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Find similar grantsDisaster Assistance (SBA Disaster Loans for Homeowners and Renters) is sponsored by U.S. Small Business Administration (SBA). The SBA provides low-interest disaster loans to homeowners and renters to repair or replace disaster-damaged or destroyed real estate and personal property.
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Disaster assistance | U.S. Small Business Administration Explore SBA's low-interest disaster loans to help homeowners, renters, and businesses of all sizes recover from declared disasters. Find an SBA Recovery Center Who can apply for an SBA disaster loan? Private nonprofit organizations You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan.
How to use an SBA disaster loan See if the SBA has issued a disaster declaration in your area. Loans are available for businesses and homes affected by disaster.
SBA disaster loans can be used for: Losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business Business operating expenses that could have been met had the disaster not occurred Find out how to use the MySBA Loan Portal to check your application status and manage your loan. Loans to cover repairs and replacement of physical assets damaged in a declared disaster.
Cover repairs and other physical damages Expanded funding to make improvements to eliminate future damage. Get funds to mitigate future damages Funding to cover small business operating expenses after a declared disaster. Cover operating expenses after a disaster SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave.
Get help with operating costs during employee call-ups Manage your SBA disaster loan Find out how to use the MySBA Loan Portal to apply for disaster relief, or check the status of your application.
According to the current listing, eligibility includes: Homeowners and renters located in a federally declared disaster area who have suffered damage to primary residence or personal property. Confirm the full requirements in the official notice before applying.
The current listing shows homeowners may apply for up to $500,000 to repair or replace their primary residence; Homeowners and renters may borrow up to $100,000 to replace or repair personal property. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Disaster Assistance (SBA Disaster Loans for Homeowners and Renters) is funded by U.S. Small Business Administration (SBA). Verify program details on the funder's official page before applying.
Yes — this listing is flagged as national in scope, so applicants across the U.S. may apply, subject to the sponsor's other eligibility criteria.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
On September 2, 2026, SBA published an updated commercialization benchmark: firms with more than 25 Phase II awards in five years must derive at least 33 percent of total revenue from non-SBIR sources in FY2027, and 50 percent from FY2028 onward. It takes effect November 15, 2026. Because the measurement window looks backward three completed fiscal years, the first test is already decided — and the second is two-thirds decided. Here is the arithmetic, the history, and what firms near the line should do.
Read articleOn August 24, 2026, DOE and SBA signed a memorandum of agreement creating the Small Business Investment Company-Energy Initiative, pointing a $58 billion SBA-leveraged investment program at DOE's technology priorities. No application, no NOFO, no deadline. Here is how SBIC capital actually works, why a January 2026 rule change made this possible, and what a company sitting on a DOE Phase II award should do about it.
Read articleThe Small Business Administration's Manufacturing in America Empower to Grow initiative funds up to ten technical-assistance organizations with $5M each to deliver hands-on training to small manufacturers in aerospace, shipbuilding, advanced manufacturing, and seven other priority sectors. Applications close June 15, 2026 — and the three-year continuous-operation requirement is the rule that ends most LOIs before they start.
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