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USDA Rural Business Loans & Grants is sponsored by U.S. Department of Agriculture (USDA). For businesses in rural areas, USDA offers loans, loan guarantees, and grants to help start, expand, or add value to businesses. Funding supports job creation, innovation, farm-based products, and energy upgrades, which can include workforce development for trades in rural communities.
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# Rural Business Development Grants | Rural Development **Official websites use** A **. gov** website belongs to an official government organization in the United States.
**Secure websites use HTTPS** Rural Development U.S. Department of Agriculture * Director of State Office Operations * Rural Business-Cooperative Service * Rural Utilities Service * Healthy Food Financing Initiative * Interagency Working Group on Cooperative Development * Substantially Underserved Trust Area (SUTA) * Cybersecurity for Water and Wastewater Systems * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy View all General Terms and Conditions * For Water & Environmental Engineers * Rural Development Disaster Assistance View all Programs & Services * Stakeholder Announcements ### **Ohio Feed Mill Modernizes with USDA Lending Partnership** Towering over the main intersection of Baltic, Ohio, is the Gerber & Sons, Inc. feed mill.
Since it first started in 1905, this family-owned business in rural Holmes County has produced custom feed mix and bulk feed for local livestock and poultry farmers...
* Publications for Cooperatives * Regulations and Guidance View all Regulations and Guidance * Guaranteed Underwriting System (GUS) * LINC Contact and Resources View all LINC Training Library * RD Forms Help and How To Videos ### Human Resources Inquiries ### **Existing Home Loan Borrower Inquiries** PO Box 66889 St. Louis, MO 63166 1. [](https://www.
rd. usda. gov/) 4.
Rural Business Development Grants * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy * For Water & Environmental Engineers * Rural Development Disaster Assistance # Rural Business Development Grants Program Application Period: Rural Business Development Grants has two different closing dates: 1) June 15, 2026, only applies to Strategic Economic and Community Development (SECD) applications and 2) June 30, 2026, applies to the remainder of the applicants.
Applications are accepted from a public body/government entity, and Indian Tribe, or a Nonprofit entity primarily serving rural areas. To begin, contact a program official in your state (see contact tab below) to review the requirements for completing an application. The preparation process can take anywhere from a few weeks to several months, depending on the complexity of the application and the completeness of the materials provided.
For state specific information: This program is only open to a Public Body/Government Entity, Federally Recognized Indian Tribe or a Nonprofit entity serving rural areas. For profit entities, individuals and individual businesses are not eligible to receive grants under this program. #### What does this program do?
The purpose of the program is to promote economic development and job creation projects through the awarding of grant funds to eligible entities. Applications will compete in two separate categories, business opportunity grants and business enterprise grants, for use in funding various business and community projects that serve rural areas. **Who may apply for this program?
** Grants may be made to a Public Body/Government Entity, an Indian Tribe, or a Nonprofit entity primarily serving rural areas. **What is an eligible area? ** Rural Business Development Grant money must be used for projects that benefit rural areas or towns outside the urbanized periphery of any city with a population of 50,000 or more.
Check eligible areas. **What kind of funding is available? ** There is no maximum grant amount; however, smaller requests are given higher priority.
There is no cost sharing requirement. There are two types of RBDG projects, Opportunity grants and Enterprise grants. Opportunity type grants are limited to up to 10 percent of the total Rural Business Development Grant annual funding.
Enterprise type grants must be used on projects to benefit small and emerging businesses in rural areas as specified in the grant application. **How may Enterprise type funds be used? ** * Training and technical assistance, such as project planning, business counseling and training, market research, feasibility studies, professional or/technical reports, or producer service improvements.
* Acquisition or development of land, easements, or rights of way; construction, conversion, renovation of buildings; plants, machinery, equipment, access for streets and roads; parking areas and utilities. * Pollution control and abatement. * The capitalization of revolving loan funds, including funds that will make loans for start-ups and working capital.
* Rural distance learning for job training and advancement for adult students. * Rural transportation improvement. * Community economic development.
* Technology-based economic development. * Feasibility studies and business plans. * Leadership and entrepreneur training.
* Rural business incubators. **How may Opportunity type funds be used? ** * Community economic development.
* Technology-based economic development. * Feasibility studies and business plans. * Leadership and entrepreneur training.
* Rural business incubators. **How are applications evaluated? ** All applications are evaluated based on: * Evidence showing job creation at local businesses.
* Percent of non-federal funding committed to the project. * Economic need in the area to be served. * Consistency with local economic development priorities.
* Experience of the grantee with similar efforts. Other factors are described in the Notice of Solicitation of Applications (NOSA). **How do we get started?
** * Applications are accepted through USDA Rural Development’s local or state offices. Applicants are advised to view program information specific to your local or state officeto learn about local application timelines, concept paper requirements, etc. * Grant awardees will need to complete required paperwork and comply with the terms and conditions of the award. Contact your local or state office for details.
**Who can answer questions? ** * Contact your local office. **What law governs this program?
** Citations and other information may be subject to change, please always consult the program instructions listed in this section. This program is authorized by the Consolidated Farm and Rural Development Act (ConAct). Basic Program – 7 CFR Part 4280, Subpart E.
**Why does USDA Rural Development do this? ** This program provides grant money to assist with economic development planning and/or the financing or expansion of rural businesses. **NOTE**: If state specific forms are not shown above, please refer to the application materials listed below to start the process of applying.
Please ensure that your state is selected in the dropdown menu above to find the State Office contact information for this program and speak to a Business Programs Specialist before attempting to fill out any forms or applications. This will save you valuable time in the process.
**Application Deadlines** The RBDG notice has two closing dates for different program types: * June 15, 2026 - Only applies to Strategic Economic and Community Development (SECD) applications. * SECD applications also require a specific SECD application in addition to the traditional RBDG application. * June 30, 2026 - Applies to the remainder of the applications.
Complete applications must be submitted in grants. gov by 4:30 p. m.
local time on the due date. Late submissions will not be considered. **Preliminary Actions Required** To complete an application for this program, you must be pre-registered with the System for Award Management (SAM).
Neither of these applications cost money, but they can take time so be sure to get this taken care of right away. If you are already registered with these systems, you do not need to do it again.
* **RBCS How-To Apply Video Series for Applicants** **Special Alert for SAM Registrants** Your SAM registration contains sensitive business information, including your banking information and other sensitive information, so your login and password should not be shared with anyone outside your company.
As a reminder, the use of the System for Award Management website is free to use and update, and the Commodity Procurement Staff does not see a reason to pay anyone to provide that service. Secondly, we have just become aware of a couple of scam emails that offer to “help companies start the renewal process online” or suggest that “Your Federal Profile is Almost Complete. Immediate Action Required!
” In both cases, your free access to SAM. gov will resolve any questions you may have regarding your registration in SAM. gov. As you know SAM.
gov requires an annual recertification and sends out email reminders prior to the expiration, and again, updates should be handled by company employees. Furthermore, if your registration is not complete, you may login to SAM. gov to make that determination for yourself.
Please remember that SAM. gov is not affiliated with the USDA and is a government-wide website not maintained by our Agency. If you have any questions regarding access or how to use SAM, please contact their help desk at 866-606-8220, option #1.
There are no additional requirements at the national level. If there are additional state-specific requirements, they will be listed above. * Report Fraud on USDA Contracts * Architectural Barriers Act * USDA Equal Employment Opportunity Policy Statement * Non-Discrimination Statement Rural Development U.S. Department of Agriculture
Scoring criteria used to review proposals for this grant.
According to the current listing, eligibility includes: Businesses located in a rural area. Confirm the full requirements in the official notice before applying.
USDA Rural Business Loans & Grants is funded by U.S. Department of Agriculture (USDA). Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The solicitation lists 3 required documents: SF-424, project proposal, and budget narrative. Check the official notice for formatting and page-limit rules.
Past winners and funding trends for this program
Small Business Innovation Research (SBIR) / Small Business Technology Transfer (STTR) Programs (Phase I) is sponsored by U.S. Department of Agriculture (USDA) National Institute of Food and Agriculture (NIFA). The USDA SBIR/STTR programs focus on transforming scientific discovery into products and services with commercial potential and/or societal benefit in agriculturally-related areas. This can include app development for agricultural technology, rural development, and smart farming. Phase I aims to demonstrate technical feasibility.
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Small Business Innovation Research (SBIR) / Small Business Technology Transfer (STTR) Programs (Phase I) is sponsored by U.S. Department of Agriculture (USDA) National Institute of Food and Agriculture (NIFA). The USDA SBIR/STTR programs focus on transforming scientific discovery into products and services with commercial potential and/or societal benefit in agriculturally-related areas. This can include app development for agricultural technology, rural development, and smart farming. Phase I aims to demonstrate technical feasibility.
SBIR/STTR Phase I Programs is sponsored by National Science Foundation (NSF). The NSF SBIR/STTR programs provide non-dilutive funding for cutting-edge technology innovations that address societal challenges. The Space (SP) topic seeks transformative technologies for sustainable space exploration, habitation, or industrialization, which could include in-space research or manufacturing systems, microgravity applications, and photonic devices and materials.
On June 15, 2026, USDA Secretary Brooke Rollins and Education Secretary Linda McMahon announced the FY 2026 funding opportunity for the Research Facilities Act Program — $125 million annually, drawn from the Working Families Tax Cuts legislation, with applications due July 17. The Research Facilities Act has been authorized since 1963 but has never had a reliable annual appropriation; it has run on year-to-year discretionary funding measured in single-digit millions for most of its history. The FY 2026 announcement converts a sixty-year-old authority into a recurring infrastructure program aimed at the deferred-maintenance backlog at 1862, 1890, and 1994 land-grant universities. Here is what land-grant institutions, ag-research consortia, and state agricultural experiment stations need to know before July 17.
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