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ActiveFederal Home Loan Bank of Cincinnati · 2026

Disaster Reconstruction Program (DRP)

Quick Facts

Agency: Federal Home Loan Bank of Cincinnati
Funding: Up to $20,000 for homeowners; up to $10,000 for displaced renters
Deadline: Check Source
Status: Active
Eligibility: Households in federally or state-declared disaster areas within the Fifth District whose income is less than or equal to 100 percent of the applicable Mortgage Revenue Bond income limits.

About This Grant

Disaster Reconstruction Program (DRP) is sponsored by Federal Home Loan Bank of Cincinnati. This program provides grants to households whose homes were damaged or destroyed by natural disasters in eligible counties. Funds can be used towards construction, acquisition, or repair of primary residences.

View Original RFP

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Official Opportunity Details

Extracted from the official opportunity page/RFP to help you evaluate fit faster.

[](https://www. fhlbcin. com/) [](https://www.

fhlbcin. com/) [](https://www. fhlbcin.

com/housing-programs/disaster-reconstruction-program/#) * Mission, Vision and Values * Mortgage Purchase Program * Affordable Housing Program * Disaster Reconstruction Program * Carol M. Peterson Housing Fund * Hundred Homes Initiative * Community Investment Cash Advances * Affordable Rate Program (ARP) * Targeted Community Lending Plan * [](https://www. facebook.

com/FHLBCincinnati)[](https://twitter. com/fhlbcin)[](https://www. linkedin.

com/company/114339)[](https://www. instagram. com/fhlbcin/) * Mission, Vision and Values * Mortgage Purchase Program * Affordable Housing Program * Disaster Reconstruction Program * Carol M.

Peterson Housing Fund * Hundred Homes Initiative * Community Investment Cash Advances * Affordable Rate Program (ARP) * Targeted Community Lending Plan ### Disaster Reconstruction Program * DISASTER RECONSTRUCTION PROGRAM Affordable Housing ProgramWelcome Home ProgramDisaster Reconstruction ProgramCarol M.

Peterson Housing FundHundred Homes InitiativeZero Interest FundCommunity Investment Cash AdvancesAffordable Rate Program (ARP)HCI Quick LinksTargeted Community Lending PlanSponsor DirectoryRecent Funding AwardsFirst-Time Users Guide This is only a brief overview of the Disaster Reconstruction Program. Complete program information can be found in the 2026 Program Guide.

Viewour current list of disaster declarations by county to see if your area is eligible. **What is the Disaster Reconstruction Program? ** Households affected by natural disasters may qualify for help with purchasing, constructing, or repairing their primary residence through the Disaster Reconstruction Program (DRP).

Grants of up to $20,000 are available to homeowners in declared disaster areas, and renters can qualify for $10,000 toward the purchase of a home. The Disaster Reconstruction Program funds were made available for reservation beginning on May 1, 2012. The program will remain open until all funds have been exhausted or the FHLB elects to terminate or suspend the program.

FHLB Cincinnati established the Disaster Reconstruction Program as a standing response to disasters that occur within the Fifth District states of Kentucky, Ohio, and Tennessee. FHLB members can make a positive impact on their community by offering funds to assist customers in replacing or repairing homes that have been damaged due to a disaster. Households must apply with one of our member institutions.

Click here to search our Member Directory. All funds will be reserved for households on a “first-come, first-served” basis, but only to the extent that funds are available. Members may reserve funds via the Disaster Reconstruction Program link through the FHLB’s Members Only portal by submitting an online Reservation Request with supporting documentation.

Instructions for accessing Members Only may be found here. **Additional Information and Technical Assistance** For more information or assistance, please contact the Housing & Community Investment Department at (888) 345-2246 or email us at drp@fhlbcin. com.

For FHLB's Members Only assistance, please contact our Service Desk at (800) 781-3090.

Disaster Reconstruction Program Resources #### Disaster Reconstruction Program Documents and Forms * Certification of Income Eligibility with Instructions [PDF] * Comprehensive Sponsor Contact List [PDF] * Declaration of Restrictive Covenants [PDF] * DRP Retention Language [PDF] * Example Attachment A When Using A Contractor [PDF] * Example Attachment A With Sponsor Labor [PDF] * Instructions for Accessing Members Only * List of Disaster Declarations and Counties [PDF] * Post-Rehabilitation Inspection [PDF] * Pre-Rehabilitation Inspection [PDF] * Sources & Uses (Attachment A and Labor Breakdown) [EXCEL] * Sponsor Capacity Form [PDF] * Steps for Accessing Disaster Funds for Acquisition or New Construction * Steps for Accessing Disaster Funds for Rehabilitation * Subsidy Recapture Procedures * Subsidy Payoff Request [PDF] * Sample Release and Satisfaction [PDF] * Information for Homebuyers and Homeowners [PDF] #### Disaster Reconstruction Program Webinars and Presentations * FHLB's Disaster Reconstruction Program Webinar [PDF | WEBINAR] [](https://www.

facebook. com/FHLBCincinnati)[](https://twitter. com/fhlbcin)[](https://www.

linkedin. com/company/114339)[](https://www. instagram.

com/fhlbcin/) The BasicsLeadershipFinancial ResultsPublic AffairsEqual Opportunity Advance ProgramsLetters of CreditCorrespondent ServicesMortgage Purchase ProgramMember Analytics Affordable Housing ProgramWelcome Home ProgramDisaster ReconstructionRecent Funding AwardsFirst-time Users Guide

Eligibility Requirements

Households in federally or state-declared disaster areas within the Fifth District whose income is less than or equal to 100 percent of the applicable Mortgage Revenue Bond income limits.

Frequently Asked Questions

Who can apply for Disaster Reconstruction Program (DRP)?

According to the current listing, eligibility includes: Households in federally or state-declared disaster areas within the Fifth District whose income is less than or equal to 100 percent of the applicable Mortgage Revenue Bond income limits. Confirm the full requirements in the official notice before applying.

How much funding does Disaster Reconstruction Program (DRP) offer?

The current listing shows up to $20,000 for homeowners; up to $10,000 for displaced renters. Verify award ceilings, matching requirements, and allowable costs in the official notice.

Who funds Disaster Reconstruction Program (DRP)?

Disaster Reconstruction Program (DRP) is funded by Federal Home Loan Bank of Cincinnati. Verify program details on the funder's official page before applying.

How do I apply for Disaster Reconstruction Program (DRP)?

Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.

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