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Cook County Down Payment Assistance Program is sponsored by Cook County Bureau of Economic Development. This program provides subsidies equal to 5% of the final first loan amount, up to $25,000, to assist with down payments, closing costs, or interest-rate buydowns for homes located in Cook County, Illinois. Assistance is provided as a forgivable second loan over a five-year term.
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Cook County Down Payment Assistance Program Cook County Down Payment Assistance Program Bureau of Economic Development Cook County Down Payment Assistance Program low-level alert: Program has re-opened The Cook County Down Payment Assistance Program re-opened July 20, 2026. The Cook County Down Payment Assistance Program helps homebuyers with down payments, closing costs or mortgage buydowns.
The program provides subsidies of 5 percent of the home's final first loan amount, up to $25,000. Club 720 Solutions LLC, an organization committed to helping people on their home-buying journey, partners with Cook County on the program. Stifel, Nicolaus and Company Inc., a brokerage and investment banking firm, is also a partner.
Homebuyers interested in the program, as well as lenders interested in becoming part of the program, should visit club720. org/cookcounty-dpa . Those earning up to 120 percent of the County’s Area Median Income are eligible, and for those buying in Disproportionately Impacted Areas or Qualified Census Tracts, there is no income limit.
First-time and repeat buyers throughout Cook County who meet those criteria may apply. All first-time homebuyers (which includes those purchasing a home for the first time in three years) must complete a homebuyer education course before closing. Courses are available on the Club 720 website .
For program-related questions, email Paul Elue, housing programs manager with the Cook County Bureau of Economic Development, at paul. elue@cookcountyil. gov .
For direct assistance, email Club 720 at support@club720. org . For media inquiries, email: Maria Phelan, Cook County Bureau of Economic Development deputy director of communications maria.
phelan2@cookcountyil. gov Kyle Garmes, Cook County Bureau of Economic Development public relations specialist kyle. garmes@cookcountyil.
gov Cook County Down Payment Assistance Program Now Open COOK COUNTY, IL—The Cook County Bureau of Economic Development’s Department of Planning and Development today launched a third phase of the Cook County to Launch Third Phase of Down Payment Assistance Program The Cook County Bureau of Economic Development’s Department of Planning and Development today announced the launch of a third phase of the Cook County Down Payment Assistance Pr Bureau of Economic Development Office of Bureau Chief Economic Development Cook County Area Median Income
According to the current listing, eligibility includes: Households with an annual income at or below 120% of the Area Median Income (AMI). No income limit for those buying in Disproportionately Impacted Areas or Qualified Census Tracts. Confirm the full requirements in the official notice before applying.
The current listing shows up to $25,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Cook County Down Payment Assistance Program is funded by Cook County Bureau of Economic Development. Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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