements in the official notice before applying.
Section 184 Indian Home Loan Guarantee Program is funded by HUD Office of Native American Programs. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Alaska. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
The Families First Community Grant Program is a competitive grant initiative from the Tennessee Department of Human Services (TDHS) offering approximately $27 million in funding to support nonprofit organizations serving low-income Tennessee families. Grants fund programs across four priority areas: education, health, economic stability, and family well-being, aligned with TANF goals of promoting self-sufficiency. Eligible applicants are 501(c)(3) nonprofits based in Tennessee that provide direct services to economically disadvantaged families. The 2025 application cycle closed July 10, 2025. This program reflects Tennessee's broader commitment to strengthening communities through strategic investment in local organizations that address the root causes of poverty.
HUD's June 1 publication of the FY 2026 Continuum of Care Competition and Youth Homelessness Demonstration Program NOFO under designation CPD-2600-DC-0025 lands alongside a separately-announced $2,402,872,704 in FY 2025 CoC Program renewal funding for 4,241 projects whose grants expire in the third and fourth calendar quarters of 2026. CoC Registration Notice CPD 26-03 supersedes the 2022 framework; UFA Notice CPD 26-04 supersedes the 2022 Unified Funding Agency framework. For a homelessness services field that has spent eighteen months on emergency contingency planning around possible federal funding disruption, the June 1 publication is the operational document that decides which providers survive Q4 2026 without a contracted gap and which providers face a renewal cliff.
Read articleCDBG, HOME, HOPWA, Choice Neighborhoods, and the Continuum of Care — all proposed for elimination. Work requirements for voucher holders. A 60-month time limit on assistance. The definitive analysis for housing organizations navigating the most aggressive HUD budget in history.
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