Commonwealth Disaster Recovery Assistance Program (DRAP)

Commonwealth Disaster Recovery Assistance Program (DRAP) is sponsored by Pennsylvania Emergency Management Agency (PEMA). Provides grants for home repairs, temporary housing, and rental expenses to homeowners and renters affected by disasters in Pennsylvania.

Apply for Post-Disaster Assistance from the Pennsylvania Emergency Management Agency | Commonwealth of Pennsylvania Apply for Post-Disaster Assistance This program steps in when federal recovery funding isn't available, and for Pennsylvanians who might not qualify for federal funding. \r\n The Disaster Recovery Assistance Program, known as DRAP, helps Pennsylvanians who have survived disasters and have no other way to recover.

The program provides grants to households that can be used to: Pay for temporary housing or rental expenses Replace certain personal items​ The Disaster Recovery Assistance Program, known as DRAP, helps Pennsylvanians who have survived disasters and have no other way to recover.

The program provides grants to households that can be used to: Pay for temporary housing or rental expenses Replace certain personal items​ \r\n Applications are open for three of the following six disasters: Applications are open for three of the following six disasters: Washington County September Severe Storms Pennsylvania Disaster Recovery Assistance Program (DRAP) may be available to eligible residents who live in a municipality identified on this notice.

Application close date: Jan. 26, 2027. Washington County September Severe Storms: What's Next?

[pdf] Washington County September Severe Storms: Activation Notice [pdf] Centre, Clinton, Erie, and Lycoming County Severe Storms Pennsylvania Disaster Recovery Assistance Program (DRAP) may be available to eligible residents who live in a municipality identified on this notice. Application close date: Dec. 24, 2026.

Centre, Clinton, Erie, and Lycoming County Severe Storms: What's Next? [pdf] Centre, Clinton, Erie, and Lycoming County Severe Storms: Activation Notice [pdf] Eligible to residents of certain municipalities who were affected by floods on July 28, 2026. Application close date: Nov.

22, 2026. Clearfield Flooding: What's Next? [pdf] Clearfield Flooding: Activation Notice [pdf] Oak Forest Apartment Fire For apartment complex residents who need help after the June 11 fire.

Application closed on Sept. 27, 2026. Oak Forest: What Comes Next?

[English pdf] Oak Forest: What Comes Next? [Spanish pdf] Oak Forest Activation Notice [English pdf] Oak Forest Activation Notice [Spanish pdf] Severe Storms in Philadelphia Eligible to residents who live in certain Philadelphia ZIP codes who were affected by July 11 severe weather. Application closed on Nov.

2, 2026. Philadelphia Storms: What's Next? [pdf] Philadelphia Storms: Activation Notice [pdf] Flooding in Blair & Huntingdon Eligible to residents of certain municipalities who were affected by floods on July 5-6, 2026.

This Application is closed. Blair & Huntingdon: What Comes Next? [pdf] Blair & Huntingdon Activation Notice [pdf] \r\n Eligible residents must: Live in a municipality that has declared a disaster.

Have first been denied a Small Business Administration loan, unless they receive income-based government benefits (such as SNAP, Medicaid, or TANF). \r\n \r\n Eligibility is income-based. Use the chart below to determine if you are eligible to apply.

Live in a municipality that has declared a disaster. Have first been denied a Small Business Administration loan, unless they receive income-based government benefits (such as SNAP, Medicaid, or TANF). Eligibility is income-based.

Use the chart below to determine if you are eligible to apply. Eligibility is income-based. Use the chart below to determine if you are eligible to apply.

\r\n \r\n Income Eligibility for the Disaster Recovery Assistance Program \r\n \r\n Family Size \r\n Income \r\n 1 \r\n $78,250 \r\n 2 \r\n $105,750 \r\n 3 \r\n $133,250 \r\n 4 \r\n $160,750 \r\n 5 \r\n $180,250 \r\n 6 \r\n $215,750 \r\n 7 \r\n $243,250 \r\n 8 \r\n $270,750 \r\n Each additional person \r\n Add $27,500 \r\n \r\n"}}"> Eligibility is income-based. Use the chart below to determine if you are eligible to apply.

Income Eligibility for the Disaster Recovery Assistance Program \n This table lists income that is 500% of the most recent National Poverty Guidelines published by the United States Department of Health and Human Services . This table lists income that is 500% of the most recent National Poverty Guidelines published by the United States Department of Health and Human Services .

\r\n Get help paying for losses that were a direct result of the disaster. Covered losses fit into one of three categories: Get help paying for losses that were a direct result of the disaster.

Covered losses fit into one of three categories: Receive money to put toward remediations or repairs in your residence: Entrances or exits ways from the home to ensure safe access (doesn't include improvements to entrance and exit ways) Disaster-related debris removal that causes a threat to health, safety, or access to the residence Structural damage to the home Windows, doors, floors, walls, ceilings, or cabinetry Well or other water systems Heating, ventilation, or air conditioning systems Utilities, including electrical, plumbing, and gas Blocking, leveling, and anchoring a mobile home, and reconnecting or resetting its sewer, water, electrical, and fuel lines and tanks Permitting and inspection \r\n \r\n Receive up to $20,000 for remediations or repairs.

Receive money to put toward remediations or repairs in your residence: Entrances or exits ways from the home to ensure safe access (doesn't include improvements to entrance and exit ways) Disaster-related debris removal that causes a threat to health, safety, or access to the residence Structural damage to the home Windows, doors, floors, walls, ceilings, or cabinetry Well or other water systems Heating, ventilation, or air conditioning systems Utilities, including electrical, plumbing, and gas Blocking, leveling, and anchoring a mobile home, and reconnecting or resetting its sewer, water, electrical, and fuel lines and tanks Permitting and inspection Receive up to $20,000 for remediations or repairs.

Temporary Housing & Rental Assistance For eligible homeowners and renters, DRAP funds may be used for temporary housing and rental expenses if the home is destroyed, uninhabitable, inaccessible, or unavailable due to a disaster \r\n Covers up to 60 days' lodging at a licensed establishment. Rooms must be booked with at least two members of the household staying in each room, where possible.

\r\n Covers security deposits, first and last months rent and pet deposits needed to move in. A copy of the residential lease application documents and/or residential lease agreement must be submitted with the DRAP application \r\n Receive up to $7,500 for temporary housing and rental expenses.

For eligible homeowners and renters, DRAP funds may be used for temporary housing and rental expenses if the home is destroyed, uninhabitable, inaccessible, or unavailable due to a disaster Covers up to 60 days' lodging at a licensed establishment. Rooms must be booked with at least two members of the household staying in each room, where possible. Covers security deposits, first and last months rent and pet deposits needed to move in.

A copy of the residential lease application documents and/or residential lease agreement must be submitted with the DRAP application Receive up to $7,500 for temporary housing and rental expenses. Covered items include, but are not limited to: \r\n Non-essential items are not covered and include items like: Hobby Collections (Baseball Cards, Stamps, Etc.) \r\n \r\n Receive up to $7,500 to replace essential items.

Covered items include, but are not limited to: Non-essential items are not covered and include items like: Hobby Collections (Baseball Cards, Stamps, Etc.) Receive up to $7,500 to replace essential items. \r\n When the program opens for a qualifying disaster, you can apply online or in person by visit a Disaster Loan Outreach Center in your area.

\r\n To apply online, you'll need to register for a Keystone Login through the commonwealth. Expand the "application walkthrough" section for instructions. ​ When the program opens for a qualifying disaster, you can apply online or in person by visit a Disaster Loan Outreach Center in your area.

To apply online, you'll need to register for a Keystone Login through the commonwealth. Expand the "application walkthrough" section for instructions. ​ \r\n \r\n 2.

Proof of income Paystubs for all household members (for 3 months from the last year) \r\n \r\n 3. Photos of damage claimed \r\n 4. Receipts for requested reimbursements \r\n 5.

Two quotes for remediation or repair work \r\n 6. Canceled check (No bank account? Let your case manager know when you're notified about the decision on your application.)

\r\n 7. Copies of home/renter's insurance declaration page and car insurance declaration page (if seeking help for damaged vehicle) \r\n 8. Proof of loan request denial from the Small Business Administration, if your household does not receive income-based government benefits (For Example: Supplemental Nutrition Assistance Program, Temporary Assistance for Needy Families, Medicaid.)

Paystubs for all household members (for 3 months from the last year) 3. Photos of damage claimed 4. Receipts for requested reimbursements 5.

Two quotes for remediation or repair work 6. Canceled check (No bank account? Let your case manager know when you're notified about the decision on your application.)

7. Copies of home/renter's insurance declaration page and car insurance declaration page (if seeking help for damaged vehicle) 8. Proof of loan request denial from the Small Business Administration, if your household does not receive income-based government benefits (For Example: Supplemental Nutrition Assistance Program, Temporary Assistance for Needy Families, Medicaid.)

Let's break the application process down into steps. [ Application Walkthrough (PDF) ] \r\n ​ 1. Get a Keystone Login.

\r\nKeystone Logins are used across the Commonwealth of Pennsylvania for all kinds of services. You may already have one. If you don't, registering is easy.

Get your login. \r\n 2. Begin your application online.

Go to the Single Application for Assistance. \r\n 3. Name your project using your last name.

Select "no" to both dropdown options. \r\n 4. Under "Program Name," type in "DRAP."

Keep "sort by>program name" selected. Click "search." \r\n 5.

Scroll down to search results and apply to the disaster that affected you. \r\n 6. Confirm requirements: Ensure that your property is in the affected county Verify that the property is your primary residence Verify that you meet income requirements \r\n \r\n 7.

Enter basic info: \r\n \r\n 8. Enter the full address of the property that was damaged. \r\n 9.

Click continue. Don't worry about Application Page 4. \r\n 10.

Application Addenda: We'll need you to attach some additional info. Let's break the application process down into steps. [ Application Walkthrough (PDF) ] ​ 1.

Get a Keystone Login. Keystone Logins are used across the Commonwealth of Pennsylvania for all kinds of services. You may already have one.

If you don't, registering is easy. Get your login. 2.

Begin your application online. Go to the Single Application for Assistance. 3.

Name your project using your last name. Select "no" to both dropdown options. 4.

Under "Program Name," type in "DRAP." Keep "sort by>program name" selected. Click "search."

5. Scroll down to search results and apply to the disaster that affected you. Ensure that your property is in the affected county Verify that the property is your primary residence Verify that you meet income requirements 8.

Enter the full address of the property that was damaged. 9. Click continue.

Don't worry about Application Page 4. 10. Application Addenda: We'll need you to attach some additional info.

Frequently Asked Questions Have questions about the Disaster Recovery Assistance Program? We're here to help! Find answers to common questions below.

Housing & Commercial Property Discrimination Complaints Under the Pennsylvania Human Relations Act (PHRA), housing discrimination can happen in the process of renting, buying, selling, or obtaining a loan. \r\n How to File a Complaint Under the Pennsylvania Human Relations Act (PHRA), housing discrimination can happen in the process of renting, buying, selling, or obtaining a loan.

What is the Pennsylvania Disaster Recovery Assistance Program? It's a state program designed to provide relief to households that suffer certain losses due to a disaster, and have no other ability to recover. \r\n The program will only cover certain losses that are otherwise not covered by insurance, a nonprofit, or other government entity.

It's a state program designed to provide relief to households that suffer certain losses due to a disaster, and have no other ability to recover. The program will only cover certain losses that are otherwise not covered by insurance, a nonprofit, or other government entity. What types of disasters qualify for the program?

We'll announce when the program is activated for a particular disaster. \r\n For the program to activate, three criteria must be met after a disaster: There's no Presidential disaster declaration The Small Business Administration issues a physical disaster declaration The governor determines that the program should be activated We'll announce when the program is activated for a particular disaster.

For the program to activate, three criteria must be met after a disaster: There's no Presidential disaster declaration The Small Business Administration issues a physical disaster declaration The governor determines that the program should be activated Who is eligible for the program? Eligibility is determined by annual household income.

\r\n Households that earn below 500% of National Federal Poverty Guidelines may be eligible for the Disaster Recovery Assistance Program. \r\n However, funds are limited, so all applicants who do not receive income-based government benefits must first apply for and be denied a loan from the U.S. Small Business Administration. Eligibility is determined by annual household income.

Households that earn below 500% of National Federal Poverty Guidelines may be eligible for the Disaster Recovery Assistance Program. However, funds are limited, so all applicants who do not receive income-based government benefits must first apply for and be denied a loan from the U.S. Small Business Administration. What counts as a household?

An individual or group living together at one mailing address. If multiple families live at one mailing address, that is considered one household. An individual or group living together at one mailing address.

If multiple families live at one mailing address, that is considered one household. What is household income? The combined, gross income of all members of the household in the previous calendar year.

\r\n​Gross pay = before taxes, benefits and other payroll deductions are withheld from wages. The combined, gross income of all members of the household in the previous calendar year. ​Gross pay = before taxes, benefits and other payroll deductions are withheld from wages.

What is a Small Business physical disaster loan? They're low-interest loans offered by the federal government, made available to disaster survivors to help them recover. They're low-interest loans offered by the federal government, made available to disaster survivors to help them recover.

I'm not a business. Does the SBA loan apply to me? Yes.

We know it can sound confusing, but the Small Business Administration offers loans for individuals, too. Yes. We know it can sound confusing, but the Small Business Administration offers loans for individuals, too.

Why do I first need to apply for a SBA loan? Households with higher incomes must first see if they can get federal help through the Small Business Administration because our program is a state program with limited funds. It is for people who cannot get help anywhere else.

Households with higher incomes must first see if they can get federal help through the Small Business Administration because our program is a state program with limited funds. It is for people who cannot get help anywhere else. What losses does the program cover?

The program provides up to $10,000 to eligible recipients for covered losses. Losses must be a direct result of the disaster. \r\n Assistance can cover remediation, replacement, and repair to pre-disaster condition.

It does not cover improvements. \r\n Covered losses fall into one of three categories: home remediation, temporary housing & rental assistance, or essential personal property. The program provides up to $10,000 to eligible recipients for covered losses.

Losses must be a direct result of the disaster. Assistance can cover remediation, replacement, and repair to pre-disaster condition. It does not cover improvements.

Covered losses fall into one of three categories: home remediation, temporary housing & rental assistance, or essential personal property. What is a Keystone Login? A Keystone Login is a username and password that helps you access a variety services from the Pennsylvania government.

\n Register for a Keystone Login . A Keystone Login is a username and password that helps you access a variety services from the Pennsylvania government. Register for a Keystone Login .

Email us with questions about the program. Need technical help with your application? Public safety outreach from the Pennsylvania Emergency Management Agency.

Public safety outreach from the Pennsylvania Emergency Management Agency. \r\n Assist with Recovery Efforts \r\n Help Prepare for Disasters Assist with Recovery Efforts \r\n Get Emergency Alerts \r\n Know How & When to Contact 911 \r\n Make An Emergency Plan Know How & When to Contact 911 \r\n Join the PA Business Emergency Operations Center Join the PA Business Emergency Operations Center