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Find similar grantsSmall Diverse Business Capital Access Program (SDBCA) is sponsored by Pennsylvania Department of Community and Economic Development (DCED). This program facilitates funding for economic development partners to implement and administer capital programs for supporting small entities, including small diverse businesses, through loans and equity investments.
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Small Diverse Business Capital Access Program (SDBCA) - Cumberland Area Economic Development Corp. | Cumberland Area Economic Development Corp. Small Diverse Business Capital Access Program (SDBCA) Small Diverse Business Capital Access Program (SDBCA) Small Diverse Business Capital Access Program (SDBCA) provides low-interest loans and lines of credit to small diverse businesses that commit to creating and retaining full-time jobs within the Commonwealth.
Applications for SDBCA eligible projects in Cumberland County need to be submitted through Cumberland Area Economic Development Corp. Land and building acquisitions Construction and renovation costs Machinery and equipment purchases Working capital and accounts receivable lines of credit The business must be certified by the PA Department of General Services (DGS) as a minority-owned, woman owned, veteran-owned, or service-disabled veteran-owned business with 100 or fewer employees worldwide.
Computer-related Service Enterprises The maximum loan amount is $200,000 or 50% of the total eligible project cost, whichever is less. Matching funds from other sources must equal at least 50% of eligible project costs. The maximum amount for a line of credit is $100,000 (no match is required except a 50% match is required for service enterprises).
Up to 15 years for land and building acquisitions and construction / renovation projects Up to 10 years for machinery and equipment purchases Working capital and accounts receivable lines of credit have a term of 1 year and can be renewed At least one (1) job must be retained for every $35,000 borrowed. For projects that will result in jobs being created, at least one (1) job must be created for every $50,000 borrowed.
Please refer to PIDA interest rates .
According to the current listing, eligibility includes: Small diverse businesses in Pennsylvania, which include minority-owned, woman-owned, veteran-owned, disabled-owned, and LGBT+-owned businesses. Confirm the full requirements in the official notice before applying.
Small Diverse Business Capital Access Program (SDBCA) is funded by Pennsylvania Department of Community and Economic Development (DCED). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Pennsylvania. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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