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Financial Education Innovation Fund (Credit for Life program) is a grant from the Massachusetts Office of Economic Empowerment that funds Massachusetts high schools to host financial education fairs, known as Credit for Life Fairs, for their students. Awards are up to $6,400 per school. In 2025-2026, the state awarded grants to 92 schools totaling $383,420.
These interactive fairs simulate real-world budgeting decisions, teaching students how to manage income, housing, transportation, and savings. The program is administered in partnership with the Division of Banks and the Office of Consumer Affairs and Business Regulation.
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State Agencies Announce Financial Education Grant Recipients Massachusetts High Schools will use Funding to Host Financial Education Fairs for Students BOSTON – The State Treasurer’s Office of Economic Empowerment (OEE), in partnership with the Division of Banks (DOB) and the Office of Consumer Affairs and Business Regulation (OCABR), announced the 2025-2026 recipients of the Financial Education Innovation Fund Grant.
Following a competitive application process that concluded in November, the state agencies awarded grants to 92 schools, totaling $383,420. 00. This funding will allow Massachusetts high schools and special education programs to host financial education fairs, known as Credit for Life Fairs, for their students.
Of the 92 recipient schools, twenty-four received funding as Seed Applicants and will host fairs for the first time. For the third year, participating schools that have a large population of low-to-moderate income students will receive an additional $500. Twenty-five schools received this additional funding to bring much-needed financial education to students in the state’s most vulnerable communities.
“Credit for Life Fairs empower high school students with the tools they need to succeed,” said State Treasurer Deborah B. Goldberg . “This year, we are supporting a record number of schools, helping young adults prepare to make informed financial decisions as they approach graduation and adulthood.
” “The Division of Banks is proud to support this initiative with another round of funding,” said Mary Gallagher, Commissioner of Banks. “With hands-on, high-quality lessons offered at these fairs, students can learn foundational financial management skills they can use into adulthood. ” “It is important for high school students to understand how to manage their personal finances so they can be successful in life,” said Layla R.
D’Emilia, Undersecretary of the Office of Consumer Affairs and Business Regulation. “Funding Credit for Life Fairs through these grants provides a fun, engaging, and productive environment for students to learn fiscal responsibility.
” Academy of the Pacific Rim Blue Hills Regional Technical School Boston International Newcomers Academy Boston Preparatory Charter Public School Cambridge Rindge and Latin School-Rindge School of Technical Arts Codman Academy Charter Public School Collegiate Charter School Concord-Carlisle Regional School District Dr. Albert D.
Holland High School of Technology Essex North Shore Agricultural and Technical School District Fitchburg Public Schools- Fitchburg High School Hoosac Valley Regional School District Hopedale Jr. Sr. High School John D O'Bryant School of Math and Science King Philip Regional School District Lincoln Sudbury Regional High School Mashpee Middle High School Minnechaug Regional High School Neighborhood House Charter School North Andover High School North Middlesex Regional High School Northbridge Public Schools Northshore Education Consortium Old Colony Regional Vocational Technical High School Quabbin Regional School District Reading Memorial High School Silver Lake Regional High School South Shore Regional Vocational Technical High School Springfield Public Schools The Guild for Human Services Topsfield Vocational Academy Wachusett Regional High School Wakefield Memorial High School West Springfield High School Westport Community Schools Whittier Regional Vocational Technical High School Willie Ross School for the Deaf Worcester Public Schools- South High Community School Worcester Public Schools- Worcester Technical High School Since 2015, over 65,000 Massachusetts students have attended Credit for Life Fairs.
The Financial Education Innovation Fund Grant was established as an ongoing effort to strengthen access to financial literacy throughout Massachusetts. This financial education program is funded by the Division of Banks through a settlement over alleged unlawful lending practices.
The Division of Banks (DOB), which is a division of the Office of Consumer Affairs and Business Regulation within the Executive Office of Housing and Economic Development, is the chartering authority and primary regulator for financial service providers in Massachusetts. DOB's primary mission is to ensure a sound, competitive, and accessible financial services environment throughout the state.
The Office of Consumer Affairs and Business Regulation protects and empowers consumers through advocacy and education and ensures a fair playing field for the Massachusetts businesses its agencies regulate.
About the Office of Consumer Affairs and Business Regulation The Office of Consumer Affairs and Business Regulation protects and empowers consumers through advocacy and education, and ensures a fair playing field for the Massachusetts businesses its agencies regulate.
About the Office of Economic Empowerment Treasurer Goldberg created the Office of Economic Empowerment with the deliberate goal of implementing a range of economic empowerment initiatives that include closing the race and gender wage gap, addressing racial equity, increasing access to financial education, and creating pathways to economically stable futures for all residents across the state.
As families prepare for the holidays, Treasurer Goldberg is encouraging family members, friends, and gift-givers across Massachusetts to consider a meaningful, future-focused gift for children: a cont Boston, MA –Today, Massachusetts State Treasurer Deborah B.
Goldberg testified before the Joint Committee on Financial Services in support of her office’s proposed Baby Bonds legislation, calling it Treasurer Goldberg and M&T Bank Announce Small Business Empowerment Series Series will provide valuable insights and resources to empower small businesses BOSTON – In collaboration with M&T Bank, Sta
Based on current listing details, eligibility includes: High Schools in Massachusetts. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Up to $6,400 Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
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