Washington State Small Business Credit Initiative is sponsored by Washington State Department of Commerce. The SSBCI provides loans to help small businesses in Washington get the money they need to start or grow.

Business Loans and Grants for Washington state Businesses Updated on Tuesday, April 14, 2026 at 2:06 PM // Get the SVG file from the cache fetch(image. src, { cache: 'force-cache' }) . then((res) => res.

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catch((error) => console. error(error)) Washington State Programs Explore funding options to finance your business goals Find the Right Funding for Your Business Discover grants and loans available to Washington businesses at every stage of growth. Explore funding options to finance your business goals support.

Whatever stage your business is in, there are resources designed to help you move forward Filter by Purpose of the Loan or Grant: Start Opening or launching your business for the first time. Grow Expanding your business by getting more customers, staff, or locations. Export Selling your products or services to customers in other countries.

Rural Businesses located in small towns or countryside areas, outside big cities. Innovation Creating new ideas, products, or ways to do business. Recovery Getting your business back on track after a setback like a disaster or economic hardship.

Buy Purchasing an existing business instead of starting from scratch. "> SBA Loans - 7(a), CDC/504, CAPLine and Microloans Multiple SBA-backed loan programs designed to support small businesses at different stages whether starting out, expanding, or purchasing assets. These options offer flexible financing through approved lenders by SBA.

Provides financial assistance to victims of disasters or individuals in a SBA Export Assistance Loans - Export Express, Export Working Capital, SBA provides specialized loans to help small businesses enter or expand in international markets. These products offer flexible funding to cover export-related expenses, strengthen competitiveness, or recover from import competition.

SBIR & STTR Innovation Grant Programs Competitive grant funding from 11 federal agencies. These programs offer free grant money (not loans!) to help small businesses develop and test new products, ideas, or Small Business Investment Companies (SBICs) Program The SBIC Program connects small businesses with private investors who are backed by SBA.

These investors can provide large loans or even invest directly in your business to help you grow, scale, or expand. Community Development Financial Institutions Fund (CDFI) CDFIs are local lenders that specialize in helping small businesses in low-income or underserved communities. They offer easier access to loans, grants, and tax credit programs to help you start or grow your business—even if you’ve been turned down elsewhere.

USDA Rural Business Loans & Grants If your business is located in a rural area, the USDA offers loans, loan guarantees, and grants to help you start, expand, or add value to your business. Funding supports job creation, innovation, farm-based products, energy upgrades, and more.

The Export-Import Bank of the United States The Export-Import Bank helps U.S. small businesses sell and get paid globally by offering tools that reduce export risks, unlock financing, and help you compete in international markets—even if you’ve never exported before. Washington State Small Business Credit Initiative SSBCI provides loans to help small businesses in Washington get the money they need to start or grow.

The program is run through local lenders and CDFIs, with a focus on helping very small businesses and those in underserved communities. The funds could be used for working capital, equipment, business expansion, or startup costs. Export Washington helps small businesses in Washington State grow by selling their products or services internationally.

Through the STEP Grant and Export Voucher Program, qualified businesses can get cover export-related costs like trade shows, marketing translation, certifications, and more. Export Finance Assistance Center of Washington (EFACW) Works with the international trade experts at the Washington State Department of Commerce to provide an integrated menu of services that help businesses implement their export strategy.

Provides free export finance counseling to small and medium sized Washington exporters or prospective exporters. The funds can be used for manufacturing, recycling, processing facilities, waste disposal operations, nonprofit facilities, multi-purpose facilities Startup 365 is your starting point if you’re new to business or exploring funding options.

While it doesn’t offer direct loans or grants, it connects you to the right programs, lenders, and technical assistance to get funding-ready. It’s especially helpful for rural, underserved, or first-time entrepreneurs. City and Local Government Business Support Many cities and towns in Washington offer support programs for small businesses, including grants, loans, fee waivers, tax incentives, and technical assistance.

These opportunities often come from city economic development departments or special initiatives funded by local, state, or federal sources.

Small businesses should check with their local city hall, economic development office, or official city website to learn about available programs, especially those targeted for startups, storefronts, minority-owned businesses, or businesses in Associate Development Organizations (ADOs) Local economic development partners in each of Washington’s 39 counties.

ADOs are partially funded by the Washington State Department of Commerce and help connect small businesses to resources, loans, grants, and support for growth. They offer training, site location help, and access to regional opportunities. Reaching out to your local ADO can open doors to funding, expansion, and networking.

Mid-Columbia Economic Development District (MCEDD) Loans MCEDD Loans offers low-interest loans to help small businesses start, grow, and local jobs. Loans are available for businesses in Skamania and Klickitat Counties (WA) and in Hood River, Sherman, Wasco, and parts of Multnomah County (OR).

These loans provide flexible when banks can't lend, supports job creation and retention, and are available to both new and These loans can support many types of businesses from restaurants and shops to manufacturers and service providers, especially those that need help getting started or FundHubWA connects you to state and federal climate and clean energy funding opportunities to help improve your home, business, or community.

You will find grants, tax individuals, businesses, nonprofits, public agencies, and tribal governments related to climate and clean energy opportunities. Workforce Development Council of Seattle-King County The Workforce Development Council of Seattle-King County, in partnership with the Washington State Department of Commerce, have launched a new round of small business grants.

These grants support entrepreneurs and small businesses, particularly those from historically underserved communities, with funding to help launch, stabilize, or grow their businesses. Applications are open to eligible businesses located in King County. It will be distributed through our partners at the Seattle Latino Metropolitan Chamber of Commerce and Tabor 100.

Applications close Monday, April 6th 2026, 5:00PM Pacific. South Central Workforce Council South Central Workforce, in partnership with the Washington State Department of Commerce, have launched a new round of small business grants. These grants support entrepreneurs and small businesses, particularly those from historically underserved communities, with funding to help launch, stabilize, or grow their businesses.

Applications are now open for businesses located in Kittitas, Klickitat, Skamania, and Yakima Counties. Applications close March 27th, No funding options match your filters. Get personalized help to find the best fit: Connect with a Washington Small Business Development Center advisor for personalized guidance.

Capital Readiness Program - Business Impact NW Helping small businesses in AK, ID, OR, and WA access funding, improve financial skills, and grow sustainably. Work one-on-one with certified advisors through free coaching and classes. Have a suggestion for a regulatory Email: help@business.

wa. gov