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ActiveLouisiana Housing Corporation (LHC) · 2026

Delta 100 Program

Quick Facts

Agency: Louisiana Housing Corporation (LHC)
Funding: Up to 100% financing and up to 3% closing cost and prepayment assistance
Deadline: Check Source
Status: Active
Eligibility: First-time homebuyers in Delta Parishes.

About This Grant

Delta 100 Program is sponsored by Louisiana Housing Corporation (LHC). Offers financing and assistance to first-time homebuyers in Delta Parishes with no minimum credit score.

View Original RFP

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Official Opportunity Details

Extracted from the official opportunity page/RFP to help you evaluate fit faster.

Pathways to Homeownership Program Lenders Marketing Toolkit Multifamily Revenue Bonds Small Project Continuation Program Lafourche CDBG-NDR Piggyback NOFA Multi-Family Restoration Loan Fund OCD NOFA Middle Market Loan Program (MMLP) Environmental and Labor Review Community & Resident Concerns Additional LIHEAP Resources Permanent Supportive Housing Non-Elderly Disabled Voucher Non-Profit Assistance & Admin Affordable Rental Housing Tenant-Based Rental Assistance Rental Restoration and Development Program (RRDP) Housing Preservation Grant Neighborhood Landlord Rental Program Neighborhood Landlord Rental Program 2 Neighborhood Landlord Rental Program 3 B.

Rebuilds (Developers) Middle Market Loan Program The Rural Rental Rehab Program LA Homeownership Think Tank Public Notices & Comments LHC Audited Financial Statements Constituent Services Request Pathways to Homeownership Program Lenders Marketing Toolkit Multifamily Revenue Bonds Small Project Continuation Program Lafourche CDBG-NDR Piggyback NOFA Multi-Family Restoration Loan Fund OCD NOFA Middle Market Loan Program (MMLP) Environmental and Labor Review Community & Resident Concerns Additional LIHEAP Resources Permanent Supportive Housing Non-Elderly Disabled Voucher Non-Profit Assistance & Admin Affordable Rental Housing Tenant-Based Rental Assistance Rental Restoration and Development Program (RRDP) Housing Preservation Grant Neighborhood Landlord Rental Program Neighborhood Landlord Rental Program 2 Neighborhood Landlord Rental Program 3 B.

R. Rebuilds (Developers) Middle Market Loan Program The Rural Rental Rehab Program LA Homeownership Think Tank Public Notices & Comments LHC Audited Financial Statements Constituent Services Request This is a search field with an auto-suggest feature attached. There are no suggestions because the search field is empty.

R. Rebuilds (Developers) Middle Market Loan Program The Rural Rental Rehab Program LA Homeownership Think Tank Public Notices & Comments LHC Audited Financial Statements Constituent Services Request In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers the Delta 100 Program.

This $2 million, parish-specific program helps some first-time homebuyers who lack traditional credit but have demonstrated the ability, willingness, and commitment to homeownership through alternate avenues. LHC will provide up to 100% financing and up to 3% closing cost and prepayment assistance to eligible homebuyers.

These borrowers are required to complete a Homebuyer Education Course, meet minimum investment requirements and have sufficient cash reserves to qualify. Read on to find out if this program is right for you.

30-year, fixed below market interest rate First-time homebuyer only with no minimum credit score Must purchase single-family housing in the Delta Parishes* Borrower investment: 1% of purchase price or $1,500, whichever is less (gifts not allowed) Homebuyer education required * Caldwell, Catahoula, Concordia, East Carroll, Franklin, Madison, Morehouse, Pointe Coupee, Richland, Tensas, West Carroll, and Ouachita (excluding Monroe) Mortgage insurance not required Up to 3% for closing costs and prepaid items Maximum loan amount of $242,000 Household income up to HUD 80% AMI by parish and household size Determine If This Program Is Right for You Not all prospective homebuyers are eligible for this program.

To determine if the Delta 100 Program is right for you, follow these simple steps: STEP #1 – Determine if your income fits within the HUD 80% AMI by parish and household size; here .

STEP #2 – Contact the participating lender for this program: AVP | Mortgage Loan Officer II 3524 S Sherwood Forest Boulevard Baton Rouge LA 70816 P (225) 300-8329 | F (225) 389-6565 STEP #3 – Select a Realtor: Begin your home search and once you have signed a purchase agreement, return to the lender to complete the loan process.

STEP #4 – Reserve Funds: The lender will reserve the assistance funds for you with Louisiana Housing Corporation and complete all the remaining processes from loan application to loan closing. Pathways to Homeownership Program Want to receive more information?

AVP | Mortgage Loan Officer II 3524 S Sherwood Forest Boulevard Baton Rouge LA 70816 P (225) 300-8329 | F (225) 389-6565 | C (225) 907-8969 Down Payment Assistance Programs The LHC offers several programs that can assist eligible homebuyers reduce their down payments. See programs offering down payment assistance. Learn More Use this helpful mortgage calculator to determine your monthly payment amount and help budget for your new home.

Learn More LHC Delta 100 Program Training See our Delta 100 Program Training. View Document WANT TO LEARN MORE ABOUT OUR PROGRAMS FOR HOMEBUYERS? 2415 QUAIL DRIVE, BATON ROUGE, LA 70808 Accessibility & Language Options

Eligibility Requirements

First-time homebuyers in Delta Parishes.

Frequently Asked Questions

Who can apply for Delta 100 Program?

According to the current listing, eligibility includes: First-time homebuyers in Delta Parishes. Confirm the full requirements in the official notice before applying.

How much funding does Delta 100 Program offer?

The current listing shows up to 100% financing and up to 3% closing cost and prepayment assistance. Verify award ceilings, matching requirements, and allowable costs in the official notice.

Who funds Delta 100 Program?

Delta 100 Program is funded by Louisiana Housing Corporation (LHC). Verify program details on the funder's official page before applying.

How do I apply for Delta 100 Program?

Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.

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