Strengthen Your Coastal Roof Program is sponsored by North Carolina Department of Insurance. Provides grants to eligible homeowners to upgrade their roofs with enhanced wind and water protections.

Grant Program | Strengthen Your Coastal Roof The Strengthen Your Coastal Roof program covers areas above the Intracoastal Waterway. These counties include Beaufort, Brunswick, Camden, Carteret, Chowan, Craven, Currituck, Dare, Hyde, Jones, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell, and Washington. Enter your NCIUA policy number and mailing zip code to see if you might be eligible for this program.

Congratulations, you are eligible to apply for a grant on « Enter Another Policy Number Based on our records, you might be eligible to participate in this program! Four (4) photos of the exterior of the home are required. The photos should show the ground level to the roof.

Use the button below to create your account and get started on your application. Based on the policy number you provided, you are either not eligible to participate in this program or have already applied. If you received a letter from NCIUA stating that you are eligible to apply for a grant but are receiving an ineligible result, please verify you are checking eligibility for the correct grant program.

The Strengthen Your Roof program covers areas east of the Intracoastal Waterway and the Outer Banks and Barrier Islands of North Carolina. You can try entering your policy number again by using the button below. If you have questions about why you're not eligible, contact our team at 1-877-GRANT NC (877-472-6862) .

« Enter Another Policy Number 1-877-GRANT NC (877-472-6862) Policyholder - The policyholder will submit the grant application through the Strengthen Your Coastal Roof website. The policyholder will be prompted to create a user login and confirm their account. The grant application requires at least four photographs: one of each side of the home.

During the application review process, additional photos may be needed to determine eligibility. The Grant Team will notify the policyholder if additional photos are necessary. Grants are limited and are allocated on a first-come, first-served basis until all available grant funds have been awarded.

NCIUA Grant Team - The Grant Team reviews the application to determine if preliminary eligibility requirements are met. IBHS - IBHS reviews the application to verify that the property is eligible for an IBHS FORTIFIED Roof™.

Policyholder - Once the NCIUA Grant Team determines that the application is preliminarily eligible and IBHS confirms that the property qualifies for an IBHS FORTIFIED Roof™, the policyholder will have 18 months to replace their existing roof with a FORTIFIED Roof™. Policyholder - After the application is approved, the policyholder requests bid(s) from contractor(s) through the Strengthen Your Coastal Roof dashboard.

The policyholder can decide how many bids to obtain. NCIUA provides an extensive list of contractors who are experienced and knowledgeable about IBHS and the IBHS FORTIFIED Roof™ Program. If you would like to work with an IBHS-certified contractor who is not currently listed on our directory, please contact the grant team at 1-877-GRANT NC (877-472-6862) for assistance.

Contractor - The contractor receives notification that the policyholder has requested a bid. The contractor logs in to the Strengthen Your Coastal Roof dashboard to upload a bid sheet for the policyholder. At this time, the contractor may recommend a preferred FORTIFIED Evaluator for the construction project.

The Policyholder will be required to approve the use of the Contractor’s preferred Evaluator. Policyholder - The policyholder logs in to the Strengthen Your Coastal Roof dashboard to review the contractor(s) bid(s) and select their desired contractor. If the selected contractor has a preferred FORTIFIED Evaluator for the construction project, the policyholder is required to provide approval.

If the contractor does not have a preferred FORTIFIED Evaluator, the Strengthen Your Coastal Roof Grant Team will assign one. NCIUA Grant Team - Once the policyholder has selected their contractor and FORTIFIED Evaluator, the FORTIFIED Evaluator will be notified of the new assignment. FORTIFIED Evaluator - Upon receipt of the assignment, the FORTIFIED Evaluator will be required to accept the assignment via email.

The FORTIFIED Evaluator will be assigned to inspect the property and collect details before, during, and after the project to verify the roof materials and construction meet FORTIFIED standards so an IBHS FORTIFIED Roof™ designation can be awarded.

NCIUA Grant Team - Once the FORTIFIED Evaluator has acknowledged the new assignment, an email will be sent to the policyholder and contractor providing the evaluator’s contact information. No work should begin until all parties have been in communication. Policyholder, FORTIFIED Evaluator, & Contractor - The policyholder, evaluator, and contractor are in communication throughout the duration of the construction.

FORTIFIED Evaluator - After the construction is complete, the FORTIFIED Evaluator will confirm the roof has been completed per required IBHS FORTIFIED Roof™ standards and submit all required documentation to IBHS. IBHS - IBHS reviews the required documentation and provides the IBHS FORTIFIED Roof™ designation certificate to the evaluator.

FORTIFIED Evaluator & NCIUA Grant Team - The evaluator works with NCIUA to have the IBHS FORTIFIED Roof™ designation certificate uploaded to the policyholder's dashboard. Contractor - Once the IBHS FORTIFIED Roof™ designation certificate has been awarded, the contractor will receive notification to upload their final invoice to the Strengthen Your Coastal Roof dashboard.

The final invoice is required before the policyholder may be paid. NCIUA Grant Team - NCIUA will distribute grant funds to the policyholder only after the following have been submitted to the Association: (1) the IBHS FORTIFIED Roof™ designation certificate, (2) a final invoice from the contractor, and (3) a completed W-9 which provides the policyholder's taxpayer identification number (or other necessary tax information).

For more information on the Grant Process, please click here . Words from Our Past Grant Recipients {I} found the program very user friendly. {The Strengthen Your Coastal Roof Dashboard} kept me informed and on track with necessary documentation.

Any questions I had were promptly addressed by staff. I have much greater confidence now in the quality and workmanship of my newly installed roof to withstand storm force wind damage. Thank you for the opportunity to This process worked very well!

I especially liked the ability to request bids from multiple local roofers. The Dashboard progress tracked well all the way through the process, and the email notifications I received during the progress were helpful. Thank you for my new FORTIFIED Roof™!

We are amazed at how quick and easy the Strengthen Your Coastal Roof Grant process went for us and that we could track each step on the Dashboard. The contractor we selected was knowledgeable with the grant process and completed our roof in no time and it looks great! Thank you for providing us with the information about this grant.

{The Grant} process was very easy and straightforward. It helped I had a roofer who was very knowledgeable in the process and knew what to do. The actual approval process once my roof was installed was very fast.

I would gladly recommend this program to anyone eligible. Check Your Initial Eligibility » View Frequently Asked Questions IBHS FORTIFIED Roof™ Modifications