Strengthen Your Coastal Roof Program

Strengthen Your Coastal Roof Program is sponsored by North Carolina Department of Insurance. Provides grants to eligible North Carolina homeowners for upgrading to FORTIFIED Roofs to enhance storm resilience.

Home | Strengthen Your Coastal Roof The Strengthen Your Coastal Roof program covers areas above the Intracoastal Waterway. These counties include Beaufort, Brunswick, Camden, Carteret, Chowan, Craven, Currituck, Dare, Hyde, Jones, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell, and Washington. Enter your NCIUA policy number and mailing zip code to see if you might be eligible for this program.

Congratulations, you are eligible to apply for a grant on « Enter Another Policy Number Based on our records, you might be eligible to participate in this program! Four (4) photos of the exterior of the home are required. The photos should show the ground level to the roof.

Use the button below to create your account and get started on your application. Based on the policy number you provided, you are either not eligible to participate in this program or have already applied. If you received a letter from NCIUA stating that you are eligible to apply for a grant but are receiving an ineligible result, please verify you are checking eligibility for the correct grant program.

The Strengthen Your Roof program covers areas east of the Intracoastal Waterway and the Outer Banks and Barrier Islands of North Carolina. You can try entering your policy number again by using the button below. If you have questions about why you're not eligible, contact our team at 1-877-GRANT NC (877-472-6862) .

« Enter Another Policy Number 1-877-GRANT NC (877-472-6862) 1-877-GRANTNC (877-472-6862) North Carolina Insurance Underwriting Association (NCIUA) is one of the first organizations in the nation to offer grants to eligible policyholders in beach communities to help better protect their homes against hurricanes.

Through our Strengthen Your Coastal Roof pilot program, eligible policyholders can apply for a grant of up to $6,000 toward the installation of an IBHS FORTIFIED Roof™. Check Initial Eligibility and Start an Application Now » The Strengthen Your Coastal Roof team will assist you through the entire process.

IBHS created FORTIFIED Roof™ to help homeowners keep their roof on and water out during high winds, hurricanes, and severe storms. Participating Contractors are insured and experienced in IBHS construction and understand NCIUA's Grant Program. Find a Contractor » Your roof is your home’s first line of defense.

In fact, research shows the roof is the most important component of every building as well as the most vulnerable. Based on extensive field and lab research of structural damage caused by high winds, the IBHS FORTIFIED Roof™ construction standard was developed to strengthen homes against severe weather.

The series of upgrades required by the standard have helped roofs perform better in both the hurricanes IBHS replicates in their state-of-the-art lab and in real-world events, including Hurricanes Dorian, Michael, Sally FORTIFIED Construction Featured A FORTIFIED Roof™ that meets the standards of the Insurance Institute for Business & Home Safety (IBHS) can give you the peace of mind that comes from knowing your home is structurally resilient and can better withstand severe weather.

Comments after Hurricanes Florence, Dorian, and Isaias from NCIUA Policyholders with FORTIFIED Roofs "I was proactive in protecting my house because of the grant from NCIUA. I was so glad to have installed the roof ahead of hurricane season." "My roof was excellent.

The yard had lots of shingles in it, but they weren’t mine! Thanks for "I felt more secure during the hurricane knowing I had a new roof; I couldn't have been happier. I have told everybody to be proactive, and this grant pushed me to do that."

"The FORTIFIED Roof is like preventative health care to mitigate future issues." "The one thing I wasn’t worried about was the roof! This was an awesome program."

"Some shingles came off my roof, but my neighbor is missing his roof." Check Initial Eligibility and Start an Application Now » * Information on this page, including videos, were provided by Insurance Institute for Business & Home Safety.