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Find similar grants2026 Texas Bootstrap Loan Program is sponsored by Texas Department of Housing and Community Affairs (TDHCA). State-administered program providing funding to administrator organizations to help very low-income families purchase or build self-help housing through sweat equity.
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Or search similar grants →Extracted from the funder's official program page to help you evaluate fit faster.
A **. gov** website belongs to an official government organization in the United States. TDHCA will be closed Wednesday, November 11 in observance of Veterans Day.
Normal office hours will resume at 8 a. m. on Thursday, November 12.
_ Texas Department of Housing and Community Affairs_ Community Affairs Division * Emergency Solutions Grants * Ending Homelessness Fund * Homeless Housing & Services Program * Housing Contract System * Housing Choice Voucher Section 8 * Competitive 9% HTC Program * Non-competitive 4% HTC Program * Multifamily Bond Program * Multifamily Direct Loan Program * Multifamily Announcements * Section 811 Project Rental Assistance * Amy Young Barrier Removal Program * Colonia Self Help Center Program * HOME Investment Partnerships Program * Housing Contract System * Texas Bootstrap Loan Program * Texas Neighborhood Stabilization Program * Public Facilities Corporation Compliance Monitoring * Housing Finance Corporation Compliance Monitoring * Housing Contract System * Down Payment Assistance * Unidad de Vivienda para Trabajadores Migrantes # Bootstrap Applying for Funding ## If you or someone you know is in need of assistance, please visit our Help for Texans Page.
The Bootstrap Program is funded through the Housing Trust Fund, a biennial State authorized allocation. The biennial plan can be found here. Each year, the Department is required under Section 2306.
753(d) of the Texas Government Code to set aside at least two-thirds of Bootstrap funds for Owner-Builders whose property is in a census tract that has a median household income not greater than 75% of the median state household income for the most recent year statistics are available. TDHCA provides funds to administrators through a reservation system and funds are replenished via NOFAs on a regular basis.
Current NOFAs are on our NOFA page"). TDHCA contracts with nonprofit entities that provide affordable housing to lower income families in their local communities. Applications for participation in the Reservation System are accepted on an on-going, year-round basis.
Nonprofit organizations wishing to become a certified Administrator must be familiar with Program rules and Regulations and complete this Application. Program Beneficiaries must meet the following minimum requirements in order to apply to the Texas Bootstrap Loan Program: * Have an annual household income no greater than 80% of the state or local median family income.
* Have a Total Debt-to-Income ratio no greater than 45% and has a credit history that indicates reasonable ability and willingness to meet debt obligations * Have resided in Texas at least six months prior to the date of application * Successfully complete an Owner-Builder Education Class * Consumer Home Loan Privacy Notice (PDF) * Language Assistance Plan * Report Fraud, Waste or Abuse * Texas Homeland Security * TDHCA Customer Service Survey * Click here to visit twitter * Click here to visit youtube * Click here to visit facebook * Click here to visit instagram * Report Fraud: 1-800-892-8348
According to the current listing, eligibility includes: Eligible Bootstrap Loan Program Administrators (certified nonprofits and units of local government in Texas). Confirm the full requirements in the official notice before applying.
The current listing shows $6,970,432 total allocation pool. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Applications for 2026 Texas Bootstrap Loan Program are due November 27, 2026. Build your timeline backwards from this date to cover registrations, approvals, and final submission checks.
2026 Texas Bootstrap Loan Program is funded by Texas Department of Housing and Community Affairs (TDHCA). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Texas. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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