Business credit cards

Business credit cards is sponsored by U.S. Bank Foundation. Business credit cards

Apply & Compare Business Credit Cards | U.S. Bank Featured credit card offers use the arrows to move the images left or right U.S. BANK BUSINESS TRIPLE CASH REWARDS CARD Earn $750 in cash back. 1 Plus up to 3% cash back on eligible purchases. 2 U.S. BANK BUSINESS SHIELD VISA CARD Get a low intro APR for 12 billing cycles.

U.S. BANK BUSINESS ALTITUDE ® POWER CARD 2X points on all purchases. No caps or limits. 7 Find a card that best fits your business U.S. Bank Triple Cash Rewards Visa® Business Card Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.

1 U.S. Bank Triple Cash Rewards Visa® Business Card Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account. 1 on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers, and restaurants. 2 on all other eligible purchases and there is no limit on the total rewards you can earn.

2 for monthly software service purchases such as FreshBooks or QuickBooks. 3 0% intro APR applies to purchases and balance transfers. After 12 billing cycles , it adjusts to a variable APR, currently ranging from $ .

4 *Excludes discount stores/supercenters and wholesale clubs Cash back on business expenses. U.S. BANK BUSINESS SHIELD™ VISA® CARD Enjoy a low intro APR for 12 billing cycles. 5 U.S. BANK BUSINESS SHIELD™ VISA® CARD Enjoy a low intro APR for 12 billing cycles.

5 0% intro APR 5 on purchases and balance transfers for 12 billing cycles . After that, a variable APR, currently $ . On prepaid air, hotel and car reservations booked directly in the Travel Center when using your card.

6 When you use your card, your purchases are protected. If an item is stolen or damaged, Purchase Security can help reimburse you for the eligible item. 7 Low interest to maximize purchasing.

U.S. Bank Business Altitude Power® Visa Signature® Card Earn limitless 2X points on what powers your business Earn 75,000 bonus points . Just spend $10,000 on the Account Owner’s card in the first 120 days of opening your account. 8 U.S. Bank Business Altitude Power® Visa Signature® Card Earn limitless 2X points on what powers your business Earn 75,000 bonus points .

Just spend $10,000 on the Account Owner’s card in the first 120 days of opening your account. 8 on all purchases. No caps or limits on total rewards earned.

9 on up to $5,000 in combined mobile wallet and virtual card purchases each quarter. 9 on prepaid hotel and car rentals booked directly in the Travel Center when you use this card. 9 Limitless points on everyday spend.

Annual Fee: $ . There is no annual fee for employee cards. U.S. Bank Business Altitude® Connect Visa Signature® Card Business travel is more rewarding with 75,000 bonus points.

Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account. 10 U.S. Bank Business Altitude® Connect Visa Signature® Card Business travel is more rewarding with 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.

10 on prepaid hotel and car rentals booked directly in the Travel Center when you use this card. 11 on travel, including airfare, hotels, gas and EV charging stations*, up to $150,000 in combined annual spend. 11 on dining, takeout, restaurant delivery and cell phone services and 1X point for all other purchases.

11 after three consecutive monthly taxi or rideshare transactions paid for with your cards. 12 *Excludes discount stores/supercenters and wholesale clubs Optimized for business travel. Annual Fee: $0 intro annual fee for the first year , $ thereafter.

Plus, no annual fee for employee cards. U.S. Bank Business Leverage® Visa Signature® Card Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 120 days of opening your account.

13 U.S. Bank Business Leverage® Visa Signature® Card Earn 60,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 120 days of opening your account. 13 in the top two categories where you spend the most, automatically.

14 on prepaid hotels and car rentals booked directly in the Travel Center when you use this card. 14 on all other eligible purchases. 14 Automatic rewards on top categories.

Annual Fee: $0 annual fee for the first year , $ thereafter. Plus, no annual fee for employee cards. More business credit cards you may be interested in U.S. Bank partners with various retailers, airlines, and other businesses to offer rewards credit cards to their customers.

Visit our partners’ websites to learn more and apply. Frequently asked questions Do U.S. Bank business credit cards allow for contactless payment? Yes, all U.S. Bank business credit cards offer contactless chip technology allowing for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.

Can my employees also get their own business credit card issued to them? Yes, when you apply for a U.S. Bank business credit card you can request additional cards for employees at no cost. You may also add employee accounts through online banking, or request employee card accounts be closed when needed.

If I have multiple employee credit cards does each employee have to make their own monthly payment, or can I pay just one bill for all of my business card accounts? You can choose to have all account activity rolled up to a convenient centralized billing statement. The central billing statement allows you to not only see all of the transactions made by each of your employees and make a single payment to your account.

Individual billing is also available. What is Real-Time Rewards? Real-Time Rewards is a redemption method offered on several U.S. Bank business credit cards that enables you to instantly turn your business purchases into rewards.

Your mobile device can then be used to immediately redeem toward a credit card purchase. How do I use Real-Time Rewards on my U.S. Bank credit card to redeem? Once enrolled, redemption is quick and easy.

Make a credit card purchase, and you will receive a text with the option to redeem points toward that purchase. Reply ‘REDEEM’ to complete the redemption. You must have enough points to cover the entire purchase in order to receive the text message to redeem.

Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

Start of disclosure content Applies to All Rate Information: U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The rate will end early and increase to the APR for purchases and balance transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. Applies to All Reward Information: Rewards are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items.

Please refer to your Cardmember Agreement for additional information. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Each merchant’s business is identified by a category code established by Visa.

A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.

Start of disclosure content Return to content, Footnote New Credit Card Enrollment Bonus: One-time $750 cash back will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner's Card within 180 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees.

Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible Net Purchases. Please allow 1-2 statement billing cycles after you have met the spend requirement for your cash back to be credited to your account.

Maximum Cash Rewards value applies to Cash Rewards redeemed for a statement credit or deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Cash Rewards for other rewards such as a U.S. Bank Rewards Card. Other restrictions apply.

Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Cash Rewards to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.

A statement credit will not satisfy the minimum payment requirement. Offer may not be combined with any other offer. Subject to credit approval.

You will earn 3% Cash Back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters. All other Net Purchases may earn 1% Cash Back.

Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%. An automatic statement credit of $100 per 12-month period will be applied to your account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider.

Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles.

The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply.

When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR.

Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances. Balance transfer transactions from other U.S. Bank National Association accounts are not permitted. Balance transfers submitted at time of application will be held for 10 days before processing.

The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances.

Balance Transfer fee of 5% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR.

Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances. Balance Transfer transactions from other U.S. Bank National Association accounts are not permitted. Balance transfers submitted at time of application will be held for 10 days before processing.

You will earn 5% Cash Rewards for every $1 spent in eligible Net Purchases on prepaid airfare, car and hotel reservations purchased in the Travel Center when using your U.S. Bank Business Shield™ Visa® Card. Please allow 1-2 statement billing cycles for Cash Rewards to be credited to your account. Certain terms, conditions and exclusions apply.

In order for coverage to apply you must use your Business Shield Card to secure transactions. Please view the Guide to Benefits for further card benefit details including full terms and conditions. New Credit Card Enrollment Bonus: One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $10,000 or more are made to the Account Owner’s Card within 120 days from account opening.

The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible Net Purchases.

Please allow 1-2 statement billing cycles for your bonus points to be credited to your account. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit.

Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. This offer may not be combined with any other bonus offer. Subject to credit approval.

You will earn 2 Points for every $1 spent in eligible Net Purchases. You will earn 6 Points (2 base and 4 additional Points) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Travel Center using your Business Altitude ® Power Visa Signature® Card instead of Points. Please allow 1-2 statement billing cycles for Points to be credited to your account.

You will earn 2. 5 Points (2 base and 0. 5 additional Points) on your first $5,000 spent in combined eligible Net Purchases made using a mobile wallet or a Virtual Card.

If the transaction is an eligible mobile wallet transaction and an eligible virtual card transaction, additional Points will only be awarded for one of the transaction types (Points will be applied as mobile wallet, not additionally as a virtual card).

During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet or Virtual Card, you will earn 2 Points for each $1 spent in eligible Net Purchases, with no maximum. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Wallet, and Garmin Pay™. Unlike Google Wallet, Google Pay may not qualify as a mobile wallet and earn additional Points, depending on how the transaction is completed.

We cannot control how mobile wallet transactions are designated and reserve the right to determine which Purchases qualify for additional Points. “Virtual card” is defined as the method of paying for a transaction by use of an account created within the U.S. Bank Spend Management platform that does not have a physical card associated with it. Please allow 1-2 statement billing cycles for Points to be credited to your account.

Refer to the Travel Center for full details. New Credit Card Enrollment Bonus: One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner’s Card within 180 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees.

Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible Net Purchases. Please allow 1-2 statement billing cycles for your bonus points to be credited to your account.

Maximum Point value applies to Points redeemed for travel, Real-Time Rewards for travel purchases and a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as merchandise, gift cards, and/or statement credit. Other restrictions apply.

Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.

This offer may not be combined with any other bonus offer. Subject to credit approval. You will earn 1 Point for every $1 spent in eligible Net Purchases.

You will earn 5 Points (1 base and 4 additional Points) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Travel Center using your U.S. Bank Business Altitude® Connect Visa Signature® Card instead of Points.

Prepaid car and hotel reservations in the Travel Center are not classified as a travel provider category merchant transaction and are not eligible to receive the additional Points for that category. Please allow 1-2 statement billing cycles for Points to be credited to your account.

You will earn 4 Points (1 base and 3 additional Points) for each $1 on the first $150,000 spent during each account calendar year on combined eligible Net Purchases made directly with merchants that are classified as a travel provider category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and for purchases made with merchants classified as a gas station or electric vehicle charging station excluding wholesale clubs and discount stores/supercenters.

After $150,000 is spent on combined purchases during the calendar year in these categories, you will earn 1 Point for each $1 spent, with no maximum. You will earn 2 Points (1 base and 1 additional Point) for every $1 spent in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar, and cellphone provider, with no maximum.

In order to be eligible for the $25 rideshare service credit, you must make at least one rideshare service purchase per month for 3 consecutive months. The month following 3 consecutive rideshare service purchases, your credit will be processed, and you will not be eligible to earn toward your next rideshare service credit.

Starting the month after your credit is processed, you will again be eligible to earn the service credit for 3 consecutive months of rideshare service purchases. Rideshare service purchases must be made directly with a rideshare provider such as Uber and Lyft, including taxi services. Each merchant’s business is identified by a category code.

We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for this credit. We reserve the right to adjust or reverse any portion of all or any rideshare services credit for unauthorized purchases or transaction credits. The credit will be applied to your card account within 1-2 statement billing cycles after earning the credit.

New Credit Card Enrollment Bonus: One-time 60,000 bonus points will be awarded if eligible Net Purchases totaling $6,000 or more are made to the Account Owner’s Card within 120 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns.

Rewards are earned based on eligible Net Purchases. Please allow 1-2 statement billing cycles after you have met the spend requirement for your points to be credited to your account. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account.

The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program.

Minimum redemption amounts may vary and are subject to change without notice. Points will expire five years from the end of the calendar quarter in which they were earned. This offer may not be combined with any other bonus offer.

Subject to credit approval. You will earn 1 Point for every $1 spent in eligible Net Purchases. You will earn 2 Points (1 base and 1 additional Point) for every $1 spent in eligible Net Purchases in the top two categories of spend each month excluding gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart.

You will earn 5 Points (1 base and 4 additional Points) for every $1 spent in eligible Net Purchases on prepaid car and hotel reservations purchased in the Travel Center using your U. S. Bank Business Leverage Visa Signature Card instead of Points.

Prepaid car and hotel reservations in the Travel Center are not classified as a travel category merchant transaction and are not eligible to receive the additional Points for that category. Please allow 1-2 statement billing cycles for Points to appear on your account. Start of disclosure content The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A.

Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.