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Clean Water State Revolving Fund Loan (CWSRF) is sponsored by U.S. Environmental Protection Agency (EPA) / Florida Department of Environmental Protection (FDEP). This program provides low-interest loans to local governments in Florida for planning, designing, and constructing or upgrading wastewater, stormwater, and nonpoint source pollution prevention projects.
Certain agricultural best management practices may also qualify for funding.
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CWSRF Program | Florida Department of Environmental Protection Infrastructure Investment and Jobs Act of 2021 (IIJA) Funding (Emerging Contaminants/Lead Service Lines) Supplemental Appropriation for Hurricanes Helene and Milton and Hawai’i Wildfires (SA-HMW) Drinking Water (DWSRF) Projects Wastewater and Stormwater (CWSRF) Projects Forms, Documents and Resources Interactive Map of Projects State Revolving Fund 101 (leaving DEP website) Scroll for More Quick Links The Clean Water State Revolving Fund (CWSRF) program provides low-interest loans for planning, designing and constructing water pollution control facilities under Chapter 62-503, F.
A. C . The department receives requests for funding throughout the year for wastewater, stormwater, and certain energy and other types of projects.
The information gathered in the request is used to establish project priorities for listing projects in order of priority for funding at the beginning of each fiscal year and each quarter, thereafter, as funds are available. Funds are made available for Planning Loans, Design Loans and Construction Loans.
Small, disadvantaged communities may also be eligible for grants, which, once qualified, can significantly reduce the amount owed on a CWSRF loan. The loan terms include a 20-year amortization and low-interest rates. Financing rates vary based on the median household income, the poverty index, and the unemployment index, but average less than 50% of the market rate.
DEP’s CWSRF and DWSRF programs offer combined virtual office hours quarterly to provide administrative, programmatic and technical assistance related to the base programs, lead service lines program, emerging contaminants, the Supplemental Appropriation of Hurricane Ian (SAFHI) and the Supplemental Appropriation of Hurricanes Helene and Milton (SAHM) funding. Quarterly Virtual Office Hour Dates: September 2, 2026; 2-3 p. m.
EDT December 2, 2026; 2-3 p. m. EST March 3, 2027; 2-3 p.
m. EST Join the Microsoft Teams webinar . Contact the Division Outreach Coordinator for more information about Office Hours.
The Clean Water Program Manual provides all of the application forms needed for the CWSRF Loan and the Small Community Wastewater Facilities Grants program. It also includes example documents, guidance, other forms, checklists and standard loan agreements. The CWSRF Intended Use Plan or Annual Report outlines how CWSRF funds are used.
The SRF construction loan process flowchart summarizes the process. Small Community Wastewater Construction Grants Program The Small Community Wastewater Construction Grants (SCWCG) Program grant program assists small communities and wastewater authorities in planning, designing and constructing wastewater management facilities under Chapter 62-505, F. A.
C . An eligible small community must be a municipality, county or authority with a total population of 10,000 or less, and have a per capita income (PCI) less than the state of Florida average PCI. Projects shall compete separately for planning, design and construction grants.
The highest priority is given to projects that address a public health risk and projects that are included in a Basin Management Action Plan. The grant percentage is determined by the sponsor’s affordability index and is 70, 80 or 90% of the loan amount up to 25% of the funds available during the fiscal year. All projects must receive a Clean Water State Revolving Fund loan to receive these grant funds.
Therefore, a SCWCG is applied for the same way as a CWSRF loan, the first step of which is to submit a Request for Inclusion Form . Water Resources Reform and Development Act On June 10, 2014, the Water Resources Reform and Development Act of 2014 (WRRDA) was signed into law. Among its provisions are amendments to Titles I, II, V and VI of the Federal Water Pollution Control Act (FWPCA).
These amendments require the department to include Davis-Bacon wage rates and American Iron and Steel provision in all loan agreements. To offset the additional costs that result from these new requirements, the base financing rate will be reduced by 1. 0% in all construction agreements.
Additionally, these amendments will require the development and implementation of a fiscal sustainability plan for all construction loans. This plan must be accepted and implemented prior to the final construction loan disbursement. For additional information on Davis-Bacon, see Davis Bacon Guidance or download a sample Davis-Bacon wages rate poster for displaying on the job site that meet the requirements.
For additional information on the signage requirement for Federal SRF-funded projects, see EPA's signage requirements . Please note DEP can help with meeting this requirement. We would also be happy to help with a press release, groundbreaking event, or newspaper article - just contact the division's outreach coordinator for assistance.
Additional information on American Iron and Steel, including current and draft waivers, is available on EPA’s website .
The CWSRF financing rate is determined using the Bond Buyer 20-Bond GO Index average market rate for the full weeks occurring during the three months in the preceding fiscal quarter and applying that average rate to a formula which also uses the affordability index and population served or to be served as variables in the calculation.
The affordability calculation spreadsheet is available to provide an estimation of the loan financing rate. Note that the rate calculated is only valid in the current quarter. Sponsors may qualify for up to 1.
2% in additional rate reductions that may be assessed based on meeting Davis Bacon requirements and American Iron and Steel requirements as well as implementation of an asset management plan, “green” projects and nontraditional projects. For more information on the interest rate, including the calculation and a chart comparing the bond market rate vs the average SRF interest rates, see the Interest Rate Fact Sheet .
The program is funded by federal grants, state matching funds, loan repayments and interest earnings. For more information about funding since the year 2000, see EPA's SRF Annual Summary Dashboard . Last Modified: Wednesday, Jun 10, 2026 - 02:42pm The content on the Florida Department of Environmental Protection's (DEP's) website was written and English, and English is the sole authoritative language for all such content.
As an aid to site might benefit from multiple language options, the website offers an automated translation feature content in the footer. The translation link will not convert attached or linked files, such as The website translation feature uses Gtranslate® (https://www. drupal.
org/project/gtranslate). third-party tool which is not owned, maintained, modified, or controlled in any way by DEP, and endorsed by DEP as preferable to either human-generated translations, or any other automated Translation is a nuanced and complex activity and computer-generated translations cannot be expected to be perfectly accurate.
Automated translations of this site are not reviewed in advance by DEP and could convey incorrect or offensive language. DEP disclaims any liability for errors, omissions, or interpretive inconsistencies arising in the context of such translation. Site users assume all risk DEP is not responsible for any loss, damage, or harm resulting from reliance on translated text.
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According to the current listing, eligibility includes: Local governments in Florida. Confirm the full requirements in the official notice before applying.
Clean Water State Revolving Fund Loan (CWSRF) is funded by U.S. Environmental Protection Agency (EPA) / Florida Department of Environmental Protection (FDEP). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Florida. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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