Debit card

Debit card is sponsored by U.S. Bank Foundation. Debit card

Debit card - Apply online | U.S. Bank " data-body="<p>Build toward your financial goals with a U.S. Bank Smartly® Savings account. Once your savings account is open, you may be eligible to apply for additional U. S Bank products.

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html" style="text-decoration: none;"> Learn about Bank Smartly Savings</a></div> " data-firstButton="Close"> Debit cards: better than cash A debit card lets you easily access money in your checking account for everyday purchases. Apply online and open any U.S. Bank checking account, request the U.S. Bank Visa® Debit Card and start using it today.

Explore checking accounts The U.S. Bank Visa® Debit Card makes it easy to turn everyday purchases into benefits. The simplest way to spend is now the easiest way to get rewarded and save when you use your U.S. Bank Visa Debit Card. Earn cash back where you already spend.

Get personalized cash-back offers at your favorite restaurants, retail stores, entertainment and more. When you find a deal, activate it and shop online or in-store with your card. Cash back is credited to your U.S. Bank checking account.

Get discounts. Save 5% on cards for every gift-giving occasion at The Gift Card Shop . Your debit card is safer than cash: Zero fraud liability.

Zero worries. You’re not responsible for unauthorized purchases. 1 Peace of mind is built in.

Fraud detection notifies you of unusual card activity. Lock it for safety. Lose your card?

You can instantly lock it using the U.S. Bank mobile app. Security Center. Access fraud-prevention resources on the mobile app and online banking.

Get your debit card today. Open a U.S. Bank checking account and then do any one of the following: Visit a nearby U.S. Bank branch . We’ll mail your card to you.

Once it arrives, you can activate it and create your PIN. Show your style with a debit card. Want a debit card that makes a difference?

Our eco-friendly debit cards are made from plastic that would have otherwise gone out to sea. They’re better for the oceans and help create a more sustainable future.

Learn more about our eco-friendly debit cards Austin Peay State University Govs San Diego State University University of Wisconsin-Eau Claire University of Wisconsin-Stevens Point Western Kentucky University Eco-friendly school card options California State University Fullerton Titans Central Washington University University of Central Missouri Professional football team options Common questions about debit cards A debit card is a bank card that lets you easily access money in your checking account.

Use it instead of cash or checks for everyday purchases, such as gas and groceries. You can also use it to pay bills and make online purchases. How does a debit card work?

When you use a debit card, the money is taken out of your checking account immediately. You must have enough money in your account to pay for the purchase. There is no credit or bill to be paid later.

If you’re paying in person, swipe, insert or tap your card at checkout. You may be asked for your PIN or signature. For online and phone purchases and transactions, provide your card number, expiration date and CVV code.

If you don’t have your card handy, you can access your card information via virtual card . You may also use your debit card as an ATM card. Just insert your card and enter your PIN.

How do I get a debit card? At most banks, a debit card comes with a checking account. The card typically is issued after you open the checking account and can be used for everyday purchases and cash withdrawals.

After you receive your card, you’ll need to activate it before using it. Activation instructions typically are included with the card. At U.S. Bank, you can request a debit card when you open a checking account .

Once your account is approved, your debit card will be mailed to you and usually arrives within 7 to 10 business days. If you already have a U.S. Bank checking account and need a debit card or a replacement card, you can request one by: Signing in to online banking or the U.S. Bank Mobile App Visiting a U.S. Bank branch Contacting U.S. Bank customer service at 800-872-2657 Can I apply for a debit card online?

How long does it take to get a debit card? With standard shipping, your U.S. Bank debit card will arrive in the mail in 7 to 10 business days. How old do I have to be to have a U.S. Bank Visa Debit Card?

You need a U.S. Bank checking account to have a U.S. Bank Visa® Debit Card. If you’re 18 or older, you may open an account online or at a branch. If you’re 13 through 17, you may open a joint account with an adult.

Open your first bank account or learn how to open an account for a minor . What’s the difference between a credit card and a debit card? Debit cards are directly linked to your checking account, allowing you to access funds you’ve already deposited in the bank.

When you use a credit card, you’re borrowing money from the card provider that you need to pay back at a later date. Does U.S. Bank offer debit cards to businesses? Yes.

A business debit card lets you make purchases directly from your U.S. Bank business checking account anywhere Visa is accepted in person, online or over the phone. Learn about the U.S. Bank Business Visa Debit Card . A debit card’s CVV, or card verification value, is the three-digit number typically found on the back of the card.

It provides additional security for your account and reduces fraudulent use during online and over-the-phone purchases. How can I protect myself from overdrafts due to transactions made with my debit card? You can opt into ATM and Debit Card Overdraft Coverage.

If you say ‘yes’ to this coverage, U.S. Bank may pay ATM and everyday debit card transactions that would result in a negative available balance in your account and cause a fee. If you say ‘no’, these transactions will be declined, and you won’t be charged an Overdraft Paid Fee. Overdraft coverage does not apply to the Safe Debit account .

Get more details about overdraft options . What do I do if I lose my debit card? Close and replace your card on the mobile app, online or by calling us .

We’ll deactivate it and send you a new one. You’ll also have the option to just lock your card , so you have time to look for it. Get directions on how to report a lost or stolen debit card .

What do I do if I forget my PIN? You can reset it via the mobile app, via online banking or by phone. Learn how to reset your PIN .

Where can I recycle my expired or unused debit card? You can securely recycle your expired or unused debit and credit cards at any U.S. Bank branch . Your cards are securely destroyed and recycled using a waste-to-energy process.

Start of disclosure content Return to content, Footnote Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF) for details. Start of disclosure content Deposit products are offered by U.S. Bank National Association. Member FDIC.

The U.S. Bank Visa ® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.