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Find similar grantsCommunity Reinvestment Act (CRA) Programs is sponsored by Federal Reserve Bank. Supports community development activities that meet the needs of low- and moderate-income individuals.
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Federal Reserve Board - Community Reinvestment Act (CRA) Board of Governors of the Federal Reserve System Federal Reserve Facebook Page Federal Reserve Instagram Page Federal Reserve YouTube Page Federal Reserve Flickr Page Federal Reserve LinkedIn Page Federal Reserve Threads Page Federal Reserve Bluesky Page Community Reinvestment Act (CRA) Note: The information and resources provided below are not inclusive of any updates outlined in the CRA Final Rule issued on October 24, 2023.
For more information on the final rule and compliance dates, please see CRA Final Rule . What is the Community Reinvestment Act (CRA)? The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods .
Banking Regulators for the CRA Three federal banking agencies, or regulators, are responsible for the CRA. Banks that have CRA obligations are supervised by one of these three regulators. Each regulator has a dedicated CRA site that provides information about the banks they oversee and those banks' CRA ratings and Performance Evaluations.
Federal Deposit Insurance Corporation ( FDIC ) Federal Reserve Board ( FRB ) Office of the Comptroller of the Currency ( OCC ) The Federal Reserve supervises state member banks--or, state-chartered banks that have applied for and been accepted to be part of the Federal Reserve System--for CRA compliance.
To carry out its role, the Federal Reserve examines state member banks to evaluate and rate their performance under the CRA; considers banks' CRA performance in context with other supervisory information when analyzing applications for mergers, acquisitions, and branch openings ; and shares information about community development techniques with bankers and the public.
To send a comment about the CRA website, please fill out our feedback form . To ensure that your question is properly routed, please select the Community Reinvestment Act from the "Staff Group" dropdown menu. /consumerscommunities/community-reinvestment-act-2025-notice-of-proposed-rulemaking.
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According to the current listing, eligibility includes: Financial institutions and community organizations. Confirm the full requirements in the official notice before applying.
Community Reinvestment Act (CRA) Programs is funded by Federal Reserve Bank. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Lowe's Hometowns Grant Program is sponsored by Lowe's. This program aims to restore and revitalize community spaces across the country through physical renovations. Consumers can nominate a community space in their hometown, such as a neighborhood garden, park, or community center. While broad, it can apply to infrastructure improvements within a community context.
CFNF Helping Today, Shaping Tomorrow Grant is a grant from the Community Foundation of North Florida that funds nonprofits addressing pressing challenges with programs and services of lasting impact in Florida's Big Bend region. Each year, CFNF awards ten grants of $5,000 each to eligible organizations. A separate Arts Nonprofit Grant Cycle awards five grants of $6,000 each for arts organizations in the same region. Eligible applicants must be 501(c)(3) organizations serving one or more of eleven counties including Leon, Gadsden, Jefferson, and Wakulla, with at least two years of operating history in the region. Applications for the Helping Today, Shaping Tomorrow cycle close September 30.
Bank of America's Neighborhood Builders 2026 application closes July 1. The $300M-since-2004 program awards $100K–$400K plus a leadership program, but the 10-percent-of-revenue cap and market-eligibility rules quietly filter out most applicants before reviewers ever see a proposal.
Read articleThe 2026 Neighborhood Builders application window runs June 1 to July 1. The award combines unrestricted operating support, executive coaching, and an emerging-leader development track — a structure most corporate grants don't offer at this scale.
Read articleOn April 20, 2026, the White House declared grid, natural gas, LNG, petroleum, and coal 'essential to national defense,' unlocking DPA Title III loans, loan guarantees, and purchase commitments through DOE. Here is how this non-traditional financing works, who qualifies, why the September 30 sunset matters, and how energy companies and their supply chains should position now.
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