Climate Catalyst Revolving Loan Fund

Climate Catalyst Revolving Loan Fund is sponsored by California Infrastructure and Economic Development Bank (IBank). IBank's Climate Catalyst Program supports projects that advance California's climate goals, including the reduction of climate harms by addressing the root causes of climate change (climate mitigation) and critical infrastructure investments that improve the ability to withstand…

Climate Catalyst Program | California Infrastructure and Economic Development Bank (IBank) Accelerating the speed and scale of climate-solution deployment by mobilizing public and private finance What is the Climate Catalyst Revolving Loan Fund? The Climate Catalyst Revolving Loan Fund is designed to: Jumpstart critical climate solutions through flexible, low-cost credit and credit support .

Help bridge the financing gap that currently prevents these advanced technologies from scaling into the marketplace. Mobilize public and private finance for shovel-ready projects that are stuck in the deployment phase. Accelerate the speed and scale at which technologically proven, critical climate solutions are deployed.

What type of financial help is available? The Climate Catalyst Fund is flexible, offering a range of financial instruments to help bridge the financing gap currently preventing advanced technologies from scaling into the marketplace.

Because the Climate Catalyst Fund is designed to increase the pace and scale of private financing for climate solutions, potential applicants should have written expressions of interest from other financing parties before completing the Climate Catalyst Intake Form. The program is open to both private- and public-sector applicants. What kind of projects can get help?

Catalyst Fund’s current focus is on three sectors critical to the state’s climate mitigation and resilience strategies: Forest Biomass Management and Utilization: Projects that reduce wildfire threats through forest biomass management and utilization.

Projects may include (but are not limited to): Sustainable vegetation management Timber harvesting products such as advance energy and construction materials The clear and present threat of wildfire is California’s most obvious manifestation of climate change. Climate Catalyst’s focus on forest biomass management and utilization reflects this reality and priority.

Real opportunity exists to stimulate inclusive economic growth for Californians in forest communities — distributing the benefits of climate solutions beyond the communities where they are typically experienced through other types of projects including solar, wind, and electric vehicles. View the Wildfire and Forest Resilience project categories and eligibility criteria .

Clean Energy Transmission: Projects that increase access to zero-carbon resources through new clean energy transmission infrastructure.

Projects may include (but are not limited to): Clean energy transmission project infrastructure Other necessary technical elements of transmission infrastructure, such as environmental planning, permitting, and preconstruction costs for projects The initial project or projects funded in this sector will support the development of a new transmission line to deliver zero-carbon, firm electricity from the Salton Sea region to the system operated by the California Independent System Operator.

This line is identified by the Administration and relevant state agencies as critical to achieving the state’s mid-decade energy reliability goals , as well as delivery on the Lithium Valley vision , and goals for clean energy and climate mitigation more broadly. View the Clean Energy Transmission project categories and eligibility criteria .

Climate-Smart Agriculture: Projects that promote climate-smart technologies and practices across the agricultural value chain Projects may include (but are not limited to): On-farm and food processing renewable energy, including electricity, fuels, and bioenergy Energy, water, and materials efficiency Methane reduction projects that use best practice approaches consistent with state policy goals Energy storage or microgrids The rapidly evolving field of climate-smart agriculture presents some of the most compelling opportunities to support climate resilience in a critical industry while also directly reducing global warming pollution.

As a global leader in agricultural productivity and innovation, what California does to address the climate crisis can have truly global significance. View the Climate-Smart Agriculture project categories and eligibility criteria . The Climate Catalyst Program is not accepting applications for Climate-Smart Agriculture projects at this time.

Stakeholders will be notified via IBank’s Climate Financing Newsletter when financing becomes available. Sign-up for the Climate Financing Newsletter . If you have a climate-smart agriculture or forest biomass management or utilization project and have written expressions of interest from other financing parties , complete the Climate Catalyst Intake Form below.

Learn about the program goals, requirements, application process, and more in our Criteria, Priorities, and Guidelines for the Selection of Projects . Click image for Climate Catalyst Fact Sheet Complete the Climate Catalyst Intake Form Why Climate Catalyst Fund?

California’s climate innovators are ready to move — The time is now Innovative, clean technologies struggle to scale into the marketplace, while shovel-ready projects are standing by right now and just need the final “gap” financing in order to deploy, creating jobs and economic growth today. State, national, and international leaders are calling the 2020s the critical decade for climate action.

To avoid the worst effects of climate change in the decades ahead, we must make tangible progress at infrastructure scale . California has the world’s leading combination of policies and markets for sustainability — Catalyst’s supportive financing can help scale up critical climate solutions.

Both public- and private-sector capital are necessary to bring climate solutions into reality Private capital is the key but requires supportive capital from the public sector to enter new markets. Public sector support complements existing grant programs to create a greater impact.

Public revolving loan funds like Climate Catalyst can leverage 3-8X in private investment , providing a great public benefit in a time of challenged budgets. Telephone: (916) 341-6600 Office: 1325 J Street, Suite 1300, Sacramento, CA 95814 Telephone: (916) 341-6600 Office: 1325 J Street, Suite 1300, Sacramento, CA 95814 Mailing: P. O.

Box 2830, Sacramento, CA 95812-2830 Statewide Disaster Response Tool Fariba Khoie is the Bond Finance Program Manager at California Infrastructure and Economic Development Bank (IBank). She joined IBank in 2014. Fariba is responsible for IBank conduit bonds sales, including Industrial Development Bonds, Exempt Facility Bonds, 501 (c)(3) Bonds, Public Agency Revenue Bonds, and Infrastructure State Revenue Fund Bonds.

In addition, she manages continuing disclosure reports; and various annual reports; and reviews and monitors tax arbitrage reports. Fariba brings vast experience to IBank from the State Treasurer’s Office where she served as a Treasury Program Manager.

While there, she managed various municipal bonds sales, including Economic Recovery Bonds, General Obligation and Revenue Bonds for the Department of Veterans Affairs and Public Works Board. Fariba also managed Pooled Money Investment Account loans and Guaranteed Investment Agreements among other responsibilities.

Before that, Fariba worked at the Department of Water Resources Power Bonds and SWAPS Portfolio and at the Department of Transportation performing various accounting and fiscal duties. Fariba also has a wealth of experience in banking, and financial analysis. Fariba holds an MBA Degree in Finance from California State University Sacramento as well as a Bachelor’s of Science Degree in Statistics from Shiraz University in Iran.

She is a member of National Federation of Municipal Analysts. This will close in 0 seconds John Belmont is a Bond Finance Specialist, at IBank. John joined IBank in July of 2007.

John is responsible for coordinating conduit bond sales and post bond issuance compliance. Prior to his current role, John spent several years in the financial services industry and was Assistant Vice President, Business Development, for a local community bank. John also served as a loan officer for the U.S. Small Business Administration, Disaster Assistance Program.

John holds a Bachelor of Science in Business Administration from California State University, Hayward, and an MS Marketing degree from Golden Gate University, San Francisco. This will close in 0 seconds Steven Wright is a Loan Officer Specialist in the Loan Origination Unit. Steven reviews, analyzes, and processes loan requests for various state and local government entities, private enterprises, and nonprofit organizations.

Prior to his current role, Steven served as a Budget Officer with the California Department of Food and Agriculture where he oversaw several program budgets and personnel operations. Steven earned his Bachelor’s degree in Business Management and Master’s degree in Agricultural Business from Alabama A&M University.

This will close in 0 seconds Lina Moeller is the Loan Origination Manager for the California Infrastructure and Economic Development Bank (IBank) and manages the direct lending programs – the Infrastructure State Revolving Fund (ISRF) Program, and the California Lending for Energy and Environmental Needs (CLEEN) Center direct lending financing.

Lina joined IBank in January 2016, and is responsible for managing and directing all credit and loan underwriting activities for the Loan Origination Unit. Lina conducts extensive outreach at conferences and expos, speaking and presenting on behalf of IBank at various events including California Financing Coordinating Committee (CFCC) events. Lina has been in the lending industry for over 26 years.

Lina started her career working as a credit analyst and underwriter at Community Bank, N. A before joining Bank of America where she held positions from credit analyst, portfolio manager, SBA underwriter, commercial underwriter, to approval officer. Lina also worked as an SBA underwriter at Resource Capital CDC.

Prior to joining IBank she was Vice President of Lending at Vision One Credit Union for over seven years. Lina holds a degree of Master of Business Administration from Wright State University, and a Graduate Finance Certification from Southern Methodist University.

This will close in 0 seconds John Weir is the Loan Servicing Unit Manager for the California Infrastructure and Economic Development Bank (IBank) and manages the servicing and compliance of outstanding direct loans and reconciliation of the loan portfolio.

John Weir joined IBank in 2015 as a Staff Loan Officer in the Bond Financing Unit and later worked in the Loan Origination Unit where he reviewed credit and project eligibility for the direct loan program. John has been in the lending industry for over 30 years.

He started his career working as a loan officer credit and analyst at various lending institutions before joining Liberty American Mortgage where he held several positions from underwriter, senior credit officer, to V. P. of bulk loan portfolio sales for over three years.

Following years in the private sector, he joined the State of California, working at the State Treasurer’s Office working with the California Debt Limit Allocation Committee and the California Pollution Control Financing Authority. He graduated with the degree of Bachelor of Science in Finance from California State University, Sacramento.

This will close in 0 seconds Loan Officer, Loan Origination Unit Betty Bian is a Loan Officer in the Loan Origination Unit.

Betty joined IBank’s Loan Origination Unit as an Associate Governmental Program Analyst in February 2020, where she performed analytical and consultative duties and services critical to administering the Infrastructure State Revolving Fund Program (ISRF Program) and the California Lending for Energy and Environmental Needs Center (CLEEN Center) programs. Prior to her current role, Betty worked 25 years in the banking industry in China.

She worked for 8 years with the Royal Bank of Scotland where she served as Branch Compliance Manager; 12 years at Bank of Tokyo-Mitsubishi UFJ where she was the manager of the Planning Department. She also worked at Morgan Stanley Bank International as Head of Compliance. Betty has a master’s degree in Japanese Culture from Beijing Foreign Studies University.

This will close in 0 seconds Loan Officer (Loan Origination Unit) Richard Nesbitt joins the California Infrastructure and Economic Development Bank (IBank) as a Loan Officer in the Loan Origination Unit. Richard performs credit underwriting activities for infrastructure Loan Programs at IBank within the Governor’s Office of Business and Economic Development.

Prior to his current role, Richard served for over four years as a Senior Servicing Officer with California Statewide, an SBA Certified Development Corporation, where he handled Special Assets, Risk Ratings on the loan portfolio and general servicing actions on SBA 504 loans.

Richard has also served as Senior Underwriter and Credit Analyst at Accenture, Underwriter and Analyst at First Northern Bank, and over six years at California Bank and Trust as AVP / SBA Portfolio Representative. Richard brings 20+ years of experience in lending, managing loan portfolios, maintaining federal compliance regulations, risk analysis, and financial analysis and credit underwriting.

This will close in 0 seconds Stefan Spich is the General Counsel for IBank. Prior to joining IBank in 2014, Stefan worked as Staff Counsel for the Drinking Water Program at the California Department of Public Health. Prior to state service he worked as a corporate and business attorney for a local Sacramento firm, and for Baker & McKenzie LLP in San Diego.

Stefan earned his law degree from UC Davis King Hall, studied at Eotvos Lorand University in Budapest and holds honors BA degrees in History and Politics from UC Santa Cruz. This will close in 0 seconds Senior Accounting Officer Robin Adams is a Senior Accounting Officer at IBank. She has worked in Accounting for the State for 8 years.

Robin holds a BA in Accounting from the University of Arizona and currently in the Masters of Accountancy at the University of Arizona. This will close in 0 seconds Megan Hodapp is the SBFC Manager at the California Infrastructure and Economic Development Bank (IBank).

Prior to becoming the manager, she served as a Loan Officer in the Small Business Finance Center for 3 years where she assisted California small businesses with accessing capital. The SBFC currently administers the California Small Business Loan Guarantee Program, California Small Business Disaster Relief Loan Guarantee Program, Farm Loan, and Jump Start Loan Program.

Megan manages IBank’s partnerships with 7 Financial Development Corporations (FDCs) located throughout the State to encourage small business lending. The programs offer repayment of guarantees on behalf of IBank to financial institutions as incentives to make loans to small businesses that experience capital access barriers. Megan has been serving small businesses in California in a variety of jobs and programs throughout her career.

Prior to her career with IBank, Megan was a program analyst for the Office of the Small Business Advocate (OSBA) at the Governor’s Office of Business and Economic Development (GO-Biz) and for the California Capital Access Program (CalCAP) at the State Treasurer’s Office (STO). Megan graduated from California State University Sacramento with a Bachelor of Science degree in Criminal Justice.

This will close in 0 seconds Yana Buryak is a SBFC Specialist, where she performs results-driven and analytical work, serving the small business communities of California. She analyzes loan guarantee data to produce quantitative reports for Small Business Finance Center, performs program management and builds partnerships with Financial Development Corporations (FDCs).

Prior to her current role, Yana was a Retirement Program Specialist at CalPERS. Prior to her state service, she worked as a mathematics and statistics tutor in the math lab of Sacramento City College. She loves numbers and analytical problems.

Yana has a Bachelor’s Degree in Applied Mathematics and Statistics from California State University, Sacramento. This will close in 0 seconds Anush Avetisova is a SBFC Specialist. Prior to her current role at IBank, Anush worked as a retirement specialist at CalPERS, assisting CalPERS members with Service, Disability, Industrial Disability Retirement benefits.

Prior to CalPERS, Anush worked as an accounting assistant with Sterling Caviar, LLC and as an accountant/business owner of Sacramento Design Flooring Inc. Anush graduated from California State University, Sacramento with Bachelor’s Degree in Finance and MBA. This will close in 0 seconds Deputy Director for Climate Finance Dan Adler is the Deputy Director for Climate Finance at IBank.

He has a BA in Political Science from the University of California, Berkeley and an MA in Public Policy from Harvard University. This will close in 0 seconds Deputy Director of External Affairs In July 2021, Karen Naungayan joined the California Infrastructure and Economic Development Bank (IBank), located within the Governor’s Office of Business and Economic Development (GO-Biz) as Deputy Director of External Affairs.

Prior to joining IBank, in 2016, Karen Naungayan was appointed by Governor Jerry Brown as the Assistant Director of External Affairs at the CA Department of Housing and Community Development (HCD), where she served for five years, including two years also functioning as Acting Deputy Director of Communications under Governor Gavin Newsom.

Prior to HCD, Karen was Communications Director for ten years at Housing California, the state’s leading advocacy organization on housing and homelessness. Previous jobs include marketing programs manager at Inventures Alliance Management, where she created and oversaw marketing and communications programs for three non-profit, international high-tech consortia. and managing editor of the B2B arm of Barnes & Noble.

com. Karen is a graduate of California State University, Sacramento and holds a degree in English, with a minor in Business Administration/Marketing.

Karen is a previous board member of the Sacramento Housing Alliance and is active in the community as a volunteer, with former work as a court-appointed special advocate (CASA) for foster youth, mentor at Women’s Empowerment (an organization educating and empowering women who are experiencing homelessness so they can find employment and a stable home), and member of Sacramento Junior League.

Karen has also participated in fund development for various nonprofits, including Habitat for Humanity of the Greater Sacramento Region. This will close in 0 seconds Loan Servicing Specialist Ammer Singh is a Loan Servicing Specialist in the Loan Servicing Unit. Singh has been involved with financial monitoring and oversight in California of affordable housing finance programs throughout his career.

Prior to his current role, Singh was with the California Tax Credit Allocation Committee (CTCAC) where he was a Staff Services Manager I and worked in the Compliance Monitoring Unit to ensure development of low-income housing tax credit projects and compliance with federal IRS Section 42 program regulations and CTCAC program regulations.

Singh was responsible for critical agency contracts that provided financial asset management of tax credit projects and the development of energy efficient tax credit projects in California. During his time with CTCAC, Singh worked with energy consultants to ensure compliance with California title 24 energy efficiency standards and the development of several netzero energy tax credit projects in California.

Prior to CTCAC, Singh was a Housing Finance Specialist in the asset management unit of the California Housing Finance Agency (CalHFA) where he ensured financial monitoring and oversight of multiple affordable housing developments in California. Singh graduated from California State University, Sacramento where he earned a Bachelor of Arts degree in Economics.

This will close in 0 seconds Jim Rennie is a Loan Officer Specialist in the Loan Servicing Unit. He has more than 30 years in the financial services industry in both the private and public sectors. Jim earned his Bachelor’s degree in Natural Sciences and Theatre at Case Western Reserve University, and Master of Business Administration at Golden Gate University.

This will close in 0 seconds Ella Clinton is an Analyst II for the Loan Servicing Unit. Before her promotion, Ella was the Office Technician (Typing) in the Administrative Unit. Prior to State Service, Ella ran her own small business for seven years.

Ella holds a bachelor’s degree in Economics, with minors in French and International Relations) from the University of the Pacific. This will close in 0 seconds Senior Accounting Officer, Specialist Tina Chuong is the Senior Accounting Officer to the Fiscal Unit. Tina is responsible for performing complex accounting duties of the Small Business Expansion Fund, Climate Catalyst Fund, and other IBank funds as needed.

She also assists in the preparation of the Comprehensive Annual Financial Report (CAFR). Tina has worked with IBank Fiscal Unit for the almost 2 years as the Accounting Officer. In that time, she has been a valued member of the IBank Team.

She was responsible for multiple fund reconciliations and assisted with the year-end reports. Prior to her current role, Tina was an Accounting Officer at the Department of Motor Vehicles, in the Revolving Fund Unit, where she gained experience in disbursements and travel-related reimbursements. Tina started her career as a student assistant while enrolled at California State University, Sacramento.

Tina was a member of the Accounting Society at California State University, Sacramento, where she was appointed to a Secretary and a Community Service Director for the Board of Directors of Accounting Society. Tina earned her bachelor’s degree in Business Administration, Accountancy concentration, at the California State University, Sacramento.

This will close in 0 seconds Senior Accounting Officer Aastha Sehgal is the Senior Accounting Officer to the Fiscal Unit. Aastha is responsible for performing complex accounting duties of the ISRF Fund, Small Business Expansion Fund, Climate Catalyst Fund, and other IBank funds as needed. She also assists in the preparation of the Comprehensive Annual Financial Report (CAFR).

Aastha brings to IBank a wealth of knowledge and has a strong background in the QuickBooks accounting system the fiscal unit uses for day-to-day operations. Prior to her current role, Aastha was an Accounting Officer for California Department of Public Health for the past year. She worked in the Accounts Receivable Unit where she gained experience in receipting cash and setting up the accounts receivables.

She has also worked at the Employment Development Department auditing unemployment claims and working in the Integrity Accounting Division posting payments from employers and employees.

Aastha has attended Chartered Accountants of India in Accountancy, she received Bachelor of Commerce from PG Government College in India and she attended Panipat Institute of Engineering and Technology receiving a master’s in Business Administration and Accounting. This will close in 0 seconds Associate Accounting Analyst Pa Thao is the Associate Accounting Analyst to the Fiscal Unit.

Pa is responsible for the payments issued on behalf of IBank and enters data into our financial recording system for funds administered. Pa brings to IBank a wealth of knowledge on state accounting policy and procedures and has a strong background in the QuickBooks and FI$Cal the accounting systems the fiscal unit uses daily.

Prior to her current role, Pa was a Student Assistant for California Secretary of State, in the Accounts Receivable Unit where she gained experience in receipting cash and setting up the accounts receivables for personnel. She also has trained the new state permanent employees on their desk duties.

Pa earned her bachelor’s degree in Accountancy from the University of Arizona Global Campus and an associate degree from Sacramento City College in Business Administration. This will close in 0 seconds Deputy Director of Compliance and Administrative Services Jeffrey Ingles is the Deputy Director of Compliance and Administrative Services at the California Infrastructure and Economic Development Bank (IBank).

Since his hire in May 2017, Ingles’ main duty is to analyze compliance and risk of IBank programs with law, regulations, and guidelines as well as directives and requirements and manage the administrative functions at IBank. In addition, Jeffrey performs critical services in the evaluation of program design, policies and procedures and conducts risk assessments, compliance examinations, and reviews of IBank programs and operations.

Jeffrey has 29 years of State Service in administration, auditing, budgeting, compliance, lending, and risk evaluation. Before assuming his current role, Jeffrey served as the Chief Auditor (Supervising Management Auditor) at the California Department of Water Resources (DWR). Ingles’ State career began in 1997 as a Loan Officer with the California Department of Resources, Recycling and Recovery (CalRecycle).

He followed that experience with assignments as an Associate Construction Analyst with the California Department of Corrections and Rehabilitation (CDCR); Loan Officer Supervisor I of the CLEAN Loan Program, Supervisor II and Chief of the Planning and Management Branch with the California Department of Toxic Substances Control (DTSC); and the Innovative Finance Manager (Supervisor II) with the California Department of Transportation (Caltrans).

Prior to State service, Jeffrey worked in the private sector for the nation’s largest publicly traded managed health care company, as a Senior Financial Analyst and in commercial banking as a Branch Manager, Financial/Credit Analyst, Internal Auditor, Loan Officer, and Operations Officer.

Jeffrey has a Master of Business Administration degree from National University and a Bachelor of Arts degree from California State University, Sacramento and has completed the Management Development Program from California State University, Sacramento. This will close in 0 seconds Angel Lau is the Chief Counsel for IBank Prior to joining IBank, Angel was a partner at a securities law firm in San Diego.

She also interned at the Securities and Exchange Commission and the U.S. Attorney’s Office. Preceding her legal career, Angel spent 15 years at Lehman Brothers New York working on the Structured Arbitrage desk, the Principal Finance and Securitization Group, and the Partnership Solutions Group.

Angel attained her Bachelor of Arts degree in Economics from Stanford University and graduated cum laude from the University of San Diego School of Law. This will close in 0 seconds Jaymie Lutz is an Analyst II in the Compliance Unit. Prior to her current role, she served as a Student Assistant, Office Technician, and Staff Services Analyst for IBank where she assisted in duties related to procurement, contracts, and board meetings.

Jaymie earned a bachelor’s degree in Communications from California State University, Sacramento. This will close in 0 seconds Genny McLaren is the Information Officer I in IBank’s External Affairs unit. Genny has more than a decade of experience working in local news and media.

Before joining IBank, she worked as a newscast producer for FOX40 News in Sacramento. She also has extensive experience writing and editing for print, radio and digital media. Genny attended California State University - Chico, where she earned degrees in Journalism and American Studies and minored in Political Science.

This will close in 0 seconds Anissa Khemici is the Staff Services Analyst in the Administrative Unit, providing support to both IBank management and reporting staff. Prior to her current role, she had the opportunity to work at Franchise Tax Board (FTB) as an Office Technician, serving as their Timekeeper and Attendance Coordinator.

She has also served six years at Sacramento State University, beginning her career as a Student Assistant for Sacramento State University's International Program, and concluding as the Dean's Executive Assistant at the College of Continuing Education. Anissa is a Sacramento native.

She has received both her Master's degree and Bachelor's degree in Higher Education and Leadership and Communications, from California State University, Sacramento. This will close in 0 seconds Loan Officer, Loan Origination Unit May Chanthakone is a Loan Officer in the Loan Origination Unit. May is responsible for supporting and performing credit underwriting activities for the loan programs.

Before her current role, she worked at the San Joaquin County Human Services Agency. May also served as a Commercial Credit Analyst for Bank of the West. May holds dual bachelor’s degrees in economics and Business Administration with a concentration in Finance from California State University of Sacramento.

This will close in 0 seconds Lydia is a Loan Officer for the Loan Origination Unit. Prior to joining IBank, Lydia acquired over 15 years of experience working in finance and lending. Her career began in retail branch banking with Union Bank in 2005.

Several years later, Lydia moved into residential lending where she helped facilitate the mortgage loan process by providing direct support to loan officers and working in operations as a Loan Processor. Lydia holds a Bachelor of Science in Biology from California State University, Fresno. This will close in 0 seconds Venture Capital Development Consultant Nicola Kerslake is a Venture Capital Development Consultant for IBank.

Nicola has spent close to 20 years in institutional investments in Europe, Asia, and the U.S. After spending time as a rated equity analyst at ABN Amro Hoare Govett in London, she led a team of equity analysts in Asia, achieving top 3 ratings in independent analyst rankings. In the U.S., she has managed hedge fund portfolios at a subsidiary of the Monitor Group and established private equity and real asset platforms for SEI Investments.

Since 2013, she has acted as the investment manager for Battle Born Venture, a venture capital fund under the SSBCI program. A graduate with honors of Magdalen College, Oxford (where she studied politics, philosophy, and economics), Nicola also holds a Chartered Financial Analyst (CFA) qualification and is a Techstars graduate. Her work has been featured in leading financial media, including the Wall Street Journal and Financial Times.

This will close in 0 seconds Robert Portillo (He/Him & They/Them) is an Analyst I in the Compliance and Administrative Services Unit. Their degree in International Studies (Latin American Studies from Cal Poly Humboldt) has provided them with a diverse background in politics and social issues. They studied abroad in Buenos Aires, Argentina where they were immersed in Latin American culture and LGBTQIA+ issues.

From working at FEMA to the Sacramento LGBT Community Center, Robert has experience in varying working environments and working with diverse groups of people. This will close in 0 seconds Dinara Nussipov is an SBFC Analyst in the Small Business Finance Center. Dinara’s previous position was working for Sacramento County as the Human Services Social Worker at the Department of Child, Family and Adult Services.

Prior to that, she worked as a Human Services Specialist at the Department of Human Assistance. Dinara holds a Master’s Degree in Public Health from California State University, Fullerton and a Bachelor of Arts in Social Work from California State University, Sacramento. This will close in 0 seconds Bond Finance Analyst in the Bond Unit Dalibor Zivkovic is a Bond Finance Analyst in the Bond Unit.

For over eight years, Dalibor Zivkovic has worked with well-established national banks and local credit unions. He is an experienced Customer Relations Representative, Loan Officer, and Financial Fraud Investigator. Driven by his passion for public service, he takes pride in knowing that he can make a difference in his community.

Dalibor attended California State Polytechnic University - Humboldt, where he graduated with a degree in Criminology & Justice Studies with an emphasis on Social Justice. This will close in 0 seconds Jindra Reyes is an SBFC Analyst in the Small Business Finance Center.

Prior to her current role at IBank, Jindra worked as a retirement analyst in CalPERS with 16 years of experience delivering legendary customer service to CalPERS members and business partners. She was the subject matter expert providing retirement estimates and processing retirement benefits for CalPERS members. Prior to CalPERS, she worked as a student assistant at DMV.

Jindra graduated from California State University Sacramento with a Bachelor’s degree in Business Administration. This will close in 0 seconds Bryan Fairman is a Senior Staff Counsel in IBank’s Legal Unit. Prior to joining IBank, Bryan has spent thirteen years representing financial institutions in various capacities.

Most recently he was a managing attorney for a