1,000+ Opportunities
Find the right grant
Search federal, foundation, and corporate grants with AI — or browse by agency, topic, and state.
This listing may be outdated. Verify details at the official source before applying.
Find similar grantsSection 504 Home Repair Program is sponsored by U.S. Department of Agriculture (USDA). This opportunity supports mission-aligned projects and measurable outcomes.
Get alerted about grants like this
Save a search for “U.S. Department of Agriculture (USDA)” or related topics and get emailed when new opportunities appear.
Search similar grants →Extracted from the official opportunity page/RFP to help you evaluate fit faster.
# Single Family Housing Repair Loans & Grants | Rural Development **Official websites use** A **. gov** website belongs to an official government organization in the United States.
**Secure websites use HTTPS** Rural Development U.S. Department of Agriculture * Director of State Office Operations * Rural Business-Cooperative Service * Rural Utilities Service * Healthy Food Financing Initiative * Interagency Working Group on Cooperative Development * Substantially Underserved Trust Area (SUTA) * Cybersecurity for Water and Wastewater Systems * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy View all General Terms and Conditions * For Water & Environmental Engineers * Rural Development Disaster Assistance View all Programs & Services * Stakeholder Announcements ### **Ohio Feed Mill Modernizes with USDA Lending Partnership** Towering over the main intersection of Baltic, Ohio, is the Gerber & Sons, Inc. feed mill.
Since it first started in 1905, this family-owned business in rural Holmes County has produced custom feed mix and bulk feed for local livestock and poultry farmers...
* Publications for Cooperatives * Regulations and Guidance View all Regulations and Guidance * Guaranteed Underwriting System (GUS) * LINC Contact and Resources View all LINC Training Library * RD Forms Help and How To Videos ### Human Resources Inquiries ### **Existing Home Loan Borrower Inquiries** PO Box 66889 St. Louis, MO 63166 1. [](https://www.
rd. usda. gov/) 3.
Single Family Housing Programs 4.
Single Family Housing Repair Loans & Grants * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy * For Water & Environmental Engineers * Rural Development Disaster Assistance # Single Family Housing Repair Loans & Grants Program Application Period: Applications are accepted for processing from individuals on an ongoing basis from October 1- September 30.
Use current drop down for state contacts shown above. For state specific information: **What does this program do? ** Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
**Who may apply for this program? ** * Be the homeowner and occupy the house * Be unable to obtain affordable credit elsewhere * Have a household income that does not exceed the very low limit by county * For grants, be age 62 or older **What is an eligible rural area? ** Utilizing the USDA Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas.
**How may funds be used? ** * Loans may be used to repair, improve or modernize homes or remove health and safety hazards * Grants must be used to remove health and safety hazards **How much money can I get?
** * Maximum loan is $40,000 * Maximum grant is $10,000 * Maximum grant if repairing a home damaged in a presidentially declared disaster area is $15,000 * Loans and grants can be combined for up to $50,000 in assistance or $55,000 in presidentially declared disaster areas. **What are the terms of the loan or grant?
** * Loans are termed for 20 years * Loan interest rate is fixed at 1% * Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000 * Grants have a lifetime limit of $10,000, except in presidentially declared disaster areas in which they have a $15,000 lifetime limit. * Grants must be repaid if the property is sold in less than 3 years **Is there a deadline to apply?
** * Applications for this program are accepted through your local RD office year round **How long does an application take? ** Approval times depend on funding availability in your area. Talk to a USDA home loan specialist in your area for help with the application **Who can answer questions and how do I get started?
** Contact a USDA home loan specialist in your area **What governs this program? ** * The Housing Act of 1949 as amended, 7 CFR Part 3550 * HB-1-3550[](https://www. rd.
usda. gov/media/file/download/hb-1-3550-consolidated. pdf "hb-1-3550-consolidated.
pdf")- Direct Single Family Housing Loans and Grants Field Office Handbook **Why does USDA Rural Development do this? ** Helping people stay in their own home and keep it in good repair helps families and their communities. Homeownership helps families and individuals build savings over time.
It strengthens communities and helps many kinds of businesses that support the local economy. **NOTE:**Because citations and other information may be subject to change, please always consult the program instructions listed in the section above titled "What Governs this Program?" Applicants may also contact your local office for assistance.
NOTE: Please select your state using the "Select your location" menu above. By doing so, any state specific forms and resources will be shown above this note. Prior to applying, potential applicants are encouraged (but are not required) to go through an informal prequalification process to determine if the repair program may be a good fit for them.
To start, potential applicants can contact their local Rural Development office and provide the following documentation: * Form RD 3550-35,Section 504 Home Repair Loan and Grant Program Intake Form &Form RD 3550-1, Authorization to Release Information(Spanish versions of these forms are not available) Very-low income homeowners in rural areas interested in applying for the repair program (preferably after going through the prequalification process as described above) can contact their local Rural Development office and provide the following documentation: * Form RD 410-4, Uniform Residential Loan Application * Form RD 410-4, Solicitud de Préstamo Residencial Único * Form RD 3550-1, Authorization to Release Information (Spanish version not available) * Form RD 3550-4, Employment and Asset Certification * Form RD 3550-4, Certificación de Empleo y Patrimonio Certificación de Empleo * All application items listed in Attachment 12-E Checklist (Spanish version not available) * Homeowners Information Guide - English version * Homeowners Information Guide - Spanish version **Rural Development Staff and Application Packager Resources:** * The 504 Automated Worksheet is a tool designed to identify what type of assistance a homeowner may receive; however, is not a final eligibility determination.
The tool can be used to package 504 loans and grants. * 504 Automated Worksheet Tutorial - A brief overview of the functions of, and processes for completing the 504 Automated Worksheet. * Repair packagers are not subject to the certified packaging process for purchase loans.
Information regarding the 504 packaging process can be found in HB-1-3550, Chapter 3, Attachment 3-A. * Repair packagers must sign a Memorandum of Understanding (MOU) with the State Office. * Allowable packaging fees to any public, tribe or private nonprofit organizations may be included in repair loans and grants.
* Packagers are encouraged to visit the Direct Loan Application Packagers page for information and resources specific to packaging Section 502 Home Purchase Program. * Eligibility for repair assistance considers the applicant's age, household income, and Total Debt (TD) ratio. To qualify for a grant, the applicant must be 62 or older.
Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located. There are no other additional requirements at the national level.
If there are additional state-specific requirements they will be listed above. Please select your state in the dropdown menu above to find your local contact for this program. * Report Fraud on USDA Contracts * Architectural Barriers Act * USDA Equal Employment Opportunity Policy Statement * Non-Discrimination Statement Rural Development U.S. Department of Agriculture
Based on current listing details, eligibility includes: Very-low-income homeowners in rural areas. For grants, applicants must be 62 years old or older and unable to repay a repair loan. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Loans up to $40,000; Grants up to $10,000 Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
Past winners and funding trends for this program
Notice of Funding Opportunity for Rural Energy for America Program Technical Assistance Grant Program for Fiscal Year 2024 is sponsored by Agriculture Department; Rural Business-Cooperative Service. The Rural Business-Cooperative Service (RBCS or the Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), announces that it is accepting applications under the Rural Energy for America (REAP) Technical Assistance Grant (TAG) Program for fiscal year (FY) 2024. These grant funds will be made to qualified types of Applicants ("Applicants") to provide technical assistance to Agricultural Producers and Rural Small Businesses applying to REAP ("REAP Applicants"), with priority for applications that: assist Agricultural Producers and Tribal entities, provide assistance to projects located in a Disadvantaged Community or a Distressed Community, support projects using Underutilized Renewable Energy Technologies ("Underutilized Technologies"), and/or support grant applications of $20,000 or less. This Program has $16,000,000 available for FY 2024 utilizing funding provided under the Inflation Reduction Act of 2022. All Applicants are responsible for any expenses incurred in developing their applications. Action: Notice. Published in the Federal Register on 2024-02-20. Federal Register document number: 2024-03333.
The Department of Defense FY2026 Defense University Research Instrumentation Program (DURIP) provides funding for U.S. universities to acquire research equipment and instrumentation in areas important to national defense, including AI and machine learning hardware. The program is administered jointly by the Army Research Office (ARO), Office of Naval Research (ONR), and Air Force Office of Scientific Research (AFOSR), with approximately $34 million available and 95 awards anticipated. DURIP funds the acquisition of specialized computing hardware for AI/ML research (GPU clusters, TPUs, neuromorphic processors), robotics and autonomous systems testbeds, sensor arrays and data collection systems for machine learning training, high-performance computing infrastructure for defense-relevant AI research, and laboratory equipment for human-AI interaction studies. The program specifically supports equipment that enhances research-related education in DoD-priority disciplines. While general-purpose computing is not eligible, computing equipment directly supporting DoD-relevant AI research programs qualifies. No cost sharing is required.