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Find similar grantsSmall Dollar Loan Program is sponsored by Community Development Financial Institutions Fund (CDFI Fund), U.S. Department of the Treasury. This opportunity supports mission-aligned projects and measurable outcomes.
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# Small Dollar Loan Program | Community Development Financial Institutions Fund **Official websites use** A **. gov** website belongs to an official government organization in the United States.
**Secure websites use HTTPS** Community Development Financial Institutions Fund U.S. Department of the Treasury ##### Top Navigation Second * Community Development Advisory Board * Bank Enterprise Award (BEA) Program * Capital Magnet Fund (CMF) Program * CDFI Bond Guarantee Program * CDFI Equitable Recovery Program * CDFI Rapid Response Program * New Markets Tax Credit (NMTC) Program * Small Dollar Loan Program * Compliance and Performance Reporting Resources * Opportunity Zones Resources * Searchable Awards Database * NMTC Allocatee States Served * Historical Award Documents * Program Eligibility Guidance * Message From the Director [](https://www.
cdfifund. gov/programs-training/programs/sdlp) 4. Small Dollar Loan Program # Small Dollar Loan Program The Small Dollar Loan Program was created to help Certified CDFIs address the issue of expanding consumer access to mainstream financial institutions and provide alternatives to high cost small dollar loans.
* Launched in 2021, the CDFI Fund has provided more than $40. 2 million in SDL Program awards to CDFIs through three program rounds. Download SDL Program Fact Sheet (English) › Download SDL Program Fact Sheet (Español) › At least one quarter of American households do not have a bank account or rely on costly payday lenders and check-cashing outlets to pay their expenses.
The Small Dollar Loan Program (SDL Program) is intended to expand consumer access to financial institutions by providing alternatives to high-cost small dollar lending. The SDL Program provides grants for Loan Loss Reserves and Technical Assistance to enable Certified CDFIs to establish and maintain small dollar loan programs.
These grants will help unbanked and underbanked populations build credit, access affordable capital, and allow greater access into the mainstream financial system.
SDL Program grants may only be used to support small dollar loan programs that offer small dollar loans to consumers that: * are made in amounts that do not exceed $2,500; * must be repaid in installments; * have no prepayment penalty; and, * have payments that are reported to a least one of the consumer reporting agencies that compiles and maintain files on consumers on a nationwide basis.
SDL Program grants cannot be used to provide direct loans to consumers. To be eligible to apply for a Small Dollar Loan Program award, your organization must be a: * Partnership between a Certified CDFI and any Federally Insured Depository Institution with a primary mission to serve targeted Investment Areas; or, * Partnership between two or more Certified CDFIs.
Please view the Notice of Funds Availability for the SDL Program to learn more about eligibility requirements for the program. ### Are you an individual or business seeking a loan? Click here to learn how to find CDFIs and CDEs that are providing services in your community.
* STEP 3 | Award Announcement * STEP 4 | Closing and Disbursement * CLOSING AND DISBURSEMENT * STEP 5 | Compliance and Reporting * COMPLIANCE AND REPORTING **Awards**Looking for more about Awards for this program? Find it on our Awards page › **Our Impact**Learn more about the impact of the CDFI Fund on our Impact Blog › ## CDFI Fund Tools & Resources ### ACCESS TOOLS AND RESOURCES Access the CDFI Fund's database systems below.
Use the Awards Database search to find CDFI Fund awardees by state for all of the CDFI Fund's programs.
* **Compliance and Performance Reporting Resources** * AboutCareersCommunity Development Advisory Board * Programs & TrainingCertificationProgramsTraining & TA * Tools & ResourcesAMISCIMS Mapping ToolCompliance and Performance Reporting ResourcesOpportunity Zones Resources * AwardsSearchable Awards DatabaseNMTC Allocatee States ServedHistorical Award Documents * Research & DataResearch ReportsData ReleasesProgram Eligibility GuidanceSnap Stat * News & EventsAnnouncementsMessage From the DirectorRequests for CommentsUpcoming Events Community Development Financial Institutions Fund United States Department of the Treasury ##### Footer Link Menu First * Small & Disadvantaged Businesses ##### Footer Link Menu Second
Based on current listing details, eligibility includes: Certified Community Development Financial Institutions (CDFIs). Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Not specified; varies by award Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
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Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
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NRA School Shield Grant Program is a grant from The NRA Foundation that funds security improvements at K-12 schools across the United States. Administered by the NRA Foundation, a 501(c)(3) charitable organization, this program provides financial assistance to public and private K-12 schools seeking to upgrade safety infrastructure and implement security measures. Eligible applicants include schools that are government-owned, incorporated as nonprofits, or hold an IRS 501(c) determination letter. The annual application deadline is August 1. Grant amounts vary based on project scope and need. Schools must demonstrate how requested funds will directly improve the safety and security of their campus and student population.
Farm to School Implementation Grant is sponsored by USDA Food and Nutrition Service. This program aims to increase the availability of local foods in schools and connect students to the sources of their food through education, taste tests, school gardens, field trips, and local food sourcing for school meals. Projects should incorporate both local sourcing and agricultural education efforts.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.