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Find similar grantsAtlanta Housing Down Payment Assistance program is sponsored by Atlanta Housing. This program provides down payment assistance for first-time homebuyers in the City of Atlanta. The assistance can be up to $25,000, depending on eligibility.
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Down Payment Assistance - Atlanta Housing Opening Doors to the American Dream Are you considering purchasing a home? The Atlanta Housing Down Payment Assistance (DPA) Program provides down payment assistance to eligible first-time homebuyers up to $20,000, subject to meeting both the program and primary lender's requirements.
Public safety, healthcare, education, current military or veteran, and Voucher Participants are eligible for up to $25,000. AH DPA can be combined with other sources of DPA if approved by AH and the primary lender. Processing takes approximately 30 days after the primary lender receives a complete credit file.
Purchases involving non-occupant co-borrowers or co-signers are not eligible. Note that these eligibility criteria are subject to change without advance notice. First-time homebuyers who have not owned a home in the past 3 years, excluding any ownership interest in residential or commercial property during this period.
The purchase price must be at most $375,000. Liquid assets of the buyer cannot exceed $35,000. The buyer's contribution or own funds for the purchase must be at least $1,500.
Income must be at most 80% of the current HUD's MSA Area Median Income. Properties must be located within the City of Atlanta. The property must be the homebuyer's primary residence; second homes are prohibited.
Applicants must meet the primary lender's credit requirements and secure approval for conventional, FHA, or VA loan financing. The primary loan term can range from 15 to 30 years and must be fixed-rate. Proof of Georgia residency for at least six months is required.
Eligible properties include single-family detached homes, townhomes, or condominiums; undeveloped land is not qualified. Complete an eight-hour Homebuyer Education class from a HUD-approved provider, mandatory for all persons on the note. Have a question?
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According to the current listing, eligibility includes: First-time homebuyers who have not owned a home in the past 3 years. The purchase price must be at most $375,000, and liquid assets of the buyer cannot exceed $25,000. Confirm the full requirements in the official notice before applying.
The current listing shows up to $25,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Atlanta Housing Down Payment Assistance program is funded by Atlanta Housing. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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