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Asset Depletion Loans is sponsored by Non QM Lenders (e.g., Longbridge Financial, Amboy Bank). Asset Depletion Loans are designed for retirees with significant wealth but limited or no traditional income. Lenders calculate a notional monthly income by dividing eligible assets over a set term (e.g., 10 or 20 years), allowing borrowers to qualify for a mortgage based on their financial assets rather than traditional employment income.
This can be used for purchasing a new home, downsizing, or other property investments.
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Or search similar grants →According to the current listing, eligibility includes: Retirees in New Jersey who are homeowners (for reverse mortgages) or have significant financial assets (for asset depletion loans) but lack traditional W-2 income. For reverse mortgages, typically ages 60-62 and above. Confirm the full requirements in the official notice before applying.
Asset Depletion Loans is funded by Non QM Lenders (e.g., Longbridge Financial, Amboy Bank). Verify program details on the funder's official page before applying.
This opportunity targets applicants in New Jersey. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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