Building Neighborhoods and Affordable Homes Program

Building Neighborhoods and Affordable Homes Program is sponsored by City of Chicago. This program assists low- to moderate-income families purchasing newly constructed homes in Chicago with down payment and closing cost assistance loans. Assistance is provided as a 10-year, zero-percent interest deferred forgivable loan.

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Building Neighborhoods and Affordable Homes Program # Building Neighborhoods and Affordable Homes Program The Building Neighborhoods and Affordable Homes Program (BNAH) provides grants to qualifying buyers to assist in their purchase of primary, owner-occupied residences that are newly constructed single-family residential buildings, containing no more than four dwelling units, built pursuant to a City of Chicago Land Sale Redevelopment Agreement or a City Lots for Working Families Agreement.

The program provides up to $100,000 in purchase price assistance to qualifying buyers.

* Homes must have been built pursuant to a City of Chicago land sale redevelopment agreement and located in a city-wide area * Household income cannot exceed 140% of the area median income (AMI) (see the City's Area Median Income Chart here) * Buyers must dwell within one of the dwelling units as their primary residence for a minimum of 10-year occupancy period Grants will be provided to eligible buyers on a scale based on AMI and neighborhood residency: **Neighborhood Area Residents** **Household Income Limits****Grant Amount****Non-Neighborhood Area Residents** **Household Income Limits****Grant Amount** Below 80% of AMI$100,000 Below 80% of AMI$90,000 81 - 90% of AMI$90,000 81 - 90% of AMI$80,000 91 - 100% of AMI$80,000 91 - 100% of AMI$70,000 101 - 120% of AMI$70,000 101 - 120% of AMI$60,000 121 - 140% of AMI$60,000 121 - 140% of AMI$50,000 Grant funds can be used as follows: * To fill an appraisal gap (difference between sales price and appraised value); and * Senior loan principal reduction * Appraisals, inspections, pre-paid interest/points, 1 year pre-paid insurance The Department of Housing administers the program from the application stage through closing, and then monitors the property for 10 years to verify owner occupancy.

Currently Listed Homes for Sale ##### 640 N Trumbull Ave, Chicago, IL 60624 * Bedrooms: 3 + 1 basement ##### **643 N Tumbull Ave, Chicago, IL 60624** * Bedrooms: 3 + 1 basement **The following documents are required to be uploaded within the online BNAH application:** * DOH Homebuyer Application * Child Support Affidavit.

pdf) * Economic Disclosure Statement and Affidavit * Instructions for the Economic Disclosure Statement and Affidavit **For more information regarding the BNAH program, please contact**destiny. durham@cityofchicago. org.

Click here for the BNAH application _Note: The use of BNAH grant funds for private developments triggering the Affordable Requirements Ordinance is not permitted.

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