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Bay Area Housing Innovation Fund Loan is sponsored by San Francisco Housing Accelerator Fund. This fund provides loans to developers who can deliver high-quality homes faster and for less cost, aiming to change how new affordable housing is financed. It supports projects that utilize cost and time efficiencies in construction and development.
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Bay Area Housing Innovation Fund – Housing Accelerator Fund We’re on a mission to change the way we finance new affordable housing. The way we currently finance affordable housing drives up cost and time, leading to price tags of $800,000+ per unit and timelines that stretch from five years to over a decade. We can change that by radically simplifying the goals: deliver high-quality homes faster and for less.
For developers who can make good on our quality, cost, and time goals, a loan from the $100 million Bay Area Housing Innovation Fund will remove the financing uncertainty that drags down many feasible projects.
Bay Area Housing Innovation Fund Projects 1633 Valencia Street, San Francisco $16 million Bay Area Housing Innovation Loan Expected January 2026 (3 years) at $540,000 per home Developed by Mercy Housing California (MHC), this project will add 145 new units of permanent supportive housing serving seniors age 55 and older experiencing or at imminent risk of homelessness.
The six-story building replicates the efficient design of Mercy and HAF’s Tahanan community at 833 Bryant Street (delivered in partnership with Tipping Point Community). 1633 Valencia utilizes the cost and time efficiencies of a design-build construction process in lieu of modular design.
Harvey West Studios, Santa Cruz $11 million Bay Area Housing Innovation Loan Expected July 2026 (3 years) at $530,000 per home Harvey West Studios will be the largest permanent supportive housing development in Santa Cruz County, adding 120 units.
Housing Matters, a 35+year old non-profit organization serving the unhoused community in Santa Cruz County, will own and operate Harvey West Studios, with MidPen Housing serving as the turnkey developer. More projects coming soon!
Video & Audio | December 10, 2025 Housing Accelerator Fund CEO talks about housing project in SF In the News | December 10, 2025 FIRST-IN-NATION FUND RAISES $100 MILLION FOR AFFORDABLE HOUSING FOR IMMEDIATE RELEASE December 10, 2025 CONTACT: Max Szabo | max@szaboandassociates.
com FIRST-IN-NATION FUND RAISES $100 MILLION FOR AFFORDABLE HOUSING Apple,… In the News | September 17, 2024 Construction for Santa Cruz County’s largest homeless housing project kicks off In the News | August 6, 2024 Bay Area fund aims to speed up housing construction Press Release | July 31, 2024 Bay Area Housing Innovation Fund Announces Support for Harvey West Studios Affordable Housing Project in Santa Cruz The Fund’s second loan will finance 120 studio apartments for individuals experiencing homelessness [SANTA CRUZ, Calif.
, July 31, 2024] –… In the News | July 26, 2024 This group says it solved the math on affordable housing. Can it get others to follow? Bay Area Housing Innovation Fund Founding Partners Borrowing from the Bay Area Housing Innovation Fund Innovation Fund Mezz Loan Term Sheet Innovation Fund Perm Loan Term Sheet
According to the current listing, eligibility includes: Developers who can demonstrate the ability to deliver high-quality homes faster and for less cost, with projects that align with the goals of simplifying housing finance and increasing affordability. Confirm the full requirements in the official notice before applying.
The current listing shows up to $100 Million fund (loan program, not grant). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Bay Area Housing Innovation Fund Loan is funded by San Francisco Housing Accelerator Fund. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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