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Member financial institutions can submit participation requests through March 12, 2027.
Wish Local Partner Program Fund is a grant from Wish that funds Black-owned small businesses to help them grow their operations and reach new customers through the Wish marketplace. The program provides direct financial support to qualifying small businesses, with recipients required to join the Wish Local retail program upon selection. The program prioritizes businesses with limited annual revenue and small teams.
Eligible applicants are Black-owned businesses with 20 or fewer employees and average annual revenue under $1 million. Awards range from $500 to $2,000.
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Community Programs Grants Homeownership continues to be a big part of the American dream. For low-income individuals and families, the journey to becoming a homebuyer takes an extraordinary amount of hard work, thrift, and determination.
Our Workforce Initiative Subsidy for Homeownership (WISH) Program can help aspiring homeowners overcome one of the biggest barriers to achieving their dream and building wealth: coming up with sufficient funds for downpayment and closing costs.
With $13 million available in the 2026 WISH Program, member financial institutions can submit a request to participate in the program through our Community Investment Portal through March 12, 2027. Our WISH Program provides 4-to-1 matching grants up to the annual maximum amount set by the Federal Housing Finance Agency , currently $32,837, delivered through our member financial institutions to support eligible low-income homebuyers.
The WISH Program is an opportunity for participating members to support affordable, sustainable homeownership for first-time homebuyers while achieving their own community investment goals. Funding for the WISH Program is set aside each year from the Bank's annual AHP contribution.
WISH Program grants may be applied to downpayment and closing costs, and can complement or supplement many local, state, and federal homeownership programs and initiatives.
To be eligible for WISH Program funds, the homebuyer receiving a grant from a participating member financial institution must: have successfully completed a homebuyer counseling program be a first-time homebuyer, as defined by the Bank in its AHP Implementation Plan meet income eligibility guidelines, as published by the Bank at the time of enrollment in the WISH Program and be at or below 80% of the HUD area median income contribute to the home purchase through savings, gift funds, or sweat equity to obtain the matching grant; contribution may also include Individual Development Accounts (IDA) and Family Self Sufficiency (FSS) program savings purchase a WISH eligible property, which may include (1) single-family homes, such as a condominium, cooperative housing, and manufactured homes, and (2) housing with two to four dwelling units with at least one owner-occupied unit open escrow on a home purchase transaction within one year of enrollment in the WISH Program Individuals interested in the matching grant funds available through the WISH Program should contact currently participating members or visit Resources for First-Time Homebuyers for general information about homeownership assistance programs and resources.
FHLBank San Francisco members participating in our 2026 WISH Program. Upon completing the program participation process, member financial institutions can enroll a homebuyer, reserve funds, and then request disbursement of funds through our Community Investment Portal.
WISH Notice and Repayment If there is a sale, transfer, assignment of title or deed, refinancing, foreclosure, or deed-in-lieu of foreclosure of a WISH- or IDEA-assisted unit during the retention period, required notification and repayment calculations can be completed in our Community Investment Portal.
The AHP Implementation Plan sets forth certain policies, procedures, standards, and requirements applicable to the Bank’s AHP, including the WISH program, as required by the AHP Regulations (Title 12, Part 1291 of the Code of Federal Regulations).
Community Investment Portal An online and self-service interface for our members to access records, apply for funds, request disbursement, and meet compliance requirements for the Bank’s WISH program.
Based on current listing details, eligibility includes: Black-owned businesses with 20 or fewer employees and an average annual revenue under $1 million. Successful applicants must also join Wish Local. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates $500 to $2,000 Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.
Creative Arts Business Specific Grant (October) is a grant from WomensNet (Amber Grant Foundation) that funds women entrepreneurs running creative arts businesses. Each October, WomensNet awards a ,000 category-specific Amber Grant to a woman-owned creative arts business, recognizing the diversity of women-led enterprises. Monthly grant winners also become eligible for one of three ,000 year-end Amber Grants. Founded in 1998 to honor Amber Wigdahl, the program issues at least ,000 in grants monthly across several categories, including startup and business-specific grants. Eligible applicants are women entrepreneurs with a creative arts business who submit the standard Amber Grant application—one application provides eligibility for all applicable grants. No lengthy forms are required.
Economic Injury Disaster Loan (EIDL) program (Drought) is sponsored by U.S. Small Business Administration (SBA). The EIDL program provides low-interest federal disaster loans to small businesses and private nonprofit organizations in Missouri to offset economic losses caused by drought. These loans can be used to pay fixed debts, payroll, accounts payable, and other bills that could not be paid due to the disaster.
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